The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COM 00206R102 260 8,924 SH   SOLE   0 0 8,924
APPLE INC COM 037833100 727 2,859 SH   SOLE   0 0 2,859
BK OF AMERICA CORP COM 060505104 230 10,824 SH   SOLE   0 0 10,824
COCA COLA CO COM 191216100 2,033 45,946 SH   SOLE   0 0 45,946
FACEBOOK INC CL A 30303M102 233 1,399 SH   SOLE   0 0 1,399
HOME DEPOT INC COM 437076102 547 2,930 SH   SOLE   0 0 2,930
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1500 46137V597 1,758 19,660 SH   SOLE   0 0 19,660
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613 1,125 12,417 SH   SOLE   0 0 12,417
INVESCO EXCHANGE-TRADED FD T FTSE RAFI EMNG 46138E727 161 10,432 SH   SOLE   0 0 10,432
ISHARES TR TIPS BD ETF 464287176 1,972 16,720 SH   SOLE   0 0 16,720
ISHARES TR CORE US AGGBD ET 464287226 25,263 219,482 SH   SOLE   0 0 219,482
ISHARES TR RUS 1000 ETF 464287622 728 7,072 SH   SOLE   0 0 7,072
JPMORGAN CHASE & CO COM 46625H100 514 5,709 SH   SOLE   0 0 5,709
LATTICE STRATEGIES TR HARTFORD MLT ETF 518416102 1,026 46,548 SH   SOLE   0 0 46,548
LATTICE STRATEGIES TR HARTFRD EMRG ETF 518416201 254 15,338 SH   SOLE   0 0 15,338
LATTICE STRATEGIES TR HARTFORD US EQTY 518416409 1,198 45,899 SH   SOLE   0 0 45,899
MCDONALDS CORP COM 580135101 295 1,786 SH   SOLE   0 0 1,786
MICROSOFT CORP COM 594918104 558 3,541 SH   SOLE   0 0 3,541
PEPSICO INC COM 713448108 486 4,047 SH   SOLE   0 0 4,047
SPDR S&P 500 ETF TR TR UNIT 78462F103 473 1,835 SH   SOLE   0 0 1,835
SPDR GOLD TRUST GOLD SHS 78463V107 250 1,690 SH   SOLE   0 0 1,690
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871 1,216 53,478 SH   SOLE   0 0 53,478
SPDR SER TR PRTFLO S&P500 GW 78464A409 218 6,091 SH   SOLE   0 0 6,091
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 202 3,306 SH   SOLE   0 0 3,306
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 689 33,320 SH   SOLE   0 0 33,320
SCHWAB STRATEGIC TR SCHWB FDT INT SC 808524748 4,948 210,713 SH   SOLE   0 0 210,713
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 428 16,578 SH   SOLE   0 0 16,578
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 969 17,863 SH   SOLE   0 0 17,863
SCHWAB STRATEGIC TR US TIPS ETF 808524870 8,078 140,470 SH   SOLE   0 0 140,470
SONOCO PRODS CO COM 835495102 336 7,245 SH   SOLE   0 0 7,245
SOUTHERN CO COM 842587107 423 7,806 SH   SOLE   0 0 7,806
TRUIST FINL CORP COM 89832Q109 225 7,295 SH   SOLE   0 0 7,295
VANGUARD BD INDEX FDS LONG TERM BOND 921937793 449 4,212 SH   SOLE   0 0 4,212
VANGUARD BD INDEX FDS INTERMED TERM 921937819 518 5,796 SH   SOLE   0 0 5,796
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 846 10,289 SH   SOLE   0 0 10,289
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 4,296 50,330 SH   SOLE   0 0 50,330
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 2,430 82,081 SH   SOLE   0 0 82,081
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 15,644 278,064 SH   SOLE   0 0 278,064
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 5,885 175,413 SH   SOLE   0 0 175,413
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 469 7,530 SH   SOLE   0 0 7,530
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771 461 8,459 SH   SOLE   0 0 8,459
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 14,455 165,975 SH   SOLE   0 0 165,975
VANGUARD MUN BD FD INC TAX EXEMPT BD 922907746 1,392 26,321 SH   SOLE   0 0 26,321
VANGUARD INDEX FDS LARGE CAP ETF 922908637 5,339 45,083 SH   SOLE   0 0 45,083
VANGUARD INDEX FDS GROWTH ETF 922908736 918 5,861 SH   SOLE   0 0 5,861
VANGUARD INDEX FDS VALUE ETF 922908744 769 8,638 SH   SOLE   0 0 8,638
VANGUARD INDEX FDS SMALL CP ETF 922908751 2,870 25,212 SH   SOLE   0 0 25,212
WALMART INC COM 931142103 371 3,269 SH   SOLE   0 0 3,269