The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
COLGATE PALMOLIVE CO COM 194162103 218 3,273 SH   SOLE   3,273 0 0
ISHARES MSCI EMG MKT ETF 464287234 3,179 98,764 SH   SOLE   98,764 0 0
SPDR GOLD TRUST GOLD SHS 78463V107 3,033 29,892 SH   SOLE   29,892 0 0
ISHARES RUS 1000 GRW ETF 464287614 70,958 713,289 SH   SOLE   713,289 0 0
ISHARES RUSSELL 2000 ETF 464287655 9,039 80,261 SH   SOLE   80,261 0 0
ISHARES RUS 2000 VAL ETF 464287630 15,376 167,242 SH   SOLE   167,242 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,735 13,415 SH   SOLE   13,415 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 5,262 160,880 SH   SOLE   160,880 0 0