Consolidated Statements of Cash Flows - USD ($) $ in Thousands	3 Months Ended
	Sep. 30, 2020	Sep. 30, 2019
Operating Activities:
Net income	$ 5,753	$ 8,804
Adjustments to reconcile net income to net cash used in operating activities:
Provision for credit losses	950	0
Depreciation	2,392	1,223
Deferred income tax expense	1,070	2,198
Net amortization and accretion	(442)	(1,705)
Gain on sale and impairment of REO	(35)	(19)
Gain on sale of loans held for sale	(3,344)	(2,299)
Origination of loans held for sale	(221,404)	(77,778)
Proceeds from sales of loans held for sale	158,185	62,122
Increase in deferred loan costs, net	(1,753)	(250)
Decrease in accrued interest receivable and other assets	1,926	419
Amortization of core deposit intangibles	238	411
BOLI income	(532)	(697)
ESOP compensation expense	191	338
Restricted stock and stock option expense	506	443
Increase (decrease) in other liabilities	516	(2,274)
Net cash used in operating activities	(55,783)	(9,064)
Investing Activities:
Purchase of securities available for sale	(500)	(49,375)
Proceeds from maturities of securities available for sale	27,285	1,900
Net proceeds (purchases) of commercial paper	100,397	(11,159)
Purchase of certificates of deposit in other banks	(996)	(5,130)
Maturities of certificates of deposit in other banks	4,324	7,018
Principal repayments of mortgage-backed securities	4,635	3,748
Net purchases of other investments	(3)	(522)
Net decrease (increase) in loans	19,583	(56,538)
Purchase of BOLI	(56)	(25)
Proceeds from redemption of BOLI	0	477
Purchase of premises and equipment	(1,807)	(383)
Purchase of operating lease equipment	(2,918)	(1,606)
Proceeds from sale of REO	228	412
Net cash provided by (used in) investing activities	150,172	(111,183)
Financing Activities:
Net increase (decrease) in deposits	(43,710)	166,937
Net increase in other borrowings	0	5,000
Common stock repurchased	0	(4,800)
Cash dividends paid	(1,148)	(1,034)
Retired stock	(9)	0
Exercised stock options	0	194
Net cash provided by (used in) financing activities	(44,867)	166,297
Net Increase in Cash and Cash Equivalents	49,522	46,050
Cash and Cash Equivalents at Beginning of Period	121,622	71,043
Cash and Cash Equivalents at End of Period	171,144	117,093
Cash paid during the period for:
Interest	5,308	9,011
Income taxes	1,686	5
Noncash transactions:
Unrealized gain in value of securities available for sale, net of income taxes	153	227
Transfer of loans to REO	0	46
Transfer of loans held for sale to total loans	17,754	3,614
Transfer of one-to-four family loans to held for sale	0	256,803
Transfer of land from property and equipment to other assets for new finance lease accounting	0	2,052
New ROU asset and lease liabilities for new operating lease accounting	$ 533	$ 5,296