The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COM 00206R102   571 16,140 SH   DFND 1 0 0 16,140
ABBVIE INC COM 00287Y109   289 5,119 SH   DFND 1 0 0 5,119
BLACKROCK ENH CAP & INC FD COM 09256A109   1,208 82,006 SH   DFND 1 0 0 82,006
BRISTOL MYERS SQUIBB COM 110122108   426 8,778 SH   DFND 1 0 0 8,778
CHAMBERS STREET PROP COM 157842105   80 10,000 SH   DFND 1 0 0 10,000
CHEVRON CORP NEW COM 166764100   998 7,641 SH   DFND 1 0 0 7,641
CISCO SYSTEMS INC COM 17275R102   512 20,614 SH   DFND 1 0 0 20,614
CLOROX CO DEL COM 189054109   345 3,778 SH   DFND 1 0 0 3,778
CONOCO PHILLIPS COM 20825C104   845 9,860 SH   DFND 1 0 0 9,860
CONSOLIDATED EDISON INC COM 209115104   336 5,818 SH   DFND 1 0 0 5,818
DU PONT E. I. DEMOURS CO COM 263534109   599 9,149 SH   DFND 1 0 0 9,149
ENTERGY CORP NEW COM 29364G103   546 6,646 SH   DFND 1 0 0 6,646
EXELON CORP COM 30161N101   645 17,678 SH   DFND 1 0 0 17,678
EXXON MOBIL CORP COM 30231G102   479 4,753 SH   DFND 1 0 0 4,753
GENERAL ELECTRIC CO COM 369604103   529 20,141 SH   DFND 1 0 0 20,141
INTEL CORP COM 458140100   699 22,634 SH   DFND 1 0 0 22,634
ISHARES MSCI JAPAN ETF 464286848   3,368 279,737 SH   DFND 1 0 0 279,737
ISHARES CORE TOTUS BD ETF 464287226   32,342 295,634 SH   DFND 1 0 0 295,634
ISHARES IBOXX INV CP ETF 464287242   291 2,448 SH   DFND 1 0 0 2,448
ISHARES CORE S&P MCP ETF 464287507   38,516 269,191 SH   DFND 1 0 0 269,191
ISHARES COHEN & STEER REIT 464287564   2,978 34,103 SH   DFND 1 0 0 34,103
ISHARES RUS 1000 ETF 464287622   9,233 83,848 SH   DFND 1 0 0 83,848
ISHARES CORE S&P SCP ETF 464287804   17,041 152,025 SH   DFND 1 0 0 152,025
ISHARES EUROPE ETF 464287861   7,459 153,564 SH   DFND 1 0 0 153,564
ISHARES NAT AMT FREE BD 464288414   200 1,843 SH   DFND 1 0 0 1,843
ISHARES MBS ETF 464288588   14,087 130,174 SH   DFND 1 0 0 130,174
ISHARES INTERM CR BD ETF 464288638   8,925 81,000 SH   DFND 1 0 0 81,000
ISHARES 1-3 YR CR BD ETF 464288646   3,985 37,710 SH   DFND 1 0 0 37,710
ISHARES 3-7 YR TR BD ETF 464288661   540 4,434 SH   DFND 1 0 0 4,434
ISHARES US PFD STK ETF 464288687   659 16,513 SH   DFND 1 0 0 16,513
ISHARES USA MIN VOL ETF 46429B697   2,628 70,600 SH   DFND 1 0 0 70,600
JPMORGAN CHASE & CO COM 46625H100   441 7,659 SH   DFND 1 0 0 7,659
JOHNSON & JOHNSON COM 478160104   309 2,950 SH   DFND 1 0 0 2,950
KIMBERLY CLARK CORP COM 494368103   852 7,662 SH   DFND 1 0 0 7,662
KINDER MORGAN ENERGY PARTNER UT LTD PARTNER 494550106   656 7,974 SH   DFND 1 0 0 7,974
LEGGETT & PLATT INC COM 524660107   400 11,665 SH   DFND 1 0 0 11,665
LILLY ELI & CO COM 532457108   622 10,005 SH   DFND 1 0 0 10,005
MARKET VECTORS ETF TR HG YLD MUNI ETF 57060U878   601 19,942 SH   DFND 1 0 0 19,942
MATTEL INC COM 577081102   495 12,710 SH   DFND 1 0 0 12,710
MCDONALDS CORP COM 580135101   455 4,519 SH   DFND 1 0 0 4,519
MERCK & CO INC COM 58933Y105   495 8,557 SH   DFND 1 0 0 8,557
MICROSOFT CORP COM 594918104   626 15,022 SH   DFND 1 0 0 15,022
NUCOR CORP COM 670346105   533 10,832 SH   DFND 1 0 0 10,832
PFIZER INC COM 717081103   540 18,178 SH   DFND 1 0 0 18,178
PIMCO 0-5 ETF TR 0-5 HIGH YIELD 72201R783   722 6,759 SH   DFND 1 0 0 6,759
POWERSHARES GLOBAL ETF SOV DEBT 73936T573   1,572 53,926 SH   DFND 1 0 0 53,926
RAYTHEON CO COM 755111507   547 5,932 SH   DFND 1 0 0 5,932
SPDR S&P 500 ETF TR TR UNIT 78462F103   57,363 293,090 SH   DFND 1 0 0 293,090
SPDR SERIES TRUST BRC HG YLD BD 78464A417   23,869 571,978 SH   DFND 1 0 0 571,978
SPDR SERIES TRUST DJ REIT ETF 78464A607   7,901 95,195 SH   DFND 1 0 0 95,195
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   4,368 97,904 SH   DFND 1 0 0 97,904
SELECT SECTOR SPDR TR SBI INT ENERGY 81369Y506   3,911 39,075 SH   DFND 1 0 0 39,075
SELECT SECTOR SPDR TR SBI HEALTH CARE 81369Y209   5,399 88,763 SH   DFND 1 0 0 88,763
SPECTRA ENERGY CORP COM 847560109   759 17,877 SH   DFND 1 0 0 17,877
SYSCO CORP COM 871829107   818 21,849 SH   DFND 1 0 0 21,849
TORTOISE ENERGY INFRASTRUCTURE C COM 89147L100   1,163 23,525 SH   DFND 1 0 0 23,525
VANGUARD TAX MANAGED INT FD FTSE DEV MKT ETF 921943858   6,448 151,394 SH   DFND 1 0 0 151,394
VANGUARD INDEX FUNDS REIT ETF 922908553   3,403 45,469 SH   DFND 1 0 0 45,469
VANGUARD INDEX FUNDS LARGE CAP ETF 922908637   235 2,611 SH   DFND 1 0 0 2,611
VANGUARD INT EQUITY IND FD FTSE ERM MKT ETF 922042858   13,242 307,014 SH   DFND 1 0 0 307,014
VERIZON COMMUNICATIONS INC COM 92343V104   672 13,736 SH   DFND 1 0 0 13,736
WILLIAMS COS INC. COM 969457100   964 16,563 SH   DFND 1 0 0 16,563