The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
BROOKFIELD PROPERTY PARTNERS L UNIT LTD PRNR g16249107   1,995 85,450 SH   DFND 1 0 0 85,450
MEDTRONIC PLC SHS g5960l103   261 3,350 SH   DFND 1 0 0 3,350
AT&T INC COM 00206r102   2,989 76,298 SH   DFND 1 0 0 76,298
ABBVIE INC COM 00287y109   3,658 41,169 SH   DFND 1 0 0 41,169
ALPHABET INC CAP STK CL C 02079k107   257 268 SH   DFND 1 0 0 268
AMAZON.COM INC COM 023135106   330 343 SH   DFND 1 0 0 343
APPLE INC COM 037833100   579 3,759 SH   DFND 1 0 0 3,759
AUTOMATIC DATA PROCESSING INC COM 053015103   334 3,057 SH   DFND 1 0 0 3,057
BEST BUY INC COM 086516101   256 4,498 SH   DFND 1 0 0 4,498
BLACKROCK INC COM 09247x101   224 500 SH   DFND 1 0 0 500
BLACKSTONE GROUP LP COM UNIT LTD 09253u108   2,632 78,862 SH   DFND 1 0 0 78,862
CVS HEALTH CORPORATION COM 126650100   249 3,063 SH   DFND 1 0 0 3,063
CISCO SYSTEMS INC COM 17275r102   2,391 71,098 SH   DFND 1 0 0 71,098
COCA-COLA CO COM 191216100   255 5,670 SH   DFND 1 0 0 5,670
COMCAST CORP CL A 20030n101   443 11,504 SH   DFND 1 0 0 11,504
CONSOLIDATED EDISON INC COM 209115104   1,576 19,533 SH   DFND 1 0 0 19,533
DANAHER CORP COM 235851102   204 2,375 SH   DFND 1 0 0 2,375
DOWDUPONT INC COM 26078j100   1,341 19,375 SH   DFND 1 0 0 19,375
DUKE ENERGY CORP COM 26441c204   1,942 23,145 SH   DFND 1 0 0 23,145
ECOLAB INC COM 278865100   206 1,600 SH   DFND 1 0 0 1,600
EMERSON ELECTRIC CO COM 291011104   2,124 33,805 SH   DFND 1 0 0 33,805
ENTERGY CORP COM 29364g103   1,894 24,808 SH   DFND 1 0 0 24,808
EXELON CORP COM 30161n101   2,499 66,337 SH   DFND 1 0 0 66,337
EXXON MOBIL CORP COM 30231g102   2,828 34,492 SH   DFND 1 0 0 34,492
FACEBOOK INC CL A 30303m102   305 1,784 SH   DFND 1 0 0 1,784
FIRSTENERGY CORP COM 337932107   1,856 60,185 SH   DFND 1 0 0 60,185
FORD MOTOR CO COM 345370860   2,412 201,485 SH   DFND 1 0 0 201,485
GENERAL ELECTRIC CO COM 369604103   2,813 116,332 SH   DFND 1 0 0 116,332
GENERAL MOTORS CO COM 37045v100   2,783 68,927 SH   DFND 1 0 0 68,927
GILEAD SCIENCES INC COM 375558103   2,297 28,349 SH   DFND 1 0 0 28,349
HCP INC COM 40414l109   2,099 75,433 SH   DFND 1 0 0 75,433
HP INC COM 40434l105   3,022 151,427 SH   DFND 1 0 0 151,427
HOME DEPOT INC COM 437076102   384 2,350 SH   DFND 1 0 0 2,350
HONEYWELL INTL INC COM 438516106   450 3,174 SH   DFND 1 0 0 3,174
INTEL CORP COM 458140100   2,776 72,903 SH   DFND 1 0 0 72,903
INTERNATIONAL BUSINESS MACHINE COM 459200101   2,350 16,199 SH   DFND 1 0 0 16,199
ISHARES INC MIN VOL GLB ETF 464286525   3,837 47,153 SH   DFND 1 0 0 47,153
ISHARES TR CORE US AGG BD ETF 464287226   50,738 462,980 SH   DFND 1 0 0 462,980
ISHARES TR MSCI EAFE ETF 464287465   451 6,589 SH   DFND 1 0 0 6,589
ISHARES TR CORE S&P MCP ETF 464287507   41,719 233,198 SH   DFND 1 0 0 233,198
ISHARES TR COHEN STEER REIT 464287564   18,503 183,834 SH   DFND 1 0 0 183,834
ISHARES TR RUS 1000 ETF 464287622   14,215 101,623 SH   DFND 1 0 0 101,623
ISHARES TR CORE S&P SCP ETF 464287804   28,036 377,739 SH   DFND 1 0 0 377,739
ISHARES TR EUROPE ETF 464287861   476 10,164 SH   DFND 1 0 0 10,164
ISHARES TR MBS ETF 464288588   18,047 168,502 SH   DFND 1 0 0 168,502
ISHARES TR INTER CR BD ETF 464288638   19,667 178,527 SH   DFND 1 0 0 178,527
ISHARES TR 1-3 YR CR BD ETF 464288646   8,433 80,047 SH   DFND 1 0 0 80,047
ISHARES TR S&P US PFD STK 464288687   15,208 391,857 SH   DFND 1 0 0 391,857
ISHARES TR MIN VOL USA ETF 46429b697   3,330 66,152 SH   DFND 1 0 0 66,152
JPMORGAN CHASE & CO COM 46625h100   334 3,495 SH   DFND 1 0 0 3,495
KKR & CO LP DEL UNITS COM UNITS 48248m102   2,964 145,787 SH   DFND 1 0 0 145,787
KIMBERLY CLARK CORP COM 494368103   2,782 23,641 SH   DFND 1 0 0 23,641
LEGGETT & PLATT INC COM 524660107   1,393 29,180 SH   DFND 1 0 0 29,180
LOCKHEED MARTIN CORP COM 539830109   504 1,624 SH   DFND 1 0 0 1,624
MERCK & CO INC COM 58933y105   237 3,706 SH   DFND 1 0 0 3,706
MICROSOFT CORP COM 594918104   432 5,793 SH   DFND 1 0 0 5,793
NEXTERA ENERGY INC COM 65339f101   208 1,421 SH   DFND 1 0 0 1,421
PFIZER INC COM 717081103   2,743 76,844 SH   DFND 1 0 0 76,844
PIMCO ETF TR 0-5 HIGH YIELD 72201r783   262 2,584 SH   DFND 1 0 0 2,584
POWERSHARES QQQ TR UNIT SERIES 1 73935a104   457 3,141 SH   DFND 1 0 0 3,141
POWERSHARES ETF TRUST FINL PFD PTFL 73935x229   3,435 181,068 SH   DFND 1 0 0 181,068
PRINCIPAL FINANCIAL GROUP INC COM 74251v102   2,876 44,696 SH   DFND 1 0 0 44,696
PROCTER & GAMBLE CO COM 742718109   2,756 30,293 SH   DFND 1 0 0 30,293
PUBLIC SERVICE ENTERPRISE GROU COM 744573106   1,944 42,035 SH   DFND 1 0 0 42,035
QUALCOMM INC COM 747525103   285 5,505 SH   DFND 1 0 0 5,505
RYDEX ETF TRUST GUG S&P 500 EQ WT 78355w106   407 4,258 SH   DFND 1 0 0 4,258
SPDR S&P 500 ETF TR TR UNIT 78462f103   125,265 498,606 SH   DFND 1 0 0 498,606
SPDR SERIES TRUST BLOOMBERG BRCLYS 78464a417   27,603 739,626 SH   DFND 1 0 0 739,626
SSGA ACTIVE ETF TR SPRD TR TACTIC 78467v848   59,087 1,199,241 SH   DFND 1 0 0 1,199,241
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369y209   494 6,049 SH   DFND 1 0 0 6,049
SELECT SECTOR SPDR TR SBI CONS STPLS 81369y308   586 10,863 SH   DFND 1 0 0 10,863
SELECT SECTOR SPDR TR SBI INT-FINL 81369y605   479 18,538 SH   DFND 1 0 0 18,538
SELECT SECTOR SPDR TR SBI INT-UTILS 81369y886   359 6,763 SH   DFND 1 0 0 6,763
SOUTHERN CO COM 842587107   2,355 47,927 SH   DFND 1 0 0 47,927
TARGET CORP COM 87612e106   2,597 44,005 SH   DFND 1 0 0 44,005
TELUS CORP COM 87971m103   2,025 56,293 SH   DFND 1 0 0 56,293
THERMO FISHER SCIENTIFIC INC COM 883556102   201 1,065 SH   DFND 1 0 0 1,065
TORONTO DOMINION BANK ONT COM NEW 891160509   2,279 40,494 SH   DFND 1 0 0 40,494
UNION PACIFIC CORP COM 907818108   255 2,200 SH   DFND 1 0 0 2,200
VALERO ENERGY CORP COM 91913y100   3,072 39,931 SH   DFND 1 0 0 39,931
VANGUARD BOND INDEX FUND INC TOTAL BND MKT 921937835   276 3,361 SH   DFND 1 0 0 3,361
VANGUARD TAX MGD INTL FUND FTSE DEV MKT ETF 921943858   38,854 895,049 SH   DFND 1 0 0 895,049
VANGUARD INTL EQUITY INDEX FUND FTSE EMER MKT ETF 922042858   19,591 449,638 SH   DFND 1 0 0 449,638
VANGUARD INDEX FUNDS LARGE CAP ETF 922908637   421 3,651 SH   DFND 1 0 0 3,651
VANGUARD 500 INDEX ADMIR COM 922908710   2,806 12,065 SH   DFND 1 0 0 12,065
VERIZON COMMUNICATIONS INC COM 92343v104   3,268 66,024 SH   DFND 1 0 0 66,024
VISA INC COM CL A 92826c839   329 3,127 SH   DFND 1 0 0 3,127
WAL MART STORES INC COM 931142103   2,086 26,701 SH   DFND 1 0 0 26,701