The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Apple Computer Inc COM 037833100   13,271,227 63,010 SH   SOLE   0 0 63,010
Abbvie Inc COM 00287Y109   496,473 2,895 SH   SOLE   0 0 2,895
Airbnb Inc COM 009066101   230,326 1,519 SH   SOLE   0 0 1,519
Abbott Laboratories COM 002824100   271,409 2,612 SH   SOLE   0 0 2,612
Analog Devices Inc COM 032654105   431,868 1,892 SH   SOLE   0 0 1,892
A F L A C Inc COM 001055102   4,724,965 52,905 SH   SOLE   0 0 52,905
Align Technology Inc COM 016255101   603,575 2,500 SH   SOLE   0 0 2,500
Applied Materials Inc COM 038222105   247,790 1,050 SH   SOLE   0 0 1,050
Advanced Micro Devic COM 007903107   670,901 4,136 SH   SOLE   0 0 4,136
Amazon Com Inc COM 023135106   6,370,873 32,967 SH   SOLE   0 0 32,967
Ishares Tr S&P Aggressive COM 464289859   10,465,428 139,950 SH   SOLE   0 0 139,950
Ishares Tr S&P Allocation Fd COM 464289867   4,345,418 77,156 SH   SOLE   0 0 77,156
Smith A O COM 831865209   4,821,342 58,955 SH   SOLE   0 0 58,955
Ares Capital Corp COM 04010L103   210,046 10,079 SH   SOLE   0 0 10,079
Atmos Energy Corp COM 049560105   349,483 2,996 SH   SOLE   0 0 2,996
Boeing Co COM 097023105   792,472 4,354 SH   SOLE   0 0 4,354
Bank Of America Corp COM 060505104   855,185 21,503 SH   SOLE   0 0 21,503
Bristol-Myers Squibb Co COM 110122108   332,157 7,998 SH   SOLE   0 0 7,998
Vanguard Bond Index Fund COM 921937835   227,153 3,153 SH   SOLE   0 0 3,153
Berkshire Hathaway Cl B COM 084670702   4,149,767 10,201 SH   SOLE   0 0 10,201
Vanguard Short Term Bd Index COM 921937827   664,008 8,657 SH   SOLE   0 0 8,657
Blackstone Group LP COM 09260D107   1,195,087 9,653 SH   SOLE   0 0 9,653
Caterpillar Inc COM 149123101   345,092 1,036 SH   SOLE   0 0 1,036
Carnival Corp COM 143658300   237,931 12,710 SH   SOLE   0 0 12,710
City Holding Co COM 177835105   318,750 3,000 SH   SOLE   0 0 3,000
Conocophillips COM 20825C104   663,996 5,805 SH   SOLE   0 0 5,805
Costco Whsl Corp New COM 22160K105   1,386,334 1,631 SH   SOLE   0 0 1,631
Salesforce Com COM 79466L302   423,187 1,646 SH   SOLE   0 0 1,646
Cisco Systems Inc COM 17275R102   553,459 11,649 SH   SOLE   0 0 11,649
Capital Southwest Corp COM 140501107   476,143 18,250 SH   SOLE   0 0 18,250
Corteva Inc com COM 22052L104   228,058 4,228 SH   SOLE   0 0 4,228
C V S Corp Del COM 126650100   230,275 3,899 SH   SOLE   0 0 3,899
Chevrontexaco Corp COM 166764100   880,175 5,627 SH   SOLE   0 0 5,627
Dupont De Nemours Inc COM 26614N102   340,312 4,228 SH   SOLE   0 0 4,228
Dfa Tax Managed US Small COM 25434V609   439,698 8,477 SH   SOLE   0 0 8,477
DFA Tax-Managed US Marketwide Value II COM 25434V724   1,035,896 26,379 SH   SOLE   0 0 26,379
Spdr Dow Jones COM 78467X109   365,545 935 SH   SOLE   0 0 935
Disney Walt Hldg Co COM 254687106   1,267,969 12,770 SH   SOLE   0 0 12,770
Dow Chemical Company COM 260557103   233,314 4,398 SH   SOLE   0 0 4,398
Duke Energy Corporation COM 26441C204   324,658 3,239 SH   SOLE   0 0 3,239
Ishares Tr Dow Jones Select Divid Index COM 464287168   28,205,520 233,142 SH   SOLE   0 0 233,142
Ishares MSCI Emrg Mkt Fd COM 464287234   5,205,092 122,214 SH   SOLE   0 0 122,214
Ishares Tr MSCI EAFE Fd COM 464287465   40,550,539 517,688 SH   SOLE   0 0 517,688
Ford Motor Company COM 345370860   167,436 13,352 SH   SOLE   0 0 13,352
Fedex Corporation COM 31428X106   477,671 1,593 SH   SOLE   0 0 1,593
Fifth Third Bancorp COM 316773100   291,920 8,000 SH   SOLE   0 0 8,000
Sch Fnd US Sm Etf COM 808524763   731,864 13,326 SH   SOLE   0 0 13,326
Schwab Fundamental Intl COM 808524748   245,440 7,061 SH   SOLE   0 0 7,061
Schwab Funda Emg Mkts COM 808524730   258,294 8,735 SH   SOLE   0 0 8,735
Schwab Fundamental Inl COM 808524755   695,941 19,867 SH   SOLE   0 0 19,867
Schwab Fundamental US COM 808524771   1,532,017 22,873 SH   SOLE   0 0 22,873
General Electric Company COM 369604301   726,501 4,570 SH   SOLE   0 0 4,570
General Motors Corp COM 37045V100   297,994 6,414 SH   SOLE   0 0 6,414
Google Inc Class C COM 02079K107   5,044,705 27,504 SH   SOLE   0 0 27,504
Google Inc Cl A COM 02079K305   2,428,791 13,334 SH   SOLE   0 0 13,334
Gorman Rupp Co Com COM 383082104   2,243,568 61,116 SH   SOLE   0 0 61,116
Hca The Healthcare Co COM 40412C101   14,982,000 46,632 SH   SOLE   0 0 46,632
Home Depot Inc COM 437076102   2,557,868 7,430 SH   SOLE   0 0 7,430
Ishares Msci ETF High Dividend Equity Fund COM 46429B663   50,537,273 464,924 SH   SOLE   0 0 464,924
Honeywell International COM 438516106   233,613 1,094 SH   SOLE   0 0 1,094
Block H & R Incorporated COM 093671105   271,150 5,000 SH   SOLE   0 0 5,000
Humana Inc COM 444859102   224,190 600 SH   SOLE   0 0 600
iShares iBonds 2024 Term HY and Inc ETF COM 46435U184   1,870,380 80,481 SH   SOLE   0 0 80,481
iShares iBonds 2025 Term HY and Inc ETF COM 46435U168   3,349,494 143,910 SH   SOLE   0 0 143,910
ISHARES IBND 2026 TRM HG YD INCM ETF COM 46436E528   3,833,638 167,335 SH   SOLE   0 0 167,335
ISHS IBND 2027 TRM HGH YLD INCM ETF COM 46436E478   4,298,185 195,106 SH   SOLE   0 0 195,106
iShares iBonds 2028 Term HY & Inc ETF COM 46436E387   2,822,188 122,067 SH   SOLE   0 0 122,067
ISHARS IBND 2029 TRM HG YLD INCM ETF COM 46436E379   1,871,210 80,885 SH   SOLE   0 0 80,885
Intl Business Machines COM 459200101   939,860 5,434 SH   SOLE   0 0 5,434
iShares iBonds Dec 2024 Term Muni Bond COM 46435U697   2,800,814 107,537 SH   SOLE   0 0 107,537
iShares iBonds Dec 2025 Term Muni Bd ETF COM 46435U432   5,587,635 210,974 SH   SOLE   0 0 210,974
iShares iBonds Dec 2026 Term Muni Bd ETF COM 46435U259   6,532,088 257,981 SH   SOLE   0 0 257,981
iShares iBonds Dec 2027 Term Muni Bd ETF COM 46435U283   5,083,881 203,274 SH   SOLE   0 0 203,274
iShares iBonds Dec 2028 Term Muni Bd ETF COM 46435U325   3,624,190 144,852 SH   SOLE   0 0 144,852
Ishares Cohen Steers REIT COM 464287564   18,194,068 317,578 SH   SOLE   0 0 317,578
Icon Media Holdings Inc COM 45110Q104   70 100,000 SH   SOLE   0 0 100,000
Ishares Tr Dj US Utils COM 464287697   10,391,839 118,250 SH   SOLE   0 0 118,250
Ishares Tr Dow Jones COM 464288448   596,212 21,547 SH   SOLE   0 0 21,547
Ishares Core Msci Eafe COM 46432F842   39,152,923 539,000 SH   SOLE   0 0 539,000
Ishares Core Msci COM 46434G103   7,290,033 136,186 SH   SOLE   0 0 136,186
i3 Verticals Inc COM 46571Y107   236,256 10,700 SH   SOLE   0 0 10,700
Ishares Tr S&P Midcap COM 464287507   5,048,607 86,271 SH   SOLE   0 0 86,271
Ishares S&P Midcap COM 464287606   1,274,428 14,464 SH   SOLE   0 0 14,464
Ishares Tr S&P Smallcap COM 464287804   16,273,044 152,569 SH   SOLE   0 0 152,569
Intel Corp COM 458140100   317,155 10,241 SH   SOLE   0 0 10,241
Ishares Tr S&P 500/ Value Index Fd COM 464287408   9,208,350 50,593 SH   SOLE   0 0 50,593
Ishares TRUST S&P 500 COM 464287200   243,870,480 445,645 SH   SOLE   0 0 445,645
Ishares Tr S&P 500/ Barra Growth Index COM 464287309   13,207,316 142,720 SH   SOLE   0 0 142,720
Ishares Tr Russell COM 464287614   739,241 2,028 SH   SOLE   0 0 2,028
Ishares Russell 2000 COM 464287655   141,362,711 696,746 SH   SOLE   0 0 696,746
Ishares Russell Index Fd COM 464287499   271,398 3,347 SH   SOLE   0 0 3,347
Ishares Tr Dow Jones Re COM 464287739   264,097 3,010 SH   SOLE   0 0 3,010
Johnson & Johnson COM 478160104   855,522 5,853 SH   SOLE   0 0 5,853
J P Morgan Chase & Co COM 46625H100   1,436,257 7,101 SH   SOLE   0 0 7,101
Coca Cola Company COM 191216100   2,442,818 38,379 SH   SOLE   0 0 38,379
Spdr S&P Regional COM 78464A698   245,500 5,000 SH   SOLE   0 0 5,000
Lilly Eli & Company COM 532457108   1,629,684 1,800 SH   SOLE   0 0 1,800
Mastercard Inc COM 57636Q104   766,001 1,736 SH   SOLE   0 0 1,736
Main Street Capital Corp COM 56035L104   333,234 6,600 SH   SOLE   0 0 6,600
Mc Donalds Corp COM 580135101   370,335 1,453 SH   SOLE   0 0 1,453
Mckesson Corporation COM 58155Q103   251,137 430 SH   SOLE   0 0 430
Mongodb Inc Cl A COM 60937P106   624,900 2,500 SH   SOLE   0 0 2,500
Facebook Inc Class A COM 30303M102   2,873,609 5,699 SH   SOLE   0 0 5,699
Marathon Pete Corp COM 56585A102   232,152 1,338 SH   SOLE   0 0 1,338
Merck & Co Inc COM 58933Y105   1,100,087 8,886 SH   SOLE   0 0 8,886
Microsoft Corp COM 594918104   6,753,991 15,111 SH   SOLE   0 0 15,111
MSGI Security Solutions Inc (NV) COM 553570102   0 50,000 SH   SOLE   0 0 50,000
Micron Technology Inc COM 595112103   426,946 3,246 SH   SOLE   0 0 3,246
Nextera Energy Inc COM 65339F101   375,078 5,297 SH   SOLE   0 0 5,297
Nestle Sa Ord COM H57312649   828,511 8,118 SH   SOLE   0 0 8,118
NVIDIA Corp COM 67066G104   1,264,606 10,236 SH   SOLE   0 0 10,236
Oracle Corporation COM 68389X105   1,026,242 7,268 SH   SOLE   0 0 7,268
Pepsico Incorporated COM 713448108   662,687 4,018 SH   SOLE   0 0 4,018
Pfizer Incorporated COM 717081103   387,740 13,858 SH   SOLE   0 0 13,858
Ishares S&P U S Pfd Fund COM 464288687   740,828 23,481 SH   SOLE   0 0 23,481
Procter & Gamble Co COM 742718109   256,286 1,554 SH   SOLE   0 0 1,554
Philip Morris Intl Inc COM 718172109   383,384 3,784 SH   SOLE   0 0 3,784
Pnc Finl Services Gp Inc COM 693475105   513,449 3,302 SH   SOLE   0 0 3,302
Pinnancle Finl Partners Inc COM 72346Q104   1,245,711 15,564 SH   SOLE   0 0 15,564
FIS CHRISTIAN STOCK FUND ETF COM 78433H204   580,606 20,780 SH   SOLE   0 0 20,780
Prudential Financial Inc COM 744320102   268,887 2,294 SH   SOLE   0 0 2,294
Phillips COM 718546104   336,452 2,383 SH   SOLE   0 0 2,383
Provectus Pharmaceutical Inc COM 74373P108   2,774 22,000 SH   SOLE   0 0 22,000
Paypal Holdings Inco COM 70450Y103   203,105 3,500 SH   SOLE   0 0 3,500
ProShares Ultra QQQ COM 74347R206   354,954 3,556 SH   SOLE   0 0 3,556
Nasdaq 100 Shares COM 46090E103   2,986,078 6,233 SH   SOLE   0 0 6,233
Invesco NASDAQ 100 ETF COM 46138G649   259,397 1,316 SH   SOLE   0 0 1,316
SPDR MSCI USA StrategicFactors ETF COM 78468R812   1,996,291 13,539 SH   SOLE   0 0 13,539
Alpha Architect US Quantitative Val ETF COM 02072L102   342,960 8,000 SH   SOLE   0 0 8,000
Royal Carribean Cruisesf COM V7780T103   239,145 1,500 SH   SOLE   0 0 1,500
ATLAS SALT ORD COM 04943J100   4,300 10,000 SH   SOLE   0 0 10,000
Regions Financial Cp New COM 7591EP100   363,241 18,126 SH   SOLE   0 0 18,126
Invesco S&P 500 Eql Wgt COM 46137V357   219,111,737 1,333,770 SH   SOLE   0 0 1,333,770
Raytheon Technologies Ord COM 75513E101   506,429 5,045 SH   SOLE   0 0 5,045
PerkinElmer Inc COM 714046109   223,666 2,133 SH   SOLE   0 0 2,133
Royal Bk Cda Montreal COM 780087102   239,781 2,254 SH   SOLE   0 0 2,254
Schw US Scap Etf COM 808524607   480,050 10,117 SH   SOLE   0 0 10,117
Schw Intl Eq Etf COM 808524805   550,866 14,338 SH   SOLE   0 0 14,338
Schwab Intermediate Term COM 808524854   227,268 4,660 SH   SOLE   0 0 4,660
The Charles Schwab Corp COM 808513105   323,352 4,388 SH   SOLE   0 0 4,388
Schw US Lcap Etf COM 808524201   1,762,100 27,426 SH   SOLE   0 0 27,426
Spdr S&P Dividend Etf COM 78464A763   369,861 2,908 SH   SOLE   0 0 2,908
Shopify Inc COM 82509L107   591,148 8,950 SH   SOLE   0 0 8,950
SPDR S&P 600 Small Cap Growth ETF COM 78464A201   281,106 3,274 SH   SOLE   0 0 3,274
Smartfinancial Inc COM 83190L208   1,048,534 44,298 SH   SOLE   0 0 44,298
Synopsys Inc COM 871607107   644,450 1,083 SH   SOLE   0 0 1,083
The Southern Company COM 842587107   1,824,599 23,522 SH   SOLE   0 0 23,522
SPDR Portfolio Developed Wld ex-US ETF COM 78463X889   3,781,266 107,790 SH   SOLE   0 0 107,790
SPDR S&P Emerging Markets ETF COM 78463X509   321,308 8,530 SH   SOLE   0 0 8,530
Invesco S&P 500 Quality ETF COM 46137V241   332,314 5,230 SH   SOLE   0 0 5,230
SPDR Portfolio S&P 500 ETF COM 78464A854   1,003,136 15,674 SH   SOLE   0 0 15,674
SPDR Portfolio S&P 600 Sm Cap ETF COM 78468R853   1,382,118 33,280 SH   SOLE   0 0 33,280
S P D R TRUST Unit SR COM 78462F103   4,212,814 7,741 SH   SOLE   0 0 7,741
Spdr S&P 500 Growth Etf COM 78464A409   2,651,733 33,093 SH   SOLE   0 0 33,093
SPDR Portfolio S&P 500 Value ETF COM 78464A508   644,053 13,214 SH   SOLE   0 0 13,214
Square Inc Cl A COM 852234103   292,914 4,542 SH   SOLE   0 0 4,542
South St Corp Com COM 840441109   756,711 9,902 SH   SOLE   0 0 9,902
Sysco Corporation COM 871829107   757,805 10,615 SH   SOLE   0 0 10,615
A T & T Corp COM 00206R102   259,099 13,558 SH   SOLE   0 0 13,558
Truist Finl Corp Com COM 89832Q109   314,607 8,098 SH   SOLE   0 0 8,098
Truxton Corp COM 89845Y107   452,932 7,329 SH   SOLE   0 0 7,329
Tesla Motors Inc COM 88160R101   393,583 1,989 SH   SOLE   0 0 1,989
Trane Technologies PLC COM G8994E103   328,930 1,000 SH   SOLE   0 0 1,000
Texas Instruments Inc COM 882508104   241,412 1,241 SH   SOLE   0 0 1,241
United Continental Holdings Inc Com Usd0 COM 910047109   207,632 4,267 SH   SOLE   0 0 4,267
Unitedhealth Group Inc COM 91324P102   329,491 647 SH   SOLE   0 0 647
United Parcel Service B COM 911312106   229,969 1,680 SH   SOLE   0 0 1,680
U S Bancorp Del New COM 902973304   312,402 7,869 SH   SOLE   0 0 7,869
Visa Inc Cl A COM 92826C839   767,776 2,925 SH   SOLE   0 0 2,925
Vanguard Europe Pac Etf COM 921943858   21,990,940 444,981 SH   SOLE   0 0 444,981
Vanguard Information Technology ETF COM 92204A702   306,208 531 SH   SOLE   0 0 531
Vanguard Div Appreciation COM 921908844   475,216 2,603 SH   SOLE   0 0 2,603
Vanguard Mortgage Backed COM 92206C771   307,040 6,763 SH   SOLE   0 0 6,763
Vanguard REIT COM 922908553   7,219,722 86,195 SH   SOLE   0 0 86,195
Vanguard Mid Cap COM 922908629   11,061,185 45,689 SH   SOLE   0 0 45,689
Vanguard S&P 500 Etf COM 922908363   13,597,009 27,187 SH   SOLE   0 0 27,187
Vanguard Total World COM 922042742   1,810,325 16,073 SH   SOLE   0 0 16,073
Vanguard Total Stock Mkt COM 922908769   527,747 1,973 SH   SOLE   0 0 1,973
Vanguard Russell 2000 COM 92206C664   11,951,364 145,802 SH   SOLE   0 0 145,802
Vanguard Emerging Market COM 922042858   7,389,578 168,866 SH   SOLE   0 0 168,866
Vanguard High Div ETF COM 921946406   14,033,886 118,330 SH   SOLE   0 0 118,330
Verizon Communications COM 92343V104   233,996 5,674 SH   SOLE   0 0 5,674
Wells Fargo & Co New COM 949746101   403,703 6,797 SH   SOLE   0 0 6,797
Wal-Mart Stores Inc COM 931142103   562,817 8,312 SH   SOLE   0 0 8,312
Sector Spdr Health Fund COM 81369Y209   1,183,813 8,122 SH   SOLE   0 0 8,122
Sector Spdr Consumer Fd COM 81369Y407   249,158 1,366 SH   SOLE   0 0 1,366
Exxon Mobil Corporation COM 30231G102   2,367,071 20,562 SH   SOLE   0 0 20,562