| Item 1. | |
| (a) | Name of issuer:
Oportun Financial Corp |
| (b) | Address of issuer's principal executive offices:
2 Circle Star Way, San Carlos, California, 94070 |
| Item 2. | |
| (a) | Name of person filing:
This Statement is filed on behalf of each of the following persons (collectively, the "Reporting Persons"):
i) McLaren Harbor, LLC, a Delaware limited liability company;
ii) CL VI Ventures Offshore, L.P., a Cayman Islands limited partnership;
iii) Castlelake VI GP, L.P., a Delaware limited partnership;
iv) Castlelake, L.P., a Delaware limited partnership;
v) Rory O'Neill, a citizen of the United States of America; and
vi) Evan Carruthers, a citizen of the United States of America. |
| (b) | Address or principal business office or, if none, residence:
The address of the principal business office of each Reporting Person is 250 Nicollet Mall Suite 900, Minneapolis, MN 55401. |
| (c) | Citizenship:
See response to Item 2(a) |
| (d) | Title of class of securities:
Common Stock, $0.0001 par value per share |
| (e) | CUSIP No.:
68376D104 |
| Item 4. | Ownership |
| (a) | Amount beneficially owned:
As of the date hereof, each of the Reporting Persons may be deemed the beneficial owner of 2,426,503 Shares, which are held directly by McLaren Harbor, LLC. |
| (b) | Percent of class:
As of the date hereof, each of the Reporting Persons may be deemed the beneficial owner of approximately 5.5% of Shares outstanding. (This percentage is calculated based on 44,009,399 Shares outstanding as of June 30, 2025, based on the Issuer's quarterly report on Form 10-Q filed with the SEC on August 7, 2025). |
| (c) | Number of shares as to which the person has:
|
| | (i) Sole power to vote or to direct the vote:
0
|
| | (ii) Shared power to vote or to direct the vote:
2,426,503
|
| | (iii) Sole power to dispose or to direct the disposition of:
0
|
| | (iv) Shared power to dispose or to direct the disposition of:
2,426,503
|
| Item 5. | Ownership of 5 Percent or Less of a Class. |
| | |
| Item 6. | Ownership of more than 5 Percent on Behalf of Another Person. |
| |
Not Applicable
|
| Item 7. | Identification and Classification of the Subsidiary Which Acquired the Security Being Reported on by the Parent Holding Company or Control Person. |
| |
Not Applicable
|
| Item 8. | Identification and Classification of Members of the Group. |
| |
Not Applicable
|
| Item 9. | Notice of Dissolution of Group. |
| |
Not Applicable
|
Rule 13d-1(b)
Rule 13d-1(c)