Loans Held For Sale (Tables)

3 Months Ended

Sep. 30, 2020

Receivables [Abstract]

Schedule of Loans Held for Sale

Loans held for sale as of the dates indicated consist of the following:

	September 30, 2020		June 30, 2020
One-to-four family	$	42,271	$	28,152
SBA	6,289		1,240
HELOCs	76,425		47,785
Total	$	124,985	$	77,177

Loans consist of the following at the dates indicated:

	September 30, 2020		June 30, 2020
Commercial loans:
Commercial real estate	$	1,068,255	$	1,052,906
Construction and development	216,757		215,934
Commercial and industrial	148,413		154,825
Equipment finance	250,813		229,239
Municipal finance	130,337		127,987
Paycheck Protection Program	80,816		80,697
Total commercial loans	1,895,391		1,861,588
Retail consumer loans:
One-to-four family	459,285		473,693
HELOCs - originated	135,885		137,447
HELOCs - purchased	61,535		71,781
Construction and land/lots	78,799		81,859
Indirect auto finance	128,466		132,303
Consumer	10,035		10,259
Total retail consumer loans	874,005		907,342
Total loans	2,769,396		2,768,930
Deferred loan costs, net	—		189
Total loans, net of deferred loan costs	2,769,396		2,769,119
Allowance for credit losses	(43,132)		(28,072)
Loans, net	$	2,726,264	$	2,741,047

The following table provides a breakdown between loans identified as CDAs and non-CDAs, by segment and class, and securing collateral, as well as collateral coverage for those loans at September 30, 2020:

	Type of Collateral and Extent to Which Collateral Secures Financial Assets
	Residential Property		Investment Property		Commercial Property		Business Assets		Other		Financial Assets Not Considered Collateral Dependent		Total
Commercial loans:
Commercial real estate	$	—	$	3,798	$	2,468	$	—	$	—	$	1,061,989	1,068,255
Construction and development	—		78		—		—		—		216,679		216,757
Commercial and industrial	—		—		—		25		—		148,388		148,413
Equipment finance	—		—		—		516		—		250,297		250,813
Municipal finance	—		—		—		—		—		130,337		130,337
Paycheck Protection Program	—		—		—		—		—		80,816		80,816
Retail consumer loans:
One-to-four family	1,085		—		—		—		—		458,200		459,285
HELOCs - originated	—		—		—		—		—		135,885		135,885
HELOCs - purchased	—		—		—		—		—		61,535		61,535
Construction and land/lots	—		—		—		—		—		78,799		78,799
Indirect auto finance	—		—		—		—		—		128,466		128,466
Consumer	—		—		—		—		—		10,035		10,035
Total	$	1,085	$	3,876	$	2,468	$	541	$	—	$	2,761,426	$	2,769,396
Total Collateral Value	$	1,205	$	3,924	$	2,732	$	565	$	—