X0202 SCHEDULE 13G/A 0001802986 XXXXXXXX LIVE 1 Common Stock, $0.0001 par value per share 03/31/2026 0001538716 Oportun Financial Corporation 68376D104 1825 South Grant Street, Suite 850 San Mateo CA 94402 Rule 13d-1(c) Forager Capital Management, LLC DE 3514856.00 0.00 3514856.00 0.00 3514856.00 N 7.9 IA Forager Fund, L.P. DE 3514856.00 0.00 3514856.00 0.00 3514856.00 N 7.9 PN Kissel Edward Urban X1 0.00 3514856.00 0.00 3514856.00 3514856.00 N 7.9 HC IN MacArthur Robert Symmes X1 0.00 3514856.00 0.00 3514856.00 3514856.00 N 7.9 HC IN Oportun Financial Corporation 1825 South Grant Street, Suite 850, San Mateo, CA 94402 This joint statement on Schedule 13G/A is being filed by Forager Fund, L.P., a Delaware limited partnership (the "Fund"), Forager Capital Management, LLC, a Delaware limited liability company and the general partner of the Fund (the "General Partner"), Edward Kissel and Robert MacArthur (collectively, the "Reporting Persons"). The business address of each of the Reporting Persons is 2025 3rd Ave. N, Suite 350, Birmingham, AL 35203. The Fund is a Delaware limited partnership. The General Partner is a Delaware limited liability company. Each of Messrs. Kissel and MacArthur is a citizen of the United States. Y The Reporting Persons, in the aggregate, beneficially own 3,514,856 shares of common stock, $0.0001 par value per share, of the Issuer ("Common Stock"). 7.9%. The percentages of beneficial ownership reported herein, and on each Reporting Person's cover page to this Schedule 13G/A, are based on a total of 44,500,268 shares of Common Stock issued and outstanding as of February 18, 2026, as reported in the Issuer's Annual Report on Form 10-K for its fiscal year ended December 31, 2025, filed with the Securities and Exchange Commission on February 27, 2026. Each of the Fund and the General Partner has the sole power to vote or to direct the vote of 3,514,856 shares of Common Stock. Each of Messrs. Kissel and MacArthur has the sole power to vote or to direct the vote of 0 shares of Common Stock. Each of the Fund and the General Partner has the shared power to vote or to direct the vote of 0 shares of Common Stock. Each of Messrs. Kissel and MacArthur has the shared power to vote or to direct the vote of 3,514,856 shares of Common Stock. Each of the Fund and the General Partner has the sole power to dispose or to direct the disposition of 3,514,856 shares of Common Stock. Each of Messrs. Kissel and MacArthur has the sole power to dispose or to direct the disposition of 0 shares of Common Stock. Each of the Fund and the General Partner has the shared power to dispose or to direct the disposition of 0 shares of Common Stock. Each of Messrs. Kissel and MacArthur has the shared power to dispose or to direct the disposition of 3,514,856 shares of Common Stock. Y Y Y Y Y N By signing below I certify that, to the best of my knowledge and belief, the securities referred to above were not acquired and are not held for the purpose of or with the effect of changing or influencing the control of the issuer of the securities and were not acquired and are not held in connection with or as a participant in any transaction having that purpose or effect, other than activities solely in connection with a nomination under ?? 240.14a-11. Exhibit 24.1 - Power of Attorney, dated October 15, 2025, by Edward Kissel, incorporated herein by reference to Exhibit 24.1 of the Schedule 13G filed by the reporting persons with the Securities and Exchange Commission on October 15, 2025 (https://www.sec.gov/Archives/edgar/data/1720592/000110465926006144/tm263876d1_ex24-1.htm) Exhibit 24.2 - Power of Attorney, dated October 15, 2025, by Robert MacArthur, incorporated herein by reference to Exhibit 24.2 of the Schedule 13G filed by the reporting persons with the Securities and Exchange Commission on October 15, 2025 (https://www.sec.gov/Archives/edgar/data/1720592/000110465926006144/tm263876d1_ex24-2.htm) Exhibit 99.1 - Joint Filing Agreement, dated October 15, 2025, by and among the reporting persons, incorporated herein by reference to Exhibit 99.1 of the Schedule 13G filed by the reporting persons with the Securities and Exchange Commission on October 15, 2025 (https://www.sec.gov/Archives/edgar/data/1720592/000110465926006144/tm263876d1_ex99-1.htm) Forager Capital Management, LLC /s/ Robert Symmes MacArthur 04/21/2026 Forager Fund, L.P. /s/ Robert Symmes MacArthur 04/21/2026 Kissel Edward Urban /s/ Edward Urban Kissel 04/21/2026 MacArthur Robert Symmes /s/ Robert Symmes MacArthur 04/21/2026