The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T Inc. COM 00206R102 344 10,251 SH   SOLE   0 0 10,251
Apple Computer Inc COM 037833100 634 3,201 SH   SOLE   0 0 3,201
Bank of America Corp. COM 060505104 314 10,824 SH   SOLE   0 0 10,824
Coca Cola Co. COM 191216100 2,345 46,044 SH   SOLE   0 0 46,044
Exxon Mobil Corporation COM 30231G102 343 4,476 SH   SOLE   0 0 4,476
Facebook Inc Class A CL A 30303M102 277 1,434 SH   SOLE   0 0 1,434
Home Depot, Inc. COM 437076102 711 3,419 SH   SOLE   0 0 3,419
Powershares RAFI Small Cap FTSE RAFI 1500 46137V597 3,192 25,002 SH   SOLE   0 0 25,002
Powershares RAFI Large Cap FTSE RAFI 1000 46137V613 3,068 26,301 SH   SOLE   0 0 26,301
Invesco FTSE RAFI Emerging FTSE RAFI EMNG 46138E727 378 17,520 SH   SOLE   0 0 17,520
Ishares Tr Lehman Tips TIPS BD ETF 464287176 3,721 32,216 SH   SOLE   0 0 32,216
iShares Barclays Bond Index CORE US AGGBD ET 464287226 31,185 280,595 SH   SOLE   0 0 280,595
iShares Russell 1000 RUS 1000 ETF 464287622 1,575 9,676 SH   SOLE   0 0 9,676
iShares MSCI All Cap World Index MSCI ACWI ETF 464288257 239 3,247 SH   SOLE   0 0 3,247
J P Morgan Chase & Co COM 46625H100 631 5,645 SH   SOLE   0 0 5,645
Hartford Multifactor Developed Foreign Markets HARTFORD MLT ETF 518416102 2,915 103,502 SH   SOLE   0 0 103,502
Hartford Multifactor Emerging Markets HARTFRD EMRG ETF 518416201 751 31,924 SH   SOLE   0 0 31,924
Hartford Multifactor US Equity HARTFORD US EQTY 518416409 2,351 74,250 SH   SOLE   0 0 74,250
McDonald's Corp. COM 580135101 364 1,751 SH   SOLE   0 0 1,751
Microsoft Corp. COM 594918104 496 3,703 SH   SOLE   0 0 3,703
PepsiCo Inc. COM 713448108 530 4,038 SH   SOLE   0 0 4,038
Pimco Invest Grade Corp INV GRD CRP BD 72201R817 709 6,596 SH   SOLE   0 0 6,596
SPDR S&P 500 TR UNIT 78462F103 725 2,474 SH   SOLE   0 0 2,474
Streetracks Gold Trust GOLD SHS 78463V107 229 1,717 SH   SOLE   0 0 1,717
SPDR S&P International Small Cap S&P INTL SMLCP 78463X871 2,790 93,170 SH   SOLE   0 0 93,170
Spdr S&P 500 Growth Etf PRTFLO S&P500 GW 78464A409 245 6,337 SH   SOLE   0 0 6,337
SPDR S&P Dividend Fund S&P DIVID ETF 78464A763 220 2,181 SH   SOLE   0 0 2,181
Schwab US Large US LRG CAP ETF 808524201 311 4,435 SH   SOLE   0 0 4,435
Schwab US Small US SML CAP ETF 808524607 491 6,869 SH   SOLE   0 0 6,869
Schwab Emerging Markets EMRG MKTEQ ETF 808524706 1,619 61,708 SH   SOLE   0 0 61,708
Schwab Fundamental International SCHWB FDT INT SC 808524748 8,509 272,546 SH   SOLE   0 0 272,546
Schwab International Equity INTL EQTY ETF 808524805 593 18,468 SH   SOLE   0 0 18,468
Schwab US Aggregate Bond US AGGREGATE B 808524839 1,324 24,988 SH   SOLE   0 0 24,988
Schwab US TIPS US TIPS ETF 808524870 10,641 188,976 SH   SOLE   0 0 188,976
Sonoco Products Co COM 835495102 473 7,245 SH   SOLE   0 0 7,245
Southern Company COM 842587107 489 8,843 SH   SOLE   0 0 8,843
SunTrust Banks COM 867914103 295 4,689 SH   SOLE   0 0 4,689
Total Systems Services COM 891906109 271 2,110 SH   SOLE   0 0 2,110
Vanguard Long-Term Bond LONG TERM BOND 921937793 427 4,402 SH   SOLE   0 0 4,402
Vanguard Intermediate-Term Bond INTERMED TERM 921937819 513 5,929 SH   SOLE   0 0 5,929
Vanguard Short-Term Bond SHORT TRM BOND 921937827 880 10,927 SH   SOLE   0 0 10,927
Vanguard Bond Index Fund TOTAL BND MRKT 921937835 5,334 64,211 SH   SOLE   0 0 64,211
Vanguard FTSE Developed Markets FTSE DEV MKT ETF 921943858 4,411 105,764 SH   SOLE   0 0 105,764
Vanguard Total Intl Bond Market Index INTL BD IDX ETF 92203J407 20,446 356,826 SH   SOLE   0 0 356,826
Vanguard FTSE All-World ex-US Small-Cap FTSE SMCAP ETF 922042718 361 3,432 SH   SOLE   0 0 3,432
Vanguard International Equity ALLWRLD EX US 922042775 335 6,568 SH   SOLE   0 0 6,568
Vanguard Emerging Markets FTSE EMR MKT ETF 922042858 10,008 235,325 SH   SOLE   0 0 235,325
Vanguard Short-Term Treasury SHORT TERM TREAS 92206C102 459 7,530 SH   SOLE   0 0 7,530
Vanguard Mortgage Backed MORTG-BACK SEC 92206C771 458 8,666 SH   SOLE   0 0 8,666
Vanguard Interm-Term Corp Bond INT-TERM CORP 92206C870 19,460 216,582 SH   SOLE   0 0 216,582
Vanguard Tax Exempt Bond ETF TAX EXEMPT BD 922907746 4,849 91,361 SH   SOLE   0 0 91,361
Vanguard Large Cap Etf LARGE CAP ETF 922908637 6,761 50,189 SH   SOLE   0 0 50,189
Vanguard Growth GROWTH ETF 922908736 963 5,892 SH   SOLE   0 0 5,892
Vanguard Value VALUE ETF 922908744 988 8,904 SH   SOLE   0 0 8,904
Vanguard US Small Cap SMALL CP ETF 922908751 4,511 28,798 SH   SOLE   0 0 28,798
Vanguard Total Stock Market TOTAL STK MKT 922908769 1,984 13,220 SH   SOLE   0 0 13,220
Walmart Stores, Inc. COM 931142103 367 3,326 SH   SOLE   0 0 3,326
Tricon Global Restaurants, Inc. COM 988498101 294 2,656 SH   SOLE   0 0 2,656