Condensed Consolidated Statements of Income (unaudited) - USD ($) shares in Thousands, $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
INTEREST INCOME
Loans, including fees	$ 5,363	$ 5,179	$ 10,685	$ 10,348
Interest and dividends on investments, cash and cash equivalents	47	61	102	95
Total interest income	5,410	5,240	10,787	10,443
INTEREST EXPENSE
Deposits	661	552	1,322	1,112
Borrowings	19	44	47	94
Total interest expense	680	596	1,369	1,206
Net interest income	4,730	4,644	9,418	9,237
PROVISION FOR LOAN LOSSES	200	200	300	400
Net interest income after provision for loan losses	4,530	4,444	9,118	8,837
NONINTEREST INCOME
Service charges and fee income	671	700	1,316	1,234
Earnings on cash surrender value of bank-owned life insurance	84	86	168	167
Mortgage servicing income	214	80	469	33
Fair value adjustment on mortgage servicing rights	347	144	169	284
Loss on sale of securities	0	0	(31)	0
Net gain on sale of loans	390	110	786	187
Total noninterest income	1,706	1,120	2,877	1,905
NONINTEREST EXPENSE
Salaries and benefits	2,205	1,958	4,460	4,025
Operations	1,053	1,009	1,957	1,901
Regulatory assessments	230	75	296	135
Occupancy	448	327	773	613
Data processing	454	328	856	672
Net loss on OREO and repossessed assets	10	78	82	161
Total noninterest expense	4,400	3,775	8,424	7,507
Income before provision for income taxes	1,836	1,789	3,571	3,235
Provision for income taxes	589	573	1,116	1,032
Net income	$ 1,247	$ 1,216	$ 2,455	$ 2,203
Earnings per common share:
Basic (in dollars per share)	$ 0.50	$ 0.48	$ 0.98	$ 0.88
Diluted (in dollars per share)	$ 0.48	$ 0.47	$ 0.94	$ 0.85
Weighted average number of common shares outstanding:
Basic (in shares)	2,511	2,510	2,518	2,508
Diluted (in shares)	2,602	2,601	2,603	2,602