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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
CONSUMER DISCRETIONARY ETF Exchange Traded Fund 81369Y407 2,072 10,137 SH   OTR   0 10,137 0
FIDELITY CONSUMER STAPLES ETF Exchange Traded Fund 316092303 1,520 32,573 SH   OTR   0 32,573 0
FIDELITY MSCI COMMUNICATION SERVICES ETF Exchange Traded Fund 316092873 2,326 45,288 SH   OTR   0 45,288 0
HEALTH CARE SELECT SECTOR ETF Exchange Traded Fund 81369Y209 2,662 18,894 SH   OTR   0 18,894 0
INDUSTRIAL SELECT SECTOR SPDR ETF Exchange Traded Fund 81369Y704 1,611 15,221 SH   OTR   0 15,221 0
ISHARES CORE MSCI EAFE ETF Exchange Traded Fund 46432F842 4,857 65,076 SH   OTR   0 65,076 0
ISHARES CORE S&P TOTAL U.S. ETF Exchange Traded Fund 464287150 72,101 673,969 SH   OTR   0 673,969 0
ISHARES GLOBAL INFRASTRUCTURE ETF Exchange Traded Fund 464288372 4,185 87,944 SH   OTR   0 87,944 0
VANGUARD FINANCIALS ETF Exchange Traded Fund 92204A405 2,119 21,942 SH   OTR   0 21,942 0
VANGUARD INFO TECH ETF Exchange Traded Fund 92204A702 4,818 10,516 SH   OTR   0 10,516 0
VANGUARD RUSSELL 2000 ETF Exchange Traded Fund 92206C664 9,531 106,127 SH   OTR   0 106,127 0
MATERIALS SELECT SECTOR SPDR Exchange Traded Fund 81369Y100 575 6,348 SH   OTR   0 6,348 0
VANGUARD TOTAL STOCK MKT ETF Exchange Traded Fund 922908769 72,352 299,668 SH   OTR   0 299,668 0