3M CO COM 88579y101 1782 13770 SH SOLE 13370 0 400 ABBOTT LABS COM 002824100 2744 25256 SH SOLE 24323 0 933 ABBVIE INC COM 00287y109 4226 27593 SH SOLE 26732 0 861 ADOBE SYSTEMS INCORPORATED COM 00724f101 378 1033 SH SOLE 1033 0 0 AIR PRODS & CHEMS INC COM 009158106 435 1809 SH SOLE 1809 0 0 ALLSTATE CORP COM 020002101 451 3560 SH SOLE 3560 0 0 ALPHABET INC CAP STK CL A 02079k305 1765 810 SH SOLE 810 0 0 ALPHABET INC CAP STK CL A 02079k305 4 2 SH OTR 0 0 2 ALPHABET INC CAP STK CL C 02079k107 1586 725 SH SOLE 725 0 0 ALTRIA GROUP INC COM 02209s103 350 8380 SH SOLE 8380 0 0 AMAZON COM INC COM 023135106 2863 26954 SH SOLE 26954 0 0 AMAZON COM INC COM 023135106 4 40 SH OTR 0 0 40 AMERICAN EXPRESS CO COM 025816109 579 4177 SH SOLE 4177 0 0 AMGEN INC COM 031162100 1457 5989 SH SOLE 4232 0 1757 AMGEN INC COM 031162100 1 5 SH OTR 0 0 5 ANALOG DEVICES INC COM 032654105 893 6115 SH SOLE 6115 0 0 APPLE INC COM 037833100 5054 36969 SH SOLE 36969 0 0 AT&T INC COM 00206r102 997 47559 SH SOLE 30960 0 16599 AT&T INC COM 00206r102 4 214 SH OTR 0 0 214 AUTOMATIC DATA PROCESSING INC COM 053015103 5785 27541 SH SOLE 23741 0 3800 AVERY DENNISON CORP COM 053611109 809 5000 SH SOLE 5000 0 0 BK OF AMERICA CORP COM 060505104 714 22933 SH SOLE 22933 0 0 BECTON DICKINSON & CO COM 075887109 388 1575 SH SOLE 1575 0 0 BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 728 2667 SH SOLE 2667 0 0 BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 86 315 SH OTR 0 0 315 BLACKROCK INC COM 09247x101 867 1424 SH SOLE 957 0 467 BLACKROCK INC COM 09247x101 1 2 SH OTR 0 0 2 BLACKSTONE INC COM 09260d107 737 8082 SH SOLE 5062 0 3020 BLACKSTONE INC COM 09260d107 1 14 SH OTR 0 0 14 BOEING CO COM 097023105 334 2446 SH SOLE 2200 0 246 BRISTOL-MYERS SQUIBB CO COM 110122108 1436 18653 SH SOLE 13075 0 5578 BRISTOL-MYERS SQUIBB CO COM 110122108 1 19 SH OTR 0 0 19 BROADCOM INC COM 11135f101 362 745 SH SOLE 745 0 0 BROADRIDGE FINL SOLUTIONS IN COM 11133t103 609 4272 SH SOLE 3422 0 850 CATERPILLAR INC COM 149123101 2834 15855 SH SOLE 14134 0 1721 CATERPILLAR INC COM 149123101 1 8 SH OTR 0 0 8 CDK GLOBAL INC COM 12508e101 329 5998 SH SOLE 4732 0 1266 CHEVRON CORP NEW COM 166764100 2401 16581 SH SOLE 13284 0 3297 CHEVRON CORP NEW COM 166764100 1 10 SH OTR 0 0 10 CISCO SYS INC COM 17275r102 1235 28952 SH SOLE 22024 0 6928 CISCO SYS INC COM 17275r102 1 32 SH OTR 0 0 32 COCA COLA CO COM 191216100 5399 85815 SH SOLE 85815 0 0 COLGATE PALMOLIVE CO COM 194162103 218 2720 SH SOLE 2720 0 0 COMCAST CORP NEW CL A 20030n101 1410 35933 SH SOLE 28382 0 7551 COMCAST CORP NEW CL A 20030n101 1 35 SH OTR 0 0 35 CONOCOPHILLIPS COM 20825c104 3637 40502 SH SOLE 40502 0 0 COSTCO WHSL CORP NEW COM 22160k105 987 2060 SH SOLE 2060 0 0 CVS HEALTH CORP COM 126650100 332 3588 SH SOLE 3588 0 0 DANAHER CORP COM 235851102 274 1080 SH SOLE 1080 0 0 DEXCOM INC COM 252131107 316 4240 SH SOLE 4240 0 0 DIAMONDBACK ENERGY INC COM 25278x109 409 3378 SH SOLE 3378 0 0 DISNEY WALT CO COM 254687106 619 6562 SH SOLE 6562 0 0 DOW INC COM 260557103 18826 364775 SH SOLE 63754 0 301021 DUKE ENERGY CORP NEW COM 26441c204 1020 9517 SH SOLE 5859 0 3658 DUKE ENERGY CORP NEW COM 26441c204 2 14 SH OTR 0 0 14 DUPONT DE NEMOURS INC COM 26614n102 9084 163435 SH SOLE 36923 0 126512 EATON CORP PLC SHS g29183103 820 6509 SH SOLE 3924 0 2585 EATON CORP PLC SHS g29183103 1 11 SH OTR 0 0 11 ELEVANCE HEALTH INC COM 036752103 416 862 SH SOLE 862 0 0 EMERSON ELEC CO COM 291011104 1009 12684 SH SOLE 8735 0 3949 EMERSON ELEC CO COM 291011104 2 19 SH OTR 0 0 19 EXXON MOBIL CORP COM 30231g102 1663 19423 SH SOLE 19198 0 225 GILEAD SCIENCES INC COM 375558103 1097 17741 SH SOLE 12482 0 5259 GILEAD SCIENCES INC COM 375558103 1 23 SH OTR 0 0 23 HERSHEY CO COM 427866108 4442 20645 SH SOLE 20645 0 0 HOME DEPOT INC COM 437076102 4252 15503 SH SOLE 11139 0 4364 HOME DEPOT INC COM 437076102 2 6 SH OTR 0 0 6 HONEYWELL INTL INC COM 438516106 1791 10304 SH SOLE 10304 0 0 INTEL CORP COM 458140100 1439 38461 SH SOLE 34861 0 3600 INTERNATIONAL BUSINESS MACHS COM 459200101 1604 11361 SH SOLE 8370 0 2991 INTERNATIONAL BUSINESS MACHS COM 459200101 2 11 SH OTR 0 0 11 JOHNSON & JOHNSON COM 478160104 11371 64056 SH SOLE 64031 0 25 JOHNSON & JOHNSON COM 478160104 36 200 SH OTR 0 0 200 JPMORGAN CHASE & CO COM 46625h100 4880 43331 SH SOLE 40952 0 2379 JPMORGAN CHASE & CO COM 46625h100 24 210 SH OTR 0 0 210 LOCKHEED MARTIN CORP COM 539830109 317 737 SH SOLE 737 0 0 LOWES COS INC COM 548661107 779 4458 SH SOLE 4458 0 0 LYONDELLBASELL INDUSTRIES N SHS - A - n53745100 822 9397 SH SOLE 5803 0 3594 LYONDELLBASELL INDUSTRIES N SHS - A - n53745100 2 18 SH OTR 0 0 18 MARATHON OIL CORP COM 565849106 369 16432 SH SOLE 16432 0 0 MASTERCARD INCORPORATED CL A 57636q104 522 1656 SH SOLE 1656 0 0 MCDONALDS CORP COM 580135101 365 1478 SH SOLE 1478 0 0 MEDTRONIC PLC SHS g5960l103 926 10320 SH SOLE 7247 0 3073 MEDTRONIC PLC SHS g5960l103 1 15 SH OTR 0 0 15 MERCK & CO INC COM 58933y105 3661 40159 SH SOLE 40159 0 0 META PLATFORMS INC CL A 30303m102 601 3727 SH SOLE 3727 0 0 MICROSOFT CORP COM 594918104 16647 64817 SH SOLE 58708 0 6109 MICROSOFT CORP COM 594918104 2 6 SH OTR 0 0 6 MONDELEZ INTL INC CL A 609207105 238 3836 SH SOLE 3836 0 0 MORGAN STANLEY COM NEW 617446448 482 6331 SH SOLE 5083 0 1248 MOTOROLA SOLUTIONS INC COM NEW 620076307 257 1228 SH SOLE 1228 0 0 NEXTERA ENERGY INC COM 65339f101 589 7608 SH SOLE 7608 0 0 NIKE INC CL B 654106103 226 2210 SH SOLE 2210 0 0 NVIDIA CORPORATION COM 67066g104 320 2108 SH SOLE 2108 0 0 OCCIDENTAL PETE CORP CORP 674599105 222 3774 SH SOLE 3774 0 0 PAYPAL HLDGS INC COM 70450y103 249 3560 SH SOLE 3560 0 0 PEPSICO INC COM 713448108 589 3536 SH SOLE 536 0 3000 PFIZER INC COM 717081103 2238 42687 SH SOLE 33828 0 8859 PFIZER INC COM 717081103 22 425 SH OTR 0 0 425 PHILIP MORRIS INTL INC COM 718172109 256 2590 SH SOLE 2590 0 0 PHILLIPS 66 COM 718546104 5406 65932 SH SOLE 65932 0 0 PNC FINANCIAL SVCS GROUP INC COM 693475105 1293 8193 SH SOLE 8193 0 0 PNC FINANCIAL SVCS GROUP INC COM 693475105 6 40 SH OTR 0 0 40 PROCTER & GAMBLE CO COM 742718109 3902 27140 SH SOLE 9513 0 17627 PROCTER & GAMBLE CO COM 742718109 2 11 SH OTR 0 0 11 PRUDENTIAL FINL INC COM 744320102 995 10402 SH SOLE 7039 0 3363 PRUDENTIAL FINL INC COM 744320102 1 15 SH OTR 0 0 15 QUALCOMM INC COM 747525103 997 7804 SH SOLE 5376 0 2428 QUALCOMM INC COM 747525103 2 12 SH OTR 0 0 12 RAYTHEON TECHNOLOGIES CORP COM 75513e101 1246 12963 SH SOLE 9170 0 3793 RAYTHEON TECHNOLOGIES CORP COM 75513e101 2 16 SH OTR 0 0 16 SOUTHERN CO COM 842587107 297 4160 SH SOLE 4160 0 0 TEXAS INSTRS INC COM 882508104 1516 9867 SH SOLE 7946 0 1921 TEXAS INSTRS INC COM 882508104 1 9 SH OTR 0 0 9 THERMO FISHER SCIENTIFIC INC COM 883556102 1107 2037 SH SOLE 2037 0 0 UNITED PARCEL SERVICE INC CL B 911312106 1245 6820 SH SOLE 4879 0 1941 UNITED PARCEL SERVICE INC CL B 911312106 1 8 SH OTR 0 0 8 UNITEDHEALTH GROUP INC COM 91324p102 1609 3133 SH SOLE 3133 0 0 US BANCORP DEL COM NEW 902973304 869 18885 SH SOLE 12143 0 6742 US BANCORP DEL COM NEW 902973304 1 29 SH OTR 0 0 29 VERIZON COMMUNICATIONS INC COM 92343v104 1994 39298 SH SOLE 27546 0 11752 VERIZON COMMUNICATIONS INC COM 92343v104 53 1046 SH OTR 0 0 1046 VISA INC COM CL A 92826c839 1572 7986 SH SOLE 7986 0 0 WALMART INC COM 931142103 1020 8393 SH SOLE 5979 0 2414 WALMART INC COM 931142103 1 12 SH OTR 0 0 12 WALGREENS BOOTS ALLIANCE INC COM 931427108 933 24606 SH SOLE 16308 0 8298 WALGREENS BOOTS ALLIANCE INC COM 931427108 1 35 SH OTR 0 0 35 SANOFI SPONSORED ADR 80105n105 912 18220 SH SOLE 11121 0 7099 SANOFI SPONSORED ADR 80105n105 1 29 SH OTR 0 0 29 ALPS ETF TR EQUAL SEC ETF 00162q205 388 4150 SH SOLE 4150 0 0 SELECT SECTOR SPDR TR ENERGY 81369y506 308 4307 SH SOLE 344 0 3963 INVESCO EXCHANGE TRADED FD T FINL PFD ETF 46137v621 1456 93671 SH SOLE 61018 0 32653 INVESCO EXCHANGE TRADED FD T FINL PFD ETF 46137v621 2 147 SH OTR 0 0 147 INVESCO QQQ TR UNIT SER 1 46090e103 7534 26881 SH SOLE 22580 0 4301 ISHARES TR CORE MSCI EAFE 46432f842 25431 432126 SH SOLE 235174 0 196952 ISHARES TR CORE MSCI EAFE 46432f842 410 6969 SH OTR 0 0 6969 ISHARES TR CORE MSCI TOTAL 46432f834 622 10901 SH SOLE 9301 0 1600 ISHARES INC MSCI AUST ETF 464286103 10856 511573 SH SOLE 274704 0 236869 ISHARES INC MSCI AUST ETF 464286103 177 8339 SH OTR 0 0 8339 ISHARES TR MSCI ACWI ETF 464288257 10412 124115 SH SOLE 38571 0 85544 ISHARES TR COHEN STEER REIT 464287564 501 8236 SH SOLE 8236 0 0 ISHARES TR SELECT DIVID ETF 464287168 706 6000 SH SOLE 6000 0 0 ISHARES TR U.S. TECH ETF 464287721 2063 25800 SH SOLE 21800 0 4000 ISHARES TR MSCI EAFE ETF 464287465 10677 170855 SH SOLE 129930 0 40925 ISHARES TR MSCI EMG MKT ETF 464287234 1740 43395 SH SOLE 35932 0 7463 ISHARES TR RUS 1000 ETF 464287622 23393 112595 SH SOLE 57054 0 55541 ISHARES TR RUS 1000 ETF 464287622 435 2095 SH OTR 0 0 2095 ISHARES TR RUS 1000 GRW ETF 464287614 1804 8250 SH SOLE 8250 0 0 ISHARES TR RUSSELL 2000 ETF 464287655 2451 14474 SH SOLE 9374 0 5100 ISHARES TR RUSSELL 2000 GRW ETF 464287648 2248 10897 SH SOLE 10897 0 0 ISHARES TR RUS MID CAP ETF 464287499 18084 279684 SH SOLE 165757 0 113927 ISHARES TR RUS MID CAP ETF 464287499 250 3865 SH OTR 0 0 3865 ISHARES TR S & p 500 GRWT ETF 464287309 8977 148748 SH SOLE 147948 0 800 ISHARES TR CORE S & P ETF 464287507 16938 74870 SH SOLE 45820 0 29050 ISHARES TR CORE S & P ETF 464287507 225 993 SH OTR 0 0 993 ISHARES TR CORE S & p SCP ETF 464287804 748 8095 SH SOLE 8095 0 0 ISHARES TR SP SMCP600VL ETF 464287879 3378 37940 SH SOLE 27940 0 10000 SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 18781 262197 SH SOLE 140936 0 121261 SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 280 3911 SH OTR 0 0 3911 SELECT SECTOR SPDR TR SBI CONS DISCR 81369y407 264 1920 SH SOLE 1920 0 0 SELECT SECTOR SPDR TR FINANCIAL 81369y605 1067 33918 SH SOLE 33918 0 0 SELECT SECTOR SPDR TR TECHNOLOGY 81369y803 828 6510 SH SOLE 6510 0 0 SPDR S&P 500 ETF TR TR UNIT 78462f103 122997 326036 SH SOLE 162733 0 163303 SPDR S&P 500 ETF TR TR UNIT 78462f103 2185 5793 SH OTR 46 0 5747 VANGUARD INDEX FDS GROWTH ETF 922908736 1031 4626 SH SOLE 4626 0 0 VANGUARD INDEX FDS MID CAP ETF 922908629 204 1036 SH SOLE 838 0 198 VANGUARD INDEX FDS SMALL CP ETF 922908751 16134 91615 SH SOLE 50295 0 41320 VANGUARD INDEX FDS SMALL CP ETF 922908751 257 1460 SH OTR 0 0 1460 VANGUARD INDEX FDS VALUE ETF 922908744 1481 11228 SH SOLE 10728 0 500 VANGUARD TAX-MANAGED INTL FD VAN FTSE DEV MKT 921943858 27477 673463 SH SOLE 377289 0 296174 VANGUARD TAX-MANAGED INTL FD VAN FTSE DEV MKT 921943858 438 10737 SH OTR 0 0 10737 VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 10910 261938 SH SOLE 146391 0 115547 VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 172 4124 SH OTR 0 0 4124 VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 496 1430 SH SOLE 1430 0 0 VANGUARD STAR FDS VG TL INTL STK F 921909768 211 4089 SH SOLE 3048 0 1041 VANGUARD STAR FDS VG TL INTL STK F 921909768 9 165 SH OTR 134 0 31 ISHARES TR ISHS 5-10YR INVT 464288638 9750 190960 SH SOLE 109962 0 80998 ISHARES TR ISHS 5-10YR INVT 464288638 196 3833 SH OTR 0 0 3833 ISHARES TR PFD AND INCM SEC 464288687 1981 60239 SH SOLE 27318 0 32921 ISHARES TR PFD AND INCM SEC 464288687 2 72 SH OTR 0 0 72 ISHARES TR ISHS 1-5YR INVS 464288646 16415 324729 SH SOLE 190919 0 133810 ISHARES TR ISHS 1-5YR INVS 464288646 345 6818 SH OTR 42 0 6776 ISHARES U S ETF TR BLACKROCK ST MAT 46431w507 532 10803 SH SOLE 10803 0 0 ISHARES TR 1 3 YR TREAS BD 464287457 8542 103181 SH SOLE 61139 0 42042 ISHARES TR 1 3 YR TREAS BD 464287457 196 2370 SH OTR 0 0 2370 ISHARES TR 3 7 YR TREAS BD 464288661 334 2796 SH SOLE 1902 0 894 ISHARES TR INTRM GOV CR ETF 464288612 87122 825412 SH SOLE 465038 0 360374 ISHARES TR INTRM GOV CR ETF 464288612 1783 16889 SH OTR 60 0 16829 ISHARES TR TIPS BD 464287176 375 3294 SH SOLE 3294 0 0 ISHARES TR CORE US AGGBD ET 464287226 801 7877 SH SOLE 7357 0 520 ISHARES TR NATIONAL MUN ETF 464288414 260 2440 SH SOLE 2225 0 215 SPDR SER TR BLOOMBERG HIGH Y 78468r622 4985 54951 SH SOLE 39144 0 15807 SPDR SER TR BLOOMBERG HIGH Y 78468r622 3 32 SH OTR 0 0 32 AMERICAN TOWER CORP NEW COM 03027x100 404 1580 SH SOLE 1580 0 0 ANNALY CAPITAL MANAGEMENT IN COM 035710409 1040 175940 SH SOLE 110943 0 64997 ANNALY CAPITAL MANAGEMENT IN COM 035710409 2 294 SH OTR 0 0 294 PROLOGIS INC COM 74340w103 224 1900 SH SOLE 1900 0 0 SBA COMMUNICATIONS CORP NEW CL A 78410g104 333 1040 SH SOLE 1040 0 0