Condensed Consolidated Balance Sheets (unaudited) - USD ($) $ in Thousands	Jun. 30, 2016	Dec. 31, 2015
ASSETS
Cash and cash equivalents	$ 45,187	$ 48,264
Available-for-sale securities, at fair value	7,393	6,696
Loans held for sale	687	2,091
Loans	464,648	459,469
Allowance for loan losses	(4,838)	(4,636)
Total loans, net	459,810	454,833
Accrued interest receivable	1,592	1,608
Bank-owned life insurance ("BOLI"), net	11,914	11,746
Other real estate owned ("OREO") and repossessed assets, net	780	769
Mortgage servicing rights, at fair value	3,026	3,249
Federal Home Loan Bank ("FHLB") stock, at cost	2,073	2,212
Premises and equipment, net	5,088	5,335
Other assets	4,209	3,957
Total assets	541,759	540,760
Deposits
Interest-bearing	384,323	389,151
Noninterest-bearing demand	59,544	50,873
Total deposits	443,867	440,024
Borrowings	35,613	40,435
Accrued interest payable	90	72
Other liabilities	4,873	5,140
Advance payments from borrowers for taxes and insurance	505	569
Total liabilities	484,948	486,240
COMMITMENTS AND CONTINGENCIES (NOTE 7)
STOCKHOLDERS' EQUITY
Preferred stock, $0.01 par value, 1,000,000 shares authorized, none issued or outstanding	0	0
Common stock, $0.01 par value, 40,000,000 shares authorized, 2,480,830 and 2,469,206 shares issued and outstanding as of June 30, 2016 and December 31, 2015, respectively	25	25
Additional paid-in capital	23,247	23,002
Unearned shares - Employee Stock Ownership Plan ("ESOP")	(911)	(911)
Retained earnings	34,228	32,240
Accumulated other comprehensive income, net of tax	222	164
Total stockholders' equity	56,811	54,520
Total liabilities and stockholders' equity	$ 541,759	$ 540,760