The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COMMON STOCK 00206R102 583 21,591 SH   SOLE   21,591 0 0
ARK ETF-EQUITY 00214Q401 9,362 67,417 SH   SOLE   66,677 0 740
ARK ETF-EQUITY 00214Q401 203 1,459 SH   OTR   1,459 0 0
ABBOTT LABS COMMON STOCK 002824100 1,177 9,962 SH   SOLE   9,962 0 0
ABBOTT LABS COMMON STOCK 002824100 93 786 SH   OTR   786 0 0
ABBVIE INC COMMON STOCK 00287Y109 317 2,938 SH   SOLE   2,938 0 0
ADOBE INC COMMON STOCK 00724F101 1,203 2,090 SH   SOLE   2,090 0 0
ADOBE INC COMMON STOCK 00724F101 128 223 SH   OTR   223 0 0
ALIBABA GROUP HLDG LTD FOREIGN STOCK 01609W102 591 3,991 SH   SOLE   3,991 0 0
ALIBABA GROUP HLDG LTD FOREIGN STOCK 01609W102 93 630 SH   OTR   630 0 0
ALIGN TECHNOLOGY INC COMMON STOCK 016255101 616 925 SH   SOLE   925 0 0
ALIGN TECHNOLOGY INC COMMON STOCK 016255101 77 116 SH   OTR   116 0 0
ALPHABET INC COMMON STOCK 02079K107 13,622 5,111 SH   SOLE   5,046 0 65
ALPHABET INC COMMON STOCK 02079K107 256 96 SH   OTR   96 0 0
AMAZON.COM INC COMMON STOCK 023135106 1,275 388 SH   SOLE   388 0 0
APPLE INC COMMON STOCK 037833100 15,225 107,599 SH   SOLE   105,379 0 2,220
APPLE INC COMMON STOCK 037833100 382 2,697 SH   OTR   2,697 0 0
AUTODESK INC COMMON STOCK 052769106 732 2,566 SH   SOLE   2,566 0 0
AUTODESK INC COMMON STOCK 052769106 73 257 SH   OTR   257 0 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 536 2,681 SH   SOLE   2,681 0 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 50 251 SH   OTR   251 0 0
BANK OF AMERICA CORPORATION COMMON STOCK 060505104 200 4,720 SH   SOLE   4,720 0 0
BAXTER INTERNATIONAL INC COMMON STOCK 071813109 440 5,472 SH   SOLE   5,472 0 0
BAXTER INTERNATIONAL INC COMMON STOCK 071813109 36 445 SH   OTR   445 0 0
BOEING CO COMMON STOCK 097023105 3,524 16,022 SH   SOLE   15,607 0 415
BOEING CO COMMON STOCK 097023105 64 293 SH   OTR   293 0 0
CINCINNATI FINANCIAL CORP COMMON STOCK 172062101 3,072 26,893 SH   SOLE   26,893 0 0
CINCINNATI FINANCIAL CORP COMMON STOCK 172062101 30 260 SH   OTR   260 0 0
CISCO SYSTEMS INC COMMON STOCK 17275R102 12,527 230,145 SH   SOLE   225,935 0 4,210
CISCO SYSTEMS INC COMMON STOCK 17275R102 250 4,587 SH   OTR   4,587 0 0
COCA COLA CO COMMON STOCK 191216100 2,775 52,881 SH   SOLE   52,881 0 0
COCA COLA CO COMMON STOCK 191216100 28 540 SH   OTR   540 0 0
COMMUNITY BANK SYSTEM INC COMMON STOCK 203607106 2,774 40,550 SH   SOLE   38,725 0 1,825
COMMUNITY BANK SYSTEM INC COMMON STOCK 203607106 37 535 SH   OTR   535 0 0
CORNING INC COMMON STOCK 219350105 9,476 259,695 SH   SOLE   253,825 0 5,870
CORNING INC COMMON STOCK 219350105 168 4,597 SH   OTR   4,597 0 0
COSTCO WHOLESALE CORP COMMON STOCK 22160K105 12,808 28,503 SH   SOLE   27,668 0 835
COSTCO WHOLESALE CORP COMMON STOCK 22160K105 235 522 SH   OTR   522 0 0
DISNEY WALT CO COMMON STOCK 254687106 8,598 50,822 SH   SOLE   50,137 0 685
DISNEY WALT CO COMMON STOCK 254687106 211 1,245 SH   OTR   1,245 0 0
DUKE ENERGY CORP COMMON STOCK 26441C204 2,567 26,301 SH   SOLE   25,804 0 497
DUKE ENERGY CORP COMMON STOCK 26441C204 35 360 SH   OTR   360 0 0
EAST WEST BANCORP INC COMMON STOCK 27579R104 375 4,832 SH   SOLE   4,592 0 240
EMERSON ELECTRIC CO COMMON STOCK 291011104 10,345 109,817 SH   SOLE   107,907 0 1,910
EMERSON ELECTRIC CO COMMON STOCK 291011104 169 1,796 SH   OTR   1,796 0 0
EXXON MOBIL CORP COMMON STOCK 30231G102 10,911 185,499 SH   SOLE   183,604 0 1,895
EXXON MOBIL CORP COMMON STOCK 30231G102 165 2,808 SH   OTR   2,808 0 0
FACEBOOK INC COMMON STOCK 30303M102 1,136 3,347 SH   SOLE   3,347 0 0
FACEBOOK INC COMMON STOCK 30303M102 113 333 SH   OTR   333 0 0
FIDELITY ETF-FIXED INCOM 316188200 1,753 33,549 SH   SOLE   33,549 0 0
FIRST SOLAR INC COMMON STOCK 336433107 565 5,920 SH   SOLE   5,920 0 0
FORTIS INC FOREIGN STOCK 349553107 4,375 98,701 SH   SOLE   96,566 0 2,135
FORTIS INC FOREIGN STOCK 349553107 124 2,803 SH   OTR   2,803 0 0
GLAXOSMITHKLINE PLC FOREIGN STOCK 37733W105 382 9,997 SH   SOLE   9,997 0 0
GLAXOSMITHKLINE PLC FOREIGN STOCK 37733W105 43 1,120 SH   OTR   1,120 0 0
HOME DEPOT INC COMMON STOCK 437076102 252 768 SH   SOLE   768 0 0
HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106 6,929 32,641 SH   SOLE   32,641 0 0
HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106 141 665 SH   OTR   665 0 0
INTEL CORP COMMON STOCK 458140100 877 16,468 SH   SOLE   16,468 0 0
INVESCO ETF-EQUITY 46090E103 2,210 6,173 SH   SOLE   6,173 0 0
INVESCO ETF-EQUITY 46138E651 306 7,703 SH   SOLE   7,703 0 0
ISHARES ETF-EQUITY 464287168 395 3,445 SH   SOLE   3,445 0 0
ISHARES ETF-EQUITY 464287168 37 325 SH   OTR   325 0 0
ISHARES ETF-EQUITY 464287556 613 3,791 SH   SOLE   2,310 0 1,481
ISHARES ETF-EQUITY 464287556 195 1,206 SH   OTR   1,206 0 0
ISHARES ETF-EQUITY 464287614 3,255 11,879 SH   SOLE   11,879 0 0
ISHARES ETF-EQUITY 464287614 137 500 SH   OTR   500 0 0
ISHARES ETF-EQUITY 464287671 298 2,905 SH   SOLE   225 0 2,680
ISHARES ETF-EQUITY 464287887 454 3,495 SH   SOLE   3,495 0 0
ISHARES ETF-EQUITY 464287887 34 260 SH   OTR   260 0 0
ISHARES COMMON STOCK 464288224 305 14,070 SH   SOLE   14,070 0 0
ISHARES COMMON STOCK 464288570 301 3,617 SH   SOLE   3,617 0 0
ISHARES COMMON STOCK 464288570 57 690 SH   OTR   690 0 0
ISHARES ETF-FIXED INCOM 464288646 51,024 933,817 SH   SOLE   927,899 0 5,918
ISHARES ETF-FIXED INCOM 464288646 1,552 28,412 SH   OTR   28,412 0 0
ISHARES ETF-EQUITY 46434V464 593 3,607 SH   SOLE   3,607 0 0
ISHARES ETF-EQUITY 46434V621 2,685 53,451 SH   SOLE   53,451 0 0
ISHARES ETF-EQUITY 46434V621 35 705 SH   OTR   705 0 0
ISHARES ETF-EQUITY 46435U218 562 7,437 SH   SOLE   7,437 0 0
JPMORGAN COMMON STOCK 46625H100 452 2,761 SH   SOLE   2,761 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104 3,607 22,337 SH   SOLE   22,337 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104 29 180 SH   OTR   180 0 0
LAUDER ESTEE INC COMMON STOCK 518439104 431 1,437 SH   SOLE   1,437 0 0
LAUDER ESTEE INC COMMON STOCK 518439104 34 115 SH   OTR   115 0 0
MASTERCARD INC COMMON STOCK 57636Q104 809 2,327 SH   SOLE   2,327 0 0
MASTERCARD INC COMMON STOCK 57636Q104 96 276 SH   OTR   276 0 0
MCDONALDS CORP COMMON STOCK 580135101 545 2,262 SH   SOLE   2,262 0 0
MICROSOFT CORP COMMON STOCK 594918104 15,029 53,311 SH   SOLE   51,982 0 1,329
MICROSOFT CORP COMMON STOCK 594918104 464 1,645 SH   OTR   1,645 0 0
NETFLIX INC COMMON STOCK 64110L106 299 490 SH   SOLE   490 0 0
NIKE INC COMMON STOCK 654106103 538 3,707 SH   SOLE   3,707 0 0
NIKE INC COMMON STOCK 654106103 50 341 SH   OTR   341 0 0
NVIDIA CORPORATION COMMON STOCK 67066G104 829 4,000 SH   SOLE   4,000 0 0
ORACLE CORP COMMON STOCK 68389X105 248 2,842 SH   SOLE   2,842 0 0
PACER ETF-FIXED INCOM 69374H642 558 20,590 SH   SOLE   20,590 0 0
PAYPAL HOLDINGS INC COMMON STOCK 70450Y103 613 2,357 SH   SOLE   2,357 0 0
PAYPAL HOLDINGS INC COMMON STOCK 70450Y103 38 145 SH   OTR   145 0 0
PEOPLES UNITED FINANCIAL INC COMMON STOCK 712704105 260 14,874 SH   SOLE   14,874 0 0
PEPSICO INC COMMON STOCK 713448108 226 1,502 SH   SOLE   1,502 0 0
PFIZER INC COMMON STOCK 717081103 7,884 183,316 SH   SOLE   181,743 0 1,573
PFIZER INC COMMON STOCK 717081103 137 3,191 SH   OTR   3,191 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109 7,645 54,685 SH   SOLE   53,975 0 710
PROCTER & GAMBLE CO COMMON STOCK 742718109 115 825 SH   OTR   825 0 0
RAYTHEON TECHNOLOGIES CORP COMMON STOCK 75513E101 248 2,882 SH   SOLE   2,882 0 0
REGIONS FINANCIAL CORP COMMON STOCK 7591EP100 681 31,948 SH   SOLE   31,948 0 0
ROYAL DUTCH SHELL PLC FOREIGN STOCK 780259107 288 6,497 SH   SOLE   6,497 0 0
SPDR S&P 500 ETF-EQUITY 78462F103 1,769 4,123 SH   SOLE   4,123 0 0
SPDR S&P 500 ETF-EQUITY 78462F103 36 85 SH   OTR   85 0 0
SPDR ETF-EQUITY 78464A870 780 6,201 SH   SOLE   6,201 0 0
SPDR ETF-EQUITY 78464A870 17 138 SH   OTR   138 0 0
SPDR ETF-EQUITY 78468R747 563 5,580 SH   SOLE   5,580 0 0
SAP SE FOREIGN STOCK 803054204 751 5,563 SH   SOLE   5,563 0 0
SAP SE FOREIGN STOCK 803054204 71 529 SH   OTR   529 0 0
CHARLES SCHWAB CORPORATION COMMON STOCK 808513105 13,463 184,836 SH   SOLE   180,726 0 4,110
CHARLES SCHWAB CORPORATION COMMON STOCK 808513105 245 3,366 SH   OTR   3,366 0 0
SPDR ETF-EQUITY 81369Y209 802 6,297 SH   SOLE   6,297 0 0
SPDR ETF-EQUITY 81369Y209 29 225 SH   OTR   225 0 0
STARBUCKS CORP COMMON STOCK 855244109 5,960 54,032 SH   SOLE   53,844 0 188
STARBUCKS CORP COMMON STOCK 855244109 143 1,296 SH   OTR   1,296 0 0
SYNCHRONY FINANCIAL COMMON STOCK 87165B103 241 4,932 SH   SOLE   4,932 0 0
SYNCHRONY FINANCIAL COMMON STOCK 87165B103 15 310 SH   OTR   310 0 0
TAIWAN SEMICONDUCTOR MFG LTD FOREIGN STOCK 874039100 11,140 99,777 SH   SOLE   96,792 0 2,985
TAIWAN SEMICONDUCTOR MFG LTD FOREIGN STOCK 874039100 226 2,020 SH   OTR   2,020 0 0
THERMO FISHER SCIENTIFIC INC COMMON STOCK 883556102 362 634 SH   SOLE   634 0 0
TORONTO DOMINION BANK ONT FOREIGN STOCK 891160509 8,355 126,305 SH   SOLE   126,305 0 0
TORONTO DOMINION BANK ONT FOREIGN STOCK 891160509 74 1,113 SH   OTR   1,113 0 0
TOTAL SE FOREIGN STOCK 89151E109 207 4,325 SH   SOLE   4,325 0 0
TRAVELERS COMPANIES INC COMMON STOCK 89417E109 249 1,638 SH   SOLE   1,638 0 0
UNION BANKSHARES INC COMMON STOCK 905400107 322 10,068 SH   SOLE   10,068 0 0
VALERO ENERGY CORP COMMON STOCK 91913Y100 5,966 84,545 SH   SOLE   83,130 0 1,415
VALERO ENERGY CORP COMMON STOCK 91913Y100 95 1,342 SH   OTR   1,342 0 0
VANGUARD ETF-EQUITY 921908844 3,613 23,519 SH   SOLE   23,519 0 0
VANGUARD ETF-EQUITY 921908844 48 315 SH   OTR   315 0 0
VANGUARD ETF-EQUITY 921943858 1,387 27,464 SH   SOLE   27,464 0 0
VANGUARD ETF-EQUITY 92204A207 2,573 14,354 SH   SOLE   14,354 0 0
VANGUARD ETF-EQUITY 92204A207 27 150 SH   OTR   150 0 0
VANGUARD ETF-FIXED INCOM 92206C706 619 9,158 SH   SOLE   9,158 0 0
VENTAS INC. COMMON STOCK 92276F100 3,973 71,966 SH   SOLE   71,966 0 0
VENTAS INC. COMMON STOCK 92276F100 126 2,276 SH   OTR   2,276 0 0
VANGUARD ETF-EQUITY 922908538 2,033 8,602 SH   SOLE   7,431 0 1,171
VANGUARD ETF-EQUITY 922908538 493 2,085 SH   OTR   2,085 0 0
VANGUARD ETF-EQUITY 922908629 1,370 5,786 SH   SOLE   5,786 0 0
VANGUARD ETF-EQUITY 922908629 43 180 SH   OTR   180 0 0
VANGUARD ETF-EQUITY 922908736 242 834 SH   SOLE   834 0 0
VANGUARD ETF-EQUITY 922908744 487 3,595 SH   SOLE   3,595 0 0
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104 6,882 127,417 SH   SOLE   126,347 0 1,070
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104 150 2,769 SH   OTR   2,769 0 0
VISA INC COMMON STOCK 92826C839 5,284 23,719 SH   SOLE   23,719 0 0
VISA INC COMMON STOCK 92826C839 94 424 SH   OTR   424 0 0
WALMART INC COMMON STOCK 931142103 2,342 16,804 SH   SOLE   16,804 0 0
WALMART INC COMMON STOCK 931142103 70 505 SH   OTR   505 0 0
WESTERN UNION CO COMMON STOCK 959802109 211 10,455 SH   SOLE   10,455 0 0
WEYERHAEUSER COMPANY COMMON STOCK 962166104 5,230 147,020 SH   SOLE   145,445 0 1,575
WEYERHAEUSER COMPANY COMMON STOCK 962166104 94 2,650 SH   OTR   2,650 0 0
WHIRLPOOL CORP COMMON STOCK 963320106 2,819 13,828 SH   SOLE   13,828 0 0
WHIRLPOOL CORP COMMON STOCK 963320106 45 220 SH   OTR   220 0 0
WISDOMTREE ETF-EQUITY 97717W281 2,580 48,240 SH   SOLE   48,240 0 0
WISDOMTREE ETF-EQUITY 97717W281 29 540 SH   OTR   540 0 0
XILINX INC COMMON STOCK 983919101 604 4,000 SH   SOLE   4,000 0 0
YUM CHINA HOLDINGS INC COMMON STOCK 98850P109 6,855 117,958 SH   SOLE   116,058 0 1,900
YUM CHINA HOLDINGS INC COMMON STOCK 98850P109 141 2,433 SH   OTR   2,433 0 0
ZOETIS INC COMMON STOCK 98978V103 390 2,009 SH   SOLE   2,009 0 0
ZOETIS INC COMMON STOCK 98978V103 61 312 SH   OTR   312 0 0
AON PLC FOREIGN STOCK G0403H108 647 2,263 SH   SOLE   2,263 0 0
ACCENTURE PLC FOREIGN STOCK G1151C101 974 3,045 SH   SOLE   3,045 0 0
ACCENTURE PLC FOREIGN STOCK G1151C101 84 263 SH   OTR   263 0 0
ICON PLC FOREIGN STOCK G4705A100 647 2,468 SH   SOLE   2,468 0 0
MEDTRONIC PLC FOREIGN STOCK G5960L103 9,697 77,356 SH   SOLE   77,356 0 0
MEDTRONIC PLC FOREIGN STOCK G5960L103 232 1,847 SH   OTR   1,847 0 0