The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COM 00206R102 384 9,822 SH   SOLE   0 0 9,822
APPLE INC COM 037833100 824 2,805 SH   SOLE   0 0 2,805
BANK AMER CORP COM 060505104 382 10,846 SH   SOLE   0 0 10,846
COCA COLA CO COM 191216100 2,520 45,526 SH   SOLE   0 0 45,526
EXXON MOBIL CORP COM 30231G102 278 3,988 SH   SOLE   0 0 3,988
FACEBOOK INC CL A 30303M102 287 1,396 SH   SOLE   0 0 1,396
HOME DEPOT INC COM 437076102 638 2,922 SH   SOLE   0 0 2,922
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1500 46137V597 3,450 25,234 SH   SOLE   0 0 25,234
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613 2,532 20,231 SH   SOLE   0 0 20,231
INVESCO EXCHNG TRADED FD TR FTSE RAFI EMNG 46138E727 329 14,735 SH   SOLE   0 0 14,735
ISHARES TR TIPS BD ETF 464287176 3,114 26,716 SH   SOLE   0 0 26,716
ISHARES TR CORE US AGGBD ET 464287226 31,412 280,153 SH   SOLE   0 0 280,153
ISHARES TR RUS 1000 ETF 464287622 1,426 9,918 SH   SOLE   0 0 9,918
ISHARES TR RUS 2000 VAL ETF 464287630 206 1,604 SH   SOLE   0 0 1,604
ISHARES TR MSCI ACWI ETF 464288257 217 2,739 SH   SOLE   0 0 2,739
JPMORGAN CHASE & CO COM 46625H100 793 5,685 SH   SOLE   0 0 5,685
LATTICE STRATEGIES TR HARTFORD MLT ETF 518416102 2,752 93,693 SH   SOLE   0 0 93,693
LATTICE STRATEGIES TR HARTFRD EMRG ETF 518416201 620 26,737 SH   SOLE   0 0 26,737
LATTICE STRATEGIES TR HARTFORD US EQTY 518416409 2,316 68,731 SH   SOLE   0 0 68,731
MCDONALDS CORP COM 580135101 350 1,769 SH   SOLE   0 0 1,769
MICROSOFT CORP COM 594918104 539 3,417 SH   SOLE   0 0 3,417
PEPSICO INC COM 713448108 553 4,043 SH   SOLE   0 0 4,043
PIMCO ETF TR INV GRD CRP BD 72201R817 433 3,938 SH   SOLE   0 0 3,938
SPDR S&P 500 ETF TR TR UNIT 78462F103 709 2,204 SH   SOLE   0 0 2,204
SPDR GOLD TRUST GOLD SHS 78463V107 242 1,690 SH   SOLE   0 0 1,690
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871 2,699 84,805 SH   SOLE   0 0 84,805
SPDR SERIES TRUST PRTFLO S&P500 GW 78464A409 255 6,091 SH   SOLE   0 0 6,091
SPDR SERIES TRUST S&P DIVID ETF 78464A763 242 2,249 SH   SOLE   0 0 2,249
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 266 3,466 SH   SOLE   0 0 3,466
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 344 4,482 SH   SOLE   0 0 4,482
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 539 7,130 SH   SOLE   0 0 7,130
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 1,443 52,738 SH   SOLE   0 0 52,738
SCHWAB STRATEGIC TR SCHWB FDT INT SC 808524748 9,624 289,432 SH   SOLE   0 0 289,432
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 699 20,773 SH   SOLE   0 0 20,773
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 1,220 22,842 SH   SOLE   0 0 22,842
SCHWAB STRATEGIC TR US TIPS ETF 808524870 11,389 201,116 SH   SOLE   0 0 201,116
SERVICE CORP INTL COM 817565104 203 4,400 SH   SOLE   0 0 4,400
SONOCO PRODS CO COM 835495102 447 7,245 SH   SOLE   0 0 7,245
SOUTHERN CO COM 842587107 545 8,551 SH   SOLE   0 0 8,551
TRUIST FINL CORP COM 89832Q109 422 7,495 SH   SOLE   0 0 7,495
VANGUARD BD INDEX FD INC LONG TERM BOND 921937793 433 4,312 SH   SOLE   0 0 4,312
VANGUARD BD INDEX FD INC INTERMED TERM 921937819 517 5,929 SH   SOLE   0 0 5,929
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 864 10,720 SH   SOLE   0 0 10,720
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 4,738 56,494 SH   SOLE   0 0 56,494
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 4,732 116,613 SH   SOLE   0 0 116,613
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 20,211 357,202 SH   SOLE   0 0 357,202
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 333 3,645 SH   SOLE   0 0 3,645
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 353 6,568 SH   SOLE   0 0 6,568
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 11,358 255,411 SH   SOLE   0 0 255,411
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 458 7,530 SH   SOLE   0 0 7,530
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771 461 8,666 SH   SOLE   0 0 8,666
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 19,742 216,160 SH   SOLE   0 0 216,160
VANGUARD MUN BD FD INC TAX EXEMPT BD 922907746 3,558 66,451 SH   SOLE   0 0 66,451
VANGUARD INDEX FDS LARGE CAP ETF 922908637 8,118 54,909 SH   SOLE   0 0 54,909
VANGUARD INDEX FDS GROWTH ETF 922908736 1,074 5,894 SH   SOLE   0 0 5,894
VANGUARD INDEX FDS VALUE ETF 922908744 1,065 8,890 SH   SOLE   0 0 8,890
VANGUARD INDEX FDS SMALL CP ETF 922908751 5,860 35,731 SH   SOLE   0 0 35,731
VANGUARD INDEX FDS TOTAL STK MKT 922908769 2,345 14,332 SH   SOLE   0 0 14,332
WALMART INC COM 931142103 389 3,269 SH   SOLE   0 0 3,269
YUM BRANDS INC COM 988498101 268 2,656 SH   SOLE   0 0 2,656