Consolidated Balance Sheets - USD ($) $ in Thousands	Jun. 30, 2020	Jun. 30, 2019
Assets
Cash	$ 31,908	$ 40,909
Interest-bearing deposits	89,714	30,134
Cash and cash equivalents	121,622	71,043
Commercial paper	304,967	241,446
Certificates of deposit in other banks	55,689	52,005
Securities available for sale, at fair value	127,537	121,786
Other investments, at cost	38,946	45,378
Loans held for sale	77,177	18,175
Total loans, net of deferred loan costs	2,769,119	2,705,190
Allowance for loan losses	(28,072)	(21,429)
Net loans	2,741,047	2,683,761
Premises and equipment, net	58,462	61,051
Accrued interest receivable	12,312	10,533
Real estate owned (REO)	337	2,929
Deferred income taxes	16,334	26,523
Bank owned life insurance (BOLI)	92,187	90,254
Goodwill	25,638	25,638
Core deposit intangibles	1,078	2,499
Other assets	49,519	23,157
Total Assets	3,722,852	3,476,178
Liabilities
Deposits	2,785,756	2,327,257
Borrowings	475,000	680,000
Other liabilities	53,833	60,025
Total liabilities	3,314,589	3,067,282
Stockholders’ Equity
Preferred stock, $0.01 par value, 10,000,000 shares authorized, none issued or outstanding	0	0
Common stock, $0.01 par value, 60,000,000 shares authorized, 17,021,357 shares issued and outstanding at June 30, 2020; 17,984,105 at June 30, 2019	170	180
Additional paid in capital	169,648	190,315
Retained earnings	242,776	224,545
Unearned Employee Stock Ownership Plan (ESOP) shares	(6,348)	(6,877)
Accumulated other comprehensive income	2,017	733
Total stockholders’ equity	408,263	408,896
Total Liabilities and Stockholders’ Equity	$ 3,722,852	$ 3,476,178