The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
INGERSOLL-RAND PLD SHS g47791101   338 6,000 SH   DFND 1 0 0 6,000
ALPS ETF TR ALERIAN MLP 00162q866   11,995 625,731 SH   DFND 1 0 0 625,731
AT&T INC COM 00206r102   696 19,751 SH   DFND 1 0 0 19,751
ABBVIE INC COM 00287y109   318 5,508 SH   DFND 1 0 0 5,508
AETNA INC NEW COM 00817y108   445 5,500 SH   DFND 1 0 0 5,500
APPLE INC COM 037833100   184 1,829 SH   DFND 1 0 0 1,829
AUTOMATIC DATA PROCESSING INC COM 053015103   415 5,000 SH   DFND 1 0 0 5,000
BLACKSTONE GROUP LP COM UNIT LTD 09253u108   609 19,340 SH   DFND 1 0 0 19,340
BLACKROCK EN CAP & INC COM 09256a109   1,343 90,424 SH   DFND 1 0 0 90,424
BRISTOL MYERS SQUIBB CO COM 110122108   695 13,578 SH   DFND 1 0 0 13,578
CHAMBERS STREET PROPERTIES COM 157842105   113 15,000 SH   DFND 1 0 0 15,000
CHEVRON CORP COM 166764100   1,086 9,105 SH   DFND 1 0 0 9,105
CISCO SYSTEMS INC COM 17275r102   568 22,556 SH   DFND 1 0 0 22,556
CLOROX CO COM 189054109   407 4,239 SH   DFND 1 0 0 4,239
CONOCOPHILLIPS COM 20825c104   980 12,801 SH   DFND 1 0 0 12,801
CONSOLIDATED EDISON INC COM 209115104   374 6,606 SH   DFND 1 0 0 6,606
DISNEY, WALT CO. COM 254687106   452 5,072 SH   DFND 1 0 0 5,072
DU PONT E I DE NEMOURS & CO COM 263534109   1,224 17,059 SH   DFND 1 0 0 17,059
ENTERGY CORP NEW COM 29364g103   568 7,344 SH   DFND 1 0 0 7,344
EXELON CORP COM 30161n101   689 20,203 SH   DFND 1 0 0 20,203
EXXON MOBIL CORP COM 30231g102   732 7,778 SH   DFND 1 0 0 7,778
GENERAL ELECTRIC CO COM 369604103   1,046 40,812 SH   DFND 1 0 0 40,812
GENERAL MILLS INC COM 370334104   323 6,400 SH   DFND 1 0 0 6,400
HALLIBURTON CO COM 406216101   548 8,500 SH   DFND 1 0 0 8,500
HARLEY-DAVIDSON INC COM 412822108   349 6,000 SH   DFND 1 0 0 6,000
HARTFORD FINANCIAL SERVICES GP INC COM 416515104   291 7,800 SH   DFND 1 0 0 7,800
INTEL CORP COM 458140100   359 10,300 SH   DFND 1 0 0 10,300
INTERNATIONAL BUSINESS MACHINE COM 459200101   276 1,456 SH   DFND 1 0 0 1,456
ISHARES MSCI JAPAN 464286848   3,487 296,276 SH   DFND 1 0 0 296,276
ISHARES TR CORE US AGGBD FD 464287226   33,386 305,983 SH   DFND 1 0 0 305,983
ISHARES TR IBOXX INV CP ETF 464287242   102 864 SH   DFND 1 0 0 864
ISHARES TR MSCI EAFE ETF 464287465   123 1,913 SH   DFND 1 0 0 1,913
ISHARES TR CORE S&P MCP ETF 464287507   38,468 281,319 SH   DFND 1 0 0 281,319
ISHARES TR COHEN & STEER REIT 464287564   1,090 12,908 SH   DFND 1 0 0 12,908
ISHARES TR RUS 1000 ETF 464287622   9,724 88,503 SH   DFND 1 0 0 88,503
ISHARES TR CORE S&P SCP ETF 464287804   16,700 160,119 SH   DFND 1 0 0 160,119
ISHARES TR EUROPE ETF 464287861   7,308 162,106 SH   DFND 1 0 0 162,106
ISHARES NAT AMT FREE BD 464288414   202 1,843 SH   DFND 1 0 0 1,843
ISHARES MBS ETF 464288588   14,432 133,490 SH   DFND 1 0 0 133,490
ISHARES INTERM CR BD ETF 464288638   9,048 82,777 SH   DFND 1 0 0 82,777
ISHARES 1-3 YR CR BD ETF 464288646   4,525 42,978 SH   DFND 1 0 0 42,978
ISHARES 3-7 YR TR BD ETF 464288661   19 157 SH   DFND 1 0 0 157
ISHARES US PFD STK ETF 464288687   705 17,833 SH   DFND 1 0 0 17,833
ISHARES TR USA MIN VOL ETF 46429b697   2,777 73,702 SH   DFND 1 0 0 73,702
JP MORGAN CHASE & CO COM 46625h100   245 4,069 SH   DFND 1 0 0 4,069
JOHNSON & JOHNSON COM 478160104   344 3,228 SH   DFND 1 0 0 3,228
KIMBERLY CLARK CORP COM 494368103   935 8,693 SH   DFND 1 0 0 8,693
KINDER MORGAN ENERGY PARTNERS UT LTD PARTNER 494550106   826 8,856 SH   DFND 1 0 0 8,856
LEGGETT & PLATT INC COM 524660107   437 12,515 SH   DFND 1 0 0 12,515
LILLY, ELI AND CO COM 532457108   718 11,073 SH   DFND 1 0 0 11,073
MATTEL INC COM 577081102   441 14,392 SH   DFND 1 0 0 14,392
MCDONALDS CORP COM 580135101   491 5,184 SH   DFND 1 0 0 5,184
MERCK & CO COM 58933y105   663 11,181 SH   DFND 1 0 0 11,181
MICROSOFT CORP COM 594918104   761 16,414 SH   DFND 1 0 0 16,414
MONDELEZ INT INC CLA 609207105   274 8,000 SH   DFND 1 0 0 8,000
NORFOLK SOUTHERN CORP COM 655844108   446 4,000 SH   DFND 1 0 0 4,000
NUCOR CORP COM 670346105   672 12,376 SH   DFND 1 0 0 12,376
PPG INDUSTRIES INC COM 693506107   551 2,800 SH   DFND 1 0 0 2,800
PEPSICO INC COM 713448108   470 5,045 SH   DFND 1 0 0 5,045
PFIZER INC COM 717081103   771 26,084 SH   DFND 1 0 0 26,084
PHILIP MORRIS INTL INC COM 718172109   259 3,100 SH   DFND 1 0 0 3,100
PIMCO ETF TR 0-5 HIGH YLD 72201r783   643 6,205 SH   DFND 1 0 0 6,205
POWERSHARES GLOBAL ETF TRUST SOVEREIGN DEBT 73936t573   1,589 55,821 SH   DFND 1 0 0 55,821
QUALCOMM INC COM 747525103   291 3,896 SH   DFND 1 0 0 3,896
RAYTHEON CO COM NEW 755111507   666 6,550 SH   DFND 1 0 0 6,550
SPDR S&P 500 ETF TR TR UNIT 78462f103   60,307 306,096 SH   DFND 1 0 0 306,096
SPDR SERIES TRUST BRC HGH YLD BD 78464a417   23,942 595,862 SH   DFND 1 0 0 595,862
SPDR SERIES TRUST DJ REIT ETF 78464a607   298 3,733 SH   DFND 1 0 0 3,733
SPDR SERIES TRUST S&P REGL BKG 78464a698   227 6,000 SH   DFND 1 0 0 6,000
SPDR SERIES TRUST S&P CAP MKTS 78464a771   360 7,500 SH   DFND 1 0 0 7,500
SELECT SECTOR SPDR TR SBI HEALTH CARE 81369y209   5,881 92,021 SH   DFND 1 0 0 92,021
SELECT SECTOR SPDR TR SBI CONS STAPLES 81369y308   4,607 102,138 SH   DFND 1 0 0 102,138
SELECT SECTOR SPDR TR SBI INT-ENERGY 81369y506   3,688 40,693 SH   DFND 1 0 0 40,693
SPECTRA ENERGY CORP COM 847560109   868 22,108 SH   DFND 1 0 0 22,108
STRYKER CORP COM 863667101   323 4,000 SH   DFND 1 0 0 4,000
SYSCO CORP COM 871829107   1,312 34,569 SH   DFND 1 0 0 34,569
TEXAS INSTRUMENTS INC COM 882508104   372 7,800 SH   DFND 1 0 0 7,800
TORTOISE ENERGY INFRASTRUCTURE COM 89147l100   1,284 26,685 SH   DFND 1 0 0 26,685
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858   6,422 161,548 SH   DFND 1 0 0 161,548
VANGUARD INTL EQUITY INDEX FD FTSE EMR MKT ETF 922042858   13,428 321,935 SH   DFND 1 0 0 321,935
VANGUARD INTL EQUITY INDEX FD FTSE EUROPE ETF 922042874   27 484 SH   DFND 1 0 0 484
VANGUARD INDEX FUNDS REIT ETF 922908553   647 9,001 SH   DFND 1 0 0 9,001
VANGUARD INDEX FUNDS LARGE CAP ETF 922908637   236 2,611 SH   DFND 1 0 0 2,611
VERIZON COMMUNICATIONS COM 92343v104   868 17,359 SH   DFND 1 0 0 17,359
WILLIAMS COS INC DE COM 969457100   982 17,745 SH   DFND 1 0 0 17,745