The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
QUEST DIAGNOSTICS INC COM 74834L100 1,522 16,564 SH   SOLE   0 0 16,564
LILLY ELI & CO COM 532457108 935 12,716 SH   SOLE   0 0 12,716
EXXON MOBIL CORP COM 30231G102 821 9,094 SH   SOLE   0 0 9,094
MERCK & CO INC COM 58933Y105 634 10,776 SH   SOLE   0 0 10,776
APPLE INC COM 037833100 256 2,213 SH   SOLE   0 0 2,213
GENERAL ELECTRIC CO COM 369604103 255 8,077 SH   SOLE   0 0 8,077
CELGENE CORP COM 151020104 237 2,048 SH   SOLE   0 0 2,048
JOHNSON & JOHNSON COM 478160104 209 1,815 SH   SOLE   0 0 1,815
ISHARES TR CORE US AGGBD ET 464287226 17,077 158,033 SH   SOLE   0 0 158,033
ISHARES TR TIPS BD ETF 464287176 8,206 72,506 SH   SOLE   0 0 72,506
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 4,195 51,927 SH   SOLE   0 0 51,927
CLAYMORE EXCHANGE TRD FD TR GUG BUL 2019 HY 18383m373 761 31,527 SH   SOLE   0 0 31,527
ISHARES TR RUSSELL 3000 ETF 464287689 17,598 132,338 SH   SOLE   0 0 132,338
ISHARES TR CORE S&P500 ETF 464287200 15,074 66,999 SH   SOLE   0 0 66,999
ISHARES TR RUS 1000 ETF 464287622 12,403 99,653 SH   SOLE   0 0 99,653
VANGUARD INDEX FDS SMALL CP ETF 922908751 10,497 81,401 SH   SOLE   0 0 81,401
ISHARES TR CORE S&P MCP ETF 464287507 10,002 60,493 SH   SOLE   0 0 60,493
VANGUARD INDEX FDS DIV APP ETF 921908844 9,712 114,013 SH   SOLE   0 0 114,013
ISHARES TR RUS MDCP VAL ETF 464287473 8,905 110,715 SH   SOLE   0 0 110,715
ISHARES TR RUS 1000 VAL ETF 464287598 7,620 68,014 SH   SOLE   0 0 68,014
VANGUARD INDEX FDS HIGH DIV YLD 921946406 7,499 98,967 SH   SOLE   0 0 98,967
VANGUARD INDEX FDS TOTAL STK MKT 922908769 5,538 48,023 SH   SOLE   0 0 48,023
ISHARES TR S&P 100 ETF 464287101 5,325 53,627 SH   SOLE   0 0 53,627
VANGUARD INDEX FDS HEALTH CAR ETF 92204a504 3,682 29,045 SH   SOLE   0 0 29,045
ISHARES TR CORE S&P SCP ETF 464287804 1,073 7,802 SH   SOLE   0 0 7,802
VANGUARD INDEX FDS MID CAP ETF 922908629 868 6,591 SH   SOLE   0 0 6,591
VANGUARD INDEX FDS VALUE ETF 922908744 580 6,240 SH   SOLE   0 0 6,240
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 521 10,718 SH   SOLE   0 0 10,718
POWERSHARES ETF TR II S&P500 LOW VOL 73937b779 432 10,390 SH   SOLE   0 0 10,390
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 258 4,990 SH   SOLE   0 0 4,990