The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287y109 279 5,275 SH   DFND 1 0 0 5,275
AT&T INC COM 00206r102 545 15,512 SH   DFND 1 0 0 15,512
BLACKROCK ENH CAP AND INC FUND I COM 09256a109 972 71,103 SH   DFND 1 0 0 71,103
BRISTOL MYERS SQUIBB CO COM 110122108 448 8,431 SH   DFND 1 0 0 8,431
CAMPBELL SOUP CO COM 134429109 666 15,389 SH   DFND 1 0 0 15,389
CHAMBERS STR PPTYS COM 157842105 76 10,000 SH   DFND 1 0 0 10,000
CHEVRON CORP COM 166764100 896 7,173 SH   DFND 1 0 0 7,173
CLOROX CO COM 189054109 307 3,309 SH   DFND 1 0 0 3,309
CONOCOPHILLIPS COM 20825c104 649 9,189 SH   DFND 1 0 0 9,189
CONSOLIDATED EDISON INC COM 209115104 266 4,813 SH   DFND 1 0 0 4,813
DU PONT E I DE NEMOURS & CO COM 263534109 430 6,615 SH   DFND 1 0 0 6,615
ENTERGY CORP COM 29364g103 355 5,617 SH   DFND 1 0 0 5,617
EXELON CORP COM 30161n101 412 15,047 SH   DFND 1 0 0 15,047
EXXON MOBIL CORP COM 30231g102 525 5,186 SH   DFND 1 0 0 5,186
FIRSTENERGY CORP COM 337932107 402 12,196 SH   DFND 1 0 0 12,196
GENERAL ELECTRIC CO COM 369604103 797 28,416 SH   DFND 1 0 0 28,416
INTEL CORP COM 458140100 539 20,766 SH   DFND 1 0 0 20,766
ISHARES MSCI Aust ETF 464286103 431 17,678 SH   DFND 1 0 0 17,678
ISHARES MSCI CDA ETF 464286509 332 11,377 SH   DFND 1 0 0 11,377
ISHARES MSCI Japan ETF 464286848 7,358 606,155 SH   DFND 1 0 0 606,155
ISHARES COHEN & STEERS REIT 464287564 2,362 31,605 SH   DFND 1 0 0 31,605
ISHARES MSCI EAFE ETF 464287465 230 3,424 SH   DFND 1 0 0 3,424
ISHARES RUS 1000 ETF 464287622 8,065 78,176 SH   DFND 1 0 0 78,176
ISHARES Europe ETF 464287861 7,288 153,598 SH   DFND 1 0 0 153,598
ISHARES CORE S&P MCP ETF 464287507 33,802 252,612 SH   DFND 1 0 0 252,612
ISHARES CORE S&P SCP ETF 464287804 16,139 147,886 SH   DFND 1 0 0 147,886
ISHARES INTERM CR BD ETF 464288638 8,113 75,203 SH   DFND 1 0 0 75,203
ISHARES 1-3 Yr CR BD ETF 464288646 2,352 22,298 SH   DFND 1 0 0 22,298
ISHARES MBS ETF 464288588 12,818 122,579 SH   DFND 1 0 0 122,579
ISHARES CORE TOTUS BD ETF 464287226 26,929 253,024 SH   DFND 1 0 0 253,024
ISHARES US PFD STK ETF 464288687 606 16,459 SH   DFND 1 0 0 16,459
ISHARES USA Min Vol ETF 46429b697 2,449 68,993 SH   DFND 1 0 0 68,993
JOHNSON & JOHNSON COM 478160104 476 5,197 SH   DFND 1 0 0 5,197
KIMBERLY CLARK CORP COM 494368103 776 7,425 SH   DFND 1 0 0 7,425
KINDER MORGAN ENERGY PARTNERS UT LTD PARTNER 494550106 560 6,946 SH   DFND 1 0 0 6,946
LILLY ELI & CO COM 532457108 447 8,756 SH   DFND 1 0 0 8,756
MCDONALDS CORP COM 580135101 373 3,849 SH   DFND 1 0 0 3,849
MERCK & CO INC COM 58933y105 459 9,179 SH   DFND 1 0 0 9,179
MICROSOFT CORP COM 594918104 510 13,641 SH   DFND 1 0 0 13,641
NUCOR CORP COM 670346105 491 9,199 SH   DFND 1 0 0 9,199
PEPSICO INC COM 713448108 243 2,929 SH   DFND 1 0 0 2,929
PFIZER INC COM 717081103 484 15,815 SH   DFND 1 0 0 15,815
PIMCO ETF TR 0-5 HIGH YIELD 72201R783 597 5,615 SH   DFND 1 0 0 5,615
POWERSHARES GLOBAL ETF TRUST SOVEREIGN DEBT 73936T573 1,406 52,089 SH   DFND 1 0 0 52,089
PROCTER & GAMBLE CO COM 742718109 434 5,332 SH   DFND 1 0 0 5,332
RAYTHEON CO COM 755111507 497 5,484 SH   DFND 1 0 0 5,484
RITE AID CORP COM 767754104 51 10,000 SH   DFND 1 0 0 10,000
SPRD SERIES TRUST BRC HGH YLD BD 78464A417 16,034 395,320 SH   DFND 1 0 0 395,320
SPDR SERIES TRUST DJ REIT ETF 78464a607 6,148 86,263 SH   DFND 1 0 0 86,263
SPDR S&P 500 ETF TR TR UNIT 78462f103 42,070 227,786 SH   DFND 1 0 0 227,786
SELECT SECTOR SPDR TR SBI CONS STAPLES 81369y308 3,818 88,832 SH   DFND 1 0 0 88,832
SELECT SECTOR SPDR TR SBI INT ENERGY 81369y506 3,177 35,897 SH   DFND 1 0 0 35,897
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369y209 4,889 88,177 SH   DFND 1 0 0 88,177
SPECTRA ENERGY CORP COM 847560109 600 16,848 SH   DFND 1 0 0 16,848
SYSCO CORP COM 871829107 706 19,562 SH   DFND 1 0 0 19,562
TORTOISE ENERGY INFRASTRUCTURE COM 89147l100 991 20,796 SH   DFND 1 0 0 20,796
VANGUARD INDEX FUNDS REIT ETF 922908553 2,471 38,270 SH   DFND 1 0 0 38,270
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 10,174 247,309 SH   DFND 1 0 0 247,309
VANGUARD SPECIALIZED PORTFOLIO DIV APP ETF 921908844 6,579 87,440 SH   DFND 1 0 0 87,440
VERIZON COMMUNICATIONS INC COM 92343v104 606 12,333 SH   DFND 1 0 0 12,333
WILLIAMS COS INC COM 969457100 587 15,227 SH   DFND 1 0 0 15,227