The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM 023135106 316 97 SH   SOLE   0 0 97
AMERIS BANCORP COM 03076K108 1,011 23,043 SH   SOLE   0 0 23,043
APPLE INC COM 037833100 2,453 14,046 SH   SOLE   0 0 14,046
BK OF AMERICA CORP COM 060505104 360 8,741 SH   SOLE   0 0 8,741
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 512 1,450 SH   SOLE   0 0 1,450
CISCO SYS INC COM 17275R102 213 3,821 SH   SOLE   0 0 3,821
COCA COLA CO COM 191216100 2,966 47,847 SH   SOLE   0 0 47,847
EXXON MOBIL CORP COM 30231G102 300 3,631 SH   SOLE   0 0 3,631
HOME DEPOT INC COM 437076102 938 3,134 SH   SOLE   0 0 3,134
INVESCO QQQ TR UNIT SER 1 46090E103 592 1,632 SH   SOLE   0 0 1,632
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1500 46137V597 1,854 10,149 SH   SOLE   0 0 10,149
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613 1,301 7,863 SH   SOLE   0 0 7,863
ISHARES TR TIPS BD ETF 464287176 1,847 14,829 SH   SOLE   0 0 14,829
ISHARES TR CORE S&P500 ETF 464287200 584 1,286 SH   SOLE   0 0 1,286
ISHARES TR CORE US AGGBD ET 464287226 29,160 272,576 SH   SOLE   0 0 272,576
ISHARES TR CORE S&P MCP ETF 464287507 226 842 SH   SOLE   0 0 842
ISHARES TR ISHARES BIOTECH 464287556 210 1,612 SH   SOLE   0 0 1,612
ISHARES TR RUS 1000 ETF 464287622 697 4,717 SH   SOLE   0 0 4,717
ISHARES TR CORE LT USDB ETF 464289479 287 4,476 SH   SOLE   0 0 4,476
ISHARES INC MSCI EMRG CHN 46434G764 2,540 43,655 SH   SOLE   0 0 43,655
ISHARES TR CORE INTL AGGR 46435G672 348 6,672 SH   SOLE   0 0 6,672
JPMORGAN CHASE & CO COM 46625H100 444 3,256 SH   SOLE   0 0 3,256
JOHNSON & JOHNSON COM 478160104 414 2,336 SH   SOLE   0 0 2,336
LATTICE STRATEGIES TR HARTFORD MLT ETF 518416102 2,011 69,075 SH   SOLE   0 0 69,075
LATTICE STRATEGIES TR HARTFRD EMRG ETF 518416201 1,274 54,818 SH   SOLE   0 0 54,818
LATTICE STRATEGIES TR HARTFORD US EQTY 518416409 1,232 29,259 SH   SOLE   0 0 29,259
MCDONALDS CORP COM 580135101 478 1,931 SH   SOLE   0 0 1,931
MICROSOFT CORP COM 594918104 618 2,004 SH   SOLE   0 0 2,004
MID-AMER APT CMNTYS INC COM 59522J103 224 1,069 SH   SOLE   0 0 1,069
NUCOR CORP COM 670346105 436 2,936 SH   SOLE   0 0 2,936
PEPSICO INC COM 713448108 343 2,052 SH   SOLE   0 0 2,052
PFIZER INC COM 717081103 265 5,118 SH   SOLE   0 0 5,118
PROCTER AND GAMBLE CO COM 742718109 256 1,673 SH   SOLE   0 0 1,673
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,221 2,704 SH   SOLE   0 0 2,704
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871 1,190 33,923 SH   SOLE   0 0 33,923
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 354 10,331 SH   SOLE   0 0 10,331
SPDR SER TR MSCI USA STRTGIC 78468R812 2,187 17,556 SH   SOLE   0 0 17,556
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 270 5,021 SH   SOLE   0 0 5,021
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 877 18,515 SH   SOLE   0 0 18,515
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 1,933 69,600 SH   SOLE   0 0 69,600
SCHWAB STRATEGIC TR SCHWB FDT INT SC 808524748 8,709 246,160 SH   SOLE   0 0 246,160
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 740 20,164 SH   SOLE   0 0 20,164
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 579 11,458 SH   SOLE   0 0 11,458
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 743 14,989 SH   SOLE   0 0 14,989
SCHWAB STRATEGIC TR US TIPS ETF 808524870 11,386 187,543 SH   SOLE   0 0 187,543
SONOCO PRODS CO COM 835495102 453 7,245 SH   SOLE   0 0 7,245
SOUTHERN CO COM 842587107 319 4,393 SH   SOLE   0 0 4,393
TRUIST FINL CORP COM 89832Q109 414 7,295 SH   SOLE   0 0 7,295
UNIFIED SER TR BALLAST SMLMD CP 90470L550 1,455 41,298 SH   SOLE   0 0 41,298
UNITED PARCEL SERVICE INC CL B 911312106 209 973 SH   SOLE   0 0 973
VANGUARD BD INDEX FDS LONG TERM BOND 921937793 515 5,622 SH   SOLE   0 0 5,622
VANGUARD BD INDEX FDS INTERMED TERM 921937819 835 10,189 SH   SOLE   0 0 10,189
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 1,718 22,054 SH   SOLE   0 0 22,054
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 2,407 30,263 SH   SOLE   0 0 30,263
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 6,803 150,846 SH   SOLE   0 0 150,846
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 1,581 30,153 SH   SOLE   0 0 30,153
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 592 5,430 SH   SOLE   0 0 5,430
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 7,510 162,798 SH   SOLE   0 0 162,798
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 204 3,435 SH   SOLE   0 0 3,435
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 1,126 22,476 SH   SOLE   0 0 22,476
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 3,075 35,745 SH   SOLE   0 0 35,745
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 282 5,475 SH   SOLE   0 0 5,475
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 201 484 SH   SOLE   0 0 484
VANGUARD INDEX FDS LARGE CAP ETF 922908637 11,155 53,505 SH   SOLE   0 0 53,505
VANGUARD INDEX FDS GROWTH ETF 922908736 1,636 5,687 SH   SOLE   0 0 5,687
VANGUARD INDEX FDS VALUE ETF 922908744 1,917 12,975 SH   SOLE   0 0 12,975
VANGUARD INDEX FDS SMALL CP ETF 922908751 7,351 34,942 SH   SOLE   0 0 34,942
WALMART INC COM 931142103 526 3,532 SH   SOLE   0 0 3,532