Condensed Consolidated Balance Sheets (unaudited) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
ASSETS
Cash and cash equivalents	$ 34,087	$ 29,289
Available-for-sale securities, at fair value	7,901	11,524
Loans held for sale	3,061	810
Loans	434,597	430,360
Allowance for loan losses	(4,572)	(4,387)
Total Loans, net	430,025	425,973
Accrued interest receivable	1,494	1,497
Bank-owned life insurance ("BOLI"), net	11,576	11,408
Other real estate owned ("OREO") and repossessed assets, net	382	323
Mortgage servicing rights, at fair value	3,271	3,028
Federal Home Loan Bank ("FHLB") stock, at cost	1,645	2,224
Premises and equipment, net	5,739	5,555
Other assets	4,266	3,556
Total assets	503,447	495,187
Deposits
Interest-bearing	367,172	363,456
Noninterest-bearing demand	51,457	44,353
Total deposits	418,629	407,809
Borrowings	26,256	30,578
Accrued interest payable	79	76
Other liabilities	6,214	5,606
Advance payments from borrowers for taxes and insurance	481	474
Total liabilities	$ 451,659	$ 444,543
COMMITMENTS AND CONTINGENCIES (NOTE 7)
STOCKHOLDERS' EQUITY
Preferred stock, $0.01 par value, 1,000,000 shares authorized, none issued or outstanding	$ 0	$ 0
Common stock, $0.01 par value, 40,000,000 shares authorized, 2,465,730 and 2,524,645 shares issued and outstanding as of June 30, 2015 and December 31, 2014, respectively	25	25
Additional paid-in capital	22,515	23,552
Unearned shares - Employee Stock Ownership Plan ("ESOP")	(1,140)	(1,140)
Retained earnings	30,202	28,024
Accumulated other comprehensive income, net of tax	186	183
Total stockholders' equity	51,788	50,644
Total liabilities and stockholders' equity	$ 503,447	$ 495,187