X0306 4 2020-03-03 0 0001538716 Oportun Financial Corp OPRT 0001578544 Vazquez Raul OPORTUN FINANCIAL CORPORATION 2 CIRCLE STAR WAY SAN CARLOS CA 94070 1 1 0 0 Chief Executive Officer Common Stock 2020-03-03 4 M 0 17488 A 202673 D Restricted Stock Units 2020-03-03 4 M 0 17848 0 A Common Stock 17848 53546 D Shares will be delivered to the Reporting Person in May 2020. This amount will be adjusted for the sale of shares to cover applicable taxes on the delivery date. Each RSU represents the right to receive, at settlement, one share of common stock. The Reporting Person was granted RSUs which represent a contingent right to receive one share of Common Stock for each RSU. Twenty-Five per cent (25%) of the RSUs vested on March 3, 2020 and the balance vests annually over three (3) years, provided that the Reporting Person remains in continuous service to the Issuer on each vesting date. /s/Kathleen Layton (Attorney-in-Fact) 2020-03-04