The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
BROOKFIELD PROPERTY PARTNERS LP UNIT LTD PTN g16249107   2,176 98,188 SH   DFND 1 0 0 98,188
EATON CORP PLC COM g29183103   2,803 35,477 SH   DFND 1 0 0 35,477
LYONDELLBASELL INDUSTRIES SHS A n53745100   3,346 30,329 SH   DFND 1 0 0 30,329
AT&T INC COM 00206r102   3,325 85,508 SH   DFND 1 0 0 85,508
ABBVIE INC COM 00287y109   4,158 42,999 SH   DFND 1 0 0 42,999
ALPHABET INC CAP STOCK CL C CAP STK CL C 02079k107   292 279 SH   DFND 1 0 0 279
AMAZON COM INC COM 023135106   415 355 SH   DFND 1 0 0 355
AMERICAN TOWER CORP NEW COM 03027x100   212 1,485 SH   DFND 1 0 0 1,485
AMGEN INC COM 031162100   238 1,370 SH   DFND 1 0 0 1,370
APPLE INC COM 037833100   714 4,218 SH   DFND 1 0 0 4,218
AUTOMATIC DATA PROCESSING INC COM 053015103   304 2,591 SH   DFND 1 0 0 2,591
BLACKSTONE GROUP LP COM UNIT LTD 09253u108   2,776 86,707 SH   DFND 1 0 0 86,707
CISCO SYSTEMS INC COM 17275r102   3,094 80,771 SH   DFND 1 0 0 80,771
COCA-COLA CO COM 191216100   281 6,127 SH   DFND 1 0 0 6,127
COMCAST CORP CL A 20030n101   425 10,600 SH   DFND 1 0 0 10,600
CONSOLIDATED EDISON INC COM 209115104   1,910 22,482 SH   DFND 1 0 0 22,482
COSTCO WHOLESALE CORP COM 22160k105   209 1,125 SH   DFND 1 0 0 1,125
DOWDUPONT INC COM 26078j100   1,494 20,979 SH   DFND 1 0 0 20,979
DUKE ENERGY CORP COM 26441c204   2,295 27,285 SH   DFND 1 0 0 27,285
EMERSON ELECTRIC CO COM 291011104   2,725 39,105 SH   DFND 1 0 0 39,105
ENTERGY CORP COM 29364g103   2,324 28,548 SH   DFND 1 0 0 28,548
EXELON CORP COM 30161n101   2,984 75,729 SH   DFND 1 0 0 75,729
EXXON MOBIL CORP COM 30231g102   3,039 36,330 SH   DFND 1 0 0 36,330
FACEBOOK INC CL A 30303m102   328 1,856 SH   DFND 1 0 0 1,856
FIRSTENERGY CORP COM 337932107   2,154 70,358 SH   DFND 1 0 0 70,358
FORD MOTOR CO COM 345370860   2,909 232,916 SH   DFND 1 0 0 232,916
GENERAL ELECTRIC CO COM 369604103   2,421 138,721 SH   DFND 1 0 0 138,721
GENERAL MOTORS CO COM 37045v100   3,077 75,071 SH   DFND 1 0 0 75,071
GILEAD SCIENCES INC COM 375558103   2,409 33,625 SH   DFND 1 0 0 33,625
HCP INC COM 40414l109   2,363 90,602 SH   DFND 1 0 0 90,602
HP INC COM 40434l105   3,304 157,272 SH   DFND 1 0 0 157,272
HOME DEPOT INC COM 437076102   462 2,438 SH   DFND 1 0 0 2,438
HONEYWELL INTL INC COM 438516106   492 3,205 SH   DFND 1 0 0 3,205
INTEL CORP COM 458140100   3,737 80,963 SH   DFND 1 0 0 80,963
INTERNATIONAL BUSINESS MACHINE COM 459200101   2,664 17,362 SH   DFND 1 0 0 17,362
ISHARES INC MIN VOL GBL ETF 464286525   3,932 46,636 SH   DFND 1 0 0 46,636
ISHARES TR CORE US AGG BD ETF 464287226   50,593 462,754 SH   DFND 1 0 0 462,754
ISHARES TR MSCI EAFE TR 464287465   463 6,589 SH   DFND 1 0 0 6,589
ISHARES TR CORE S&P MCP ETF 464287507   45,094 236,781 SH   DFND 1 0 0 236,781
ISHARES TR COHEN STEER RETI 464287564   18,661 184,178 SH   DFND 1 0 0 184,178
ISHARES TR RUS 1000 ETF 464287622   15,293 102,904 SH   DFND 1 0 0 102,904
ISHARES TR CORE S&P SCP ETF 464287804   29,601 385,377 SH   DFND 1 0 0 385,377
ISHARES TR EUROPE ETF 464287861   480 10,164 SH   DFND 1 0 0 10,164
ISHARES TR MBS ETF 464288588   18,520 173,752 SH   DFND 1 0 0 173,752
ISHARES TR INTERM CR BD ETF 464288638   19,714 180,508 SH   DFND 1 0 0 180,508
ISHARES TR 1-3 YR CR BD ETF 464288646   8,274 79,151 SH   DFND 1 0 0 79,151
ISHARES TR S&P US PFD STK 464288687   5,098 133,913 SH   DFND 1 0 0 133,913
ISHARES TR MIN VOL USA ETF 46429b697   3,473 65,814 SH   DFND 1 0 0 65,814
JPMORGAN CHASE & CO COM 46625h100   469 4,381 SH   DFND 1 0 0 4,381
JOHNSON & JOHNSON COM 478160104   266 1,902 SH   DFND 1 0 0 1,902
KKR & CO LP UNITS COM UNITS 48248m102   3,397 161,278 SH   DFND 1 0 0 161,278
KIMBERLY CLARK CORP COM 494368103   3,440 28,508 SH   DFND 1 0 0 28,508
LEGGETT & PLATT INC COM 524660107   1,715 35,941 SH   DFND 1 0 0 35,941
LOCKHEED MARTIN CORP COM 539830109   521 1,624 SH   DFND 1 0 0 1,624
MCDONALDS CORP COM 580135101   204 1,185 SH   DFND 1 0 0 1,185
MICROSOFT CORP COM 594918104   405 4,736 SH   DFND 1 0 0 4,736
PEPSICO INC COM 713448108   212 1,768 SH   DFND 1 0 0 1,768
PFIZER INC COM 717081103   3,067 84,685 SH   DFND 1 0 0 84,685
PIMCO ETF TR 0-5 HIGH YIELD 72201r783   321 3,194 SH   DFND 1 0 0 3,194
POWERSHARES QQQ TRUST UNIT SER 1 73935a104   494 3,171 SH   DFND 1 0 0 3,171
POWERSHARES ETF TRUST FINL PFD PTEL 73935x229   3,699 196,015 SH   DFND 1 0 0 196,015
PRINCIPAL FINANCIAL GROUP INC COM 74251v102   3,424 48,524 SH   DFND 1 0 0 48,524
PROCTER & GAMBLE CO COM 742718109   3,154 34,332 SH   DFND 1 0 0 34,332
PUBLIC SERVICE ENTERPRISE GROU COM 744573106   2,462 47,808 SH   DFND 1 0 0 47,808
QUALCOMM INC COM 747525103   224 3,505 SH   DFND 1 0 0 3,505
ROYAL DUTCH SHELL SPON ADR A 780259206   2,832 42,458 SH   DFND 1 0 0 42,458
RYDER ETF TRUST GUG S&P 500 EQ WT 78355w106   430 4,258 SH   DFND 1 0 0 4,258
SPDR S&P 500 ETF TR TR UNIT 78462f103   118,956 445,761 SH   DFND 1 0 0 445,761
SPDR SERIES TRUST BLOOMBERG BARCLAYS 78464a417   28,543 777,322 SH   DFND 1 0 0 777,322
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467v848   53,180 1,093,334 SH   DFND 1 0 0 1,093,334
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369y209   500 6,049 SH   DFND 1 0 0 6,049
SELECT SECTOR SPDR TR SBI CONS STPLS 81369y308   618 10,863 SH   DFND 1 0 0 10,863
SELECT SECTOR SPDR TR SBI INTL-FIN 81369y605   517 18,538 SH   DFND 1 0 0 18,538
SELECT SECTOR SPDR TR SBI INT-UTILS 81369y886   356 6,763 SH   DFND 1 0 0 6,763
SOUTHERN CO COM 842587107   2,688 55,885 SH   DFND 1 0 0 55,885
TARGET CORP COM 87612e106   3,294 50,485 SH   DFND 1 0 0 50,485
TELUS CORP COM 87971m103   2,488 65,701 SH   DFND 1 0 0 65,701
THERMO FISHER SCIENTIFIC INC COM 883556102   202 1,065 SH   DFND 1 0 0 1,065
TORONTO DOMINION BANK ONT COM NEW 891160509   2,684 45,817 SH   DFND 1 0 0 45,817
VALERO ENERGY CORP COM 91913y100   3,988 43,392 SH   DFND 1 0 0 43,392
VANGUARD BOND INDEX FUND INC TOTAL BND MKT 921937835   322 3,948 SH   DFND 1 0 0 3,948
VANGUARD TAX MGD INTL FD FTSE DEV MKT ETF 921943858   65,878 1,468,524 SH   DFND 1 0 0 1,468,524
VANGUARD INTL EQUITY INDEX F FTSE EMERG MKT ETF 922042858   21,481 467,894 SH   DFND 1 0 0 467,894
VANGUARD SCOTTSDALE FDS MTG BACKED SEC 92206c771   241 4,597 SH   DFND 1 0 0 4,597
VANGUARD INDEX FUNDS LARGE CAP ETF 922908637   441 3,597 SH   DFND 1 0 0 3,597
VERIZON COMMUNICATIONS INC COM 92343v104   3,853 72,798 SH   DFND 1 0 0 72,798
VISA INC CL A COM CL A 92826c839   368 3,227 SH   DFND 1 0 0 3,227
WAL MART STORES INC COM 931142103   2,912 29,490 SH   DFND 1 0 0 29,490