The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Apple Computer Inc COM 037833100   9,657,283 50,160 SH   SOLE   0 0 50,160
Abbvie Inc COM 00287Y109   439,048 2,833 SH   SOLE   0 0 2,833
Abbott Laboratories COM 002824100   287,427 2,611 SH   SOLE   0 0 2,611
Analog Devices Inc COM 032654105   375,676 1,892 SH   SOLE   0 0 1,892
A F L A C Inc COM 001055102   4,500,393 54,550 SH   SOLE   0 0 54,550
Advanced Micro Devic COM 007903107   609,688 4,136 SH   SOLE   0 0 4,136
Amazon Com Inc COM 023135106   2,592,704 17,064 SH   SOLE   0 0 17,064
Ishares Tr S&P Aggressive COM 464289859   9,702,118 140,509 SH   SOLE   0 0 140,509
Ishares Tr S&P Allocation Fd COM 464289867   4,276,288 80,396 SH   SOLE   0 0 80,396
Smith A O COM 831865209   4,856,731 58,912 SH   SOLE   0 0 58,912
Ares Capital Corp COM 04010L103   201,882 10,079 SH   SOLE   0 0 10,079
Atmos Energy Corp COM 049560105   434,046 3,745 SH   SOLE   0 0 3,745
Boeing Co COM 097023105   465,208 1,785 SH   SOLE   0 0 1,785
Bank Of America Corp COM 060505104   747,096 22,189 SH   SOLE   0 0 22,189
Bristol-Myers Squibb Co COM 110122108   378,374 7,374 SH   SOLE   0 0 7,374
Berkshire Hathaway Cl B COM 084670702   3,657,905 10,256 SH   SOLE   0 0 10,256
Vanguard Short Term Bd Index COM 921937827   751,537 9,758 SH   SOLE   0 0 9,758
Blackstone Group LP COM 09260D107   1,132,374 8,649 SH   SOLE   0 0 8,649
City Holding Co COM 177835105   330,780 3,000 SH   SOLE   0 0 3,000
Conocophillips COM 20825C104   767,536 6,613 SH   SOLE   0 0 6,613
Costco Whsl Corp New COM 22160K105   753,151 1,141 SH   SOLE   0 0 1,141
Cisco Systems Inc COM 17275R102   579,670 11,474 SH   SOLE   0 0 11,474
Corteva Inc com COM 22052L104   202,606 4,228 SH   SOLE   0 0 4,228
C V S Corp Del COM 126650100   307,865 3,899 SH   SOLE   0 0 3,899
Chevrontexaco Corp COM 166764100   839,323 5,627 SH   SOLE   0 0 5,627
Dupont De Nemours Inc COM 26614N102   325,260 4,228 SH   SOLE   0 0 4,228
Dfa Tax Managed US Small COM 25434V609   442,063 8,448 SH   SOLE   0 0 8,448
DFA Tax-Managed US Marketwide Value II COM 25434V724   978,520 26,290 SH   SOLE   0 0 26,290
Spdr Dow Jones COM 78467X109   352,218 935 SH   SOLE   0 0 935
Disney Walt Hldg Co COM 254687106   946,570 10,484 SH   SOLE   0 0 10,484
Dow Chemical Company COM 260557103   241,186 4,398 SH   SOLE   0 0 4,398
Duke Energy Corporation COM 26441C204   541,363 5,579 SH   SOLE   0 0 5,579
Ishares Tr Dow Jones Select Divid Index COM 464287168   28,155,797 240,196 SH   SOLE   0 0 240,196
Ishares MSCI Emrg Mkt Fd COM 464287234   5,496,009 136,683 SH   SOLE   0 0 136,683
Ishares Tr MSCI EAFE Fd COM 464287465   40,013,154 531,031 SH   SOLE   0 0 531,031
Ford Motor Company COM 345370860   160,149 13,138 SH   SOLE   0 0 13,138
Fedex Corporation COM 31428X106   276,518 1,093 SH   SOLE   0 0 1,093
Sch Fnd US Sm Etf COM 808524763   737,594 13,326 SH   SOLE   0 0 13,326
Schwab Fundamental Intl COM 808524748   246,146 7,061 SH   SOLE   0 0 7,061
Schwab Funda Emg Mkts COM 808524730   237,068 8,735 SH   SOLE   0 0 8,735
Schwab Fundamental Inl COM 808524755   670,114 19,867 SH   SOLE   0 0 19,867
Schwab Fundamental US COM 808524771   1,416,659 22,871 SH   SOLE   0 0 22,871
General Electric Company COM 369604301   216,304 1,695 SH   SOLE   0 0 1,695
General Motors Corp COM 37045V100   445,552 12,404 SH   SOLE   0 0 12,404
Google Inc Class C COM 02079K107   1,978,798 14,041 SH   SOLE   0 0 14,041
Google Inc Cl A COM 02079K305   1,862,207 13,331 SH   SOLE   0 0 13,331
Global Pmts Inc Com COM 37940X102   230,759 1,817 SH   SOLE   0 0 1,817
Gorman Rupp Co Com COM 383082104   2,171,451 61,116 SH   SOLE   0 0 61,116
Hca The Healthcare Co COM 40412C101   12,549,555 46,363 SH   SOLE   0 0 46,363
Home Depot Inc COM 437076102   1,902,519 5,490 SH   SOLE   0 0 5,490
Ishares Msci ETF High Dividend Equity Fund COM 46429B663   49,031,111 480,744 SH   SOLE   0 0 480,744
Honeywell International COM 438516106   229,423 1,094 SH   SOLE   0 0 1,094
Block H & R Incorporated COM 093671105   241,850 5,000 SH   SOLE   0 0 5,000
Humana Inc COM 444859102   274,686 600 SH   SOLE   0 0 600
iShares iBonds 2024 Term HY and Inc ETF COM 46435U184   951,219 40,983 SH   SOLE   0 0 40,983
iShares iBonds 2025 Term HY and Inc ETF COM 46435U168   330,747 14,318 SH   SOLE   0 0 14,318
Intl Business Machines COM 459200101   884,502 5,408 SH   SOLE   0 0 5,408
iShares iBonds Dec 2024 Term Muni Bond COM 46435U697   2,180,310 84,084 SH   SOLE   0 0 84,084
iShares iBonds Dec 2025 Term Muni Bd ETF COM 46435U432   2,725,394 102,671 SH   SOLE   0 0 102,671
iShares iBonds Dec 2026 Term Muni Bd ETF COM 46435U259   1,969,449 77,200 SH   SOLE   0 0 77,200
iShares iBonds Dec 2027 Term Muni Bd ETF COM 46435U283   983,815 38,710 SH   SOLE   0 0 38,710
Ishares Cohen Steers REIT COM 464287564   20,230,882 344,473 SH   SOLE   0 0 344,473
Ishares Tr Dj US Utils COM 464287697   9,563,845 119,653 SH   SOLE   0 0 119,653
Ishares Tr Dow Jones COM 464288448   608,455 21,738 SH   SOLE   0 0 21,738
Ishares Core Msci Eafe COM 46432F842   37,881,453 538,471 SH   SOLE   0 0 538,471
Ishares Core Msci COM 46434G103   7,234,018 143,021 SH   SOLE   0 0 143,021
i3 Verticals Inc COM 46571Y107   226,519 10,700 SH   SOLE   0 0 10,700
Ishares Tr S&P Midcap COM 464287507   5,641,622 20,356 SH   SOLE   0 0 20,356
Ishares S&P Midcap COM 464287606   1,148,653 14,500 SH   SOLE   0 0 14,500
Ishares Tr S&P Smallcap COM 464287804   15,965,503 147,487 SH   SOLE   0 0 147,487
Intel Corp COM 458140100   514,181 10,232 SH   SOLE   0 0 10,232
Ishares Tr S&P 500/ Value Index Fd COM 464287408   9,494,045 54,598 SH   SOLE   0 0 54,598
Ishares TRUST S&P 500 COM 464287200   219,104,166 458,732 SH   SOLE   0 0 458,732
Ishares Tr S&P 500/ Barra Growth Index COM 464287309   10,208,221 135,928 SH   SOLE   0 0 135,928
Ishares Tr Russell COM 464287614   842,039 2,777 SH   SOLE   0 0 2,777
Ishares Russell 2000 COM 464287655   140,819,043 701,605 SH   SOLE   0 0 701,605
Ishares Russell Index Fd COM 464287499   260,093 3,346 SH   SOLE   0 0 3,346
Ishares Tr Dow Jones Re COM 464287739   906,056 9,912 SH   SOLE   0 0 9,912
Johnson & Johnson COM 478160104   932,729 5,951 SH   SOLE   0 0 5,951
J P Morgan Chase & Co COM 46625H100   1,274,056 7,490 SH   SOLE   0 0 7,490
Coca Cola Company COM 191216100   2,261,169 38,370 SH   SOLE   0 0 38,370
Lilly Eli & Company COM 532457108   1,049,256 1,800 SH   SOLE   0 0 1,800
Mastercard Inc COM 57636Q104   740,563 1,736 SH   SOLE   0 0 1,736
Mc Donalds Corp COM 580135101   427,738 1,443 SH   SOLE   0 0 1,443
Mongodb Inc Cl A COM 60937P106   1,022,125 2,500 SH   SOLE   0 0 2,500
Mid Cap S P D R TRUST COM 78467Y107   1,126,384 2,220 SH   SOLE   0 0 2,220
Facebook Inc Class A COM 30303M102   597,484 1,688 SH   SOLE   0 0 1,688
Merck & Co Inc COM 58933Y105   981,834 9,006 SH   SOLE   0 0 9,006
Microsoft Corp COM 594918104   4,604,544 12,245 SH   SOLE   0 0 12,245
Micron Technology Inc COM 595112103   277,014 3,246 SH   SOLE   0 0 3,246
Nextera Energy Inc COM 65339F101   321,663 5,296 SH   SOLE   0 0 5,296
Nike Inc Class B COM 654106103   209,277 1,928 SH   SOLE   0 0 1,928
Nestle Sa Ord COM H57312649   941,244 8,118 SH   SOLE   0 0 8,118
Oracle Corporation COM 68389X105   765,738 7,263 SH   SOLE   0 0 7,263
Pepsico Incorporated COM 713448108   772,733 4,550 SH   SOLE   0 0 4,550
Pfizer Incorporated COM 717081103   479,548 16,657 SH   SOLE   0 0 16,657
Ishares S&P U S Pfd Fund COM 464288687   732,374 23,481 SH   SOLE   0 0 23,481
Procter & Gamble Co COM 742718109   227,723 1,554 SH   SOLE   0 0 1,554
Photronics Inc COM 719405102   209,959 6,693 SH   SOLE   0 0 6,693
Philip Morris Intl Inc COM 718172109   351,147 3,732 SH   SOLE   0 0 3,732
Pnc Finl Services Gp Inc COM 693475105   279,093 1,802 SH   SOLE   0 0 1,802
Pinnancle Finl Partners Inc COM 72346Q104   830,872 9,526 SH   SOLE   0 0 9,526
FIS CHRISTIAN STOCK FUND ETF COM 78433H204   534,395 20,780 SH   SOLE   0 0 20,780
Prudential Financial Inc COM 744320102   237,887 2,294 SH   SOLE   0 0 2,294
Phillips COM 718546104   367,294 2,759 SH   SOLE   0 0 2,759
Provectus Pharmaceutical Inc COM 74373P108   2,112 22,000 SH   SOLE   0 0 22,000
ProShares Ultra QQQ COM 74347R206   270,278 3,556 SH   SOLE   0 0 3,556
Nasdaq 100 Shares COM 46090E103   2,270,980 5,545 SH   SOLE   0 0 5,545
SPDR MSCI USA StrategicFactors ETF COM 78468R812   1,292,702 9,784 SH   SOLE   0 0 9,784
Alpha Architect US Quantitative Val ETF COM 02072L102   323,920 8,000 SH   SOLE   0 0 8,000
ATLAS SALT ORD COM 04943J100   5,421 10,000 SH   SOLE   0 0 10,000
Regions Financial Cp New COM 7591EP100   343,339 17,716 SH   SOLE   0 0 17,716
Invesco S&P 500 Eql Wgt COM 46137V357   209,152,314 1,325,427 SH   SOLE   0 0 1,325,427
Raytheon Technologies Ord COM 75513E101   432,412 5,139 SH   SOLE   0 0 5,139
PerkinElmer Inc COM 714046109   233,158 2,133 SH   SOLE   0 0 2,133
Royal Bk Cda Montreal COM 780087102   227,947 2,254 SH   SOLE   0 0 2,254
Schw US Scap Etf COM 808524607   477,890 10,116 SH   SOLE   0 0 10,116
Schw Intl Eq Etf COM 808524805   493,009 13,339 SH   SOLE   0 0 13,339
Schwab Intermediate Term COM 808524854   231,695 4,660 SH   SOLE   0 0 4,660
Schw US Lcap Etf COM 808524201   1,546,727 27,424 SH   SOLE   0 0 27,424
Spdr S&P Dividend Etf COM 78464A763   330,203 2,642 SH   SOLE   0 0 2,642
SPDR S&P 600 Small Cap Growth ETF COM 78464A201   380,646 4,552 SH   SOLE   0 0 4,552
Smartfinancial Inc COM 83190L208   1,084,858 44,298 SH   SOLE   0 0 44,298
Synopsys Inc COM 871607107   783,693 1,522 SH   SOLE   0 0 1,522
The Southern Company COM 842587107   1,725,722 24,611 SH   SOLE   0 0 24,611
SPDR Portfolio Developed Wld ex-US ETF COM 78463X889   2,062,933 60,657 SH   SOLE   0 0 60,657
SPDR S&P Emerging Markets ETF COM 78463X509   301,804 8,523 SH   SOLE   0 0 8,523
Invesco S&P 500 Quality ETF COM 46137V241   285,164 5,273 SH   SOLE   0 0 5,273
SPDR Portfolio S&P 500 ETF COM 78464A854   804,345 14,389 SH   SOLE   0 0 14,389
SPDR Portfolio S&P 600 Sm Cap ETF COM 78468R853   3,355,630 79,555 SH   SOLE   0 0 79,555
S P D R TRUST Unit SR COM 78462F103   4,966,669 10,449 SH   SOLE   0 0 10,449
Spdr S&P 500 Growth Etf COM 78464A409   2,149,248 33,035 SH   SOLE   0 0 33,035
SPDR Portfolio S&P 500 Value ETF COM 78464A508   679,397 14,570 SH   SOLE   0 0 14,570
South St Corp Com COM 840441109   836,224 9,902 SH   SOLE   0 0 9,902
Sysco Corporation COM 871829107   776,275 10,615 SH   SOLE   0 0 10,615
A T & T Corp COM 00206R102   234,183 13,956 SH   SOLE   0 0 13,956
Truxton Corp COM 89845Y107   476,385 7,329 SH   SOLE   0 0 7,329
Tesla Motors Inc COM 88160R101   314,327 1,265 SH   SOLE   0 0 1,265
Trane Technologies PLC COM G8994E103   243,900 1,000 SH   SOLE   0 0 1,000
Texas Instruments Inc COM 882508104   211,541 1,241 SH   SOLE   0 0 1,241
Unitedhealth Group Inc COM 91324P102   340,626 647 SH   SOLE   0 0 647
United Parcel Service B COM 911312106   259,240 1,649 SH   SOLE   0 0 1,649
U S Bancorp Del New COM 902973304   325,526 7,521 SH   SOLE   0 0 7,521
Visa Inc Cl A COM 92826C839   761,512 2,925 SH   SOLE   0 0 2,925
Vanguard Europe Pac Etf COM 921943858   23,451,794 489,599 SH   SOLE   0 0 489,599
Vanguard Information Technology ETF COM 92204A702   256,562 530 SH   SOLE   0 0 530
Vanguard Div Appreciation COM 921908844   439,582 2,580 SH   SOLE   0 0 2,580
Vanguard S&P Small-Cap 600 ETF COM 921932828   200,761 2,024 SH   SOLE   0 0 2,024
Vanguard Mortgage Backed COM 92206C771   313,533 6,763 SH   SOLE   0 0 6,763
Vanguard REIT COM 922908553   8,126,638 91,972 SH   SOLE   0 0 91,972
Vanguard Mid Cap COM 922908629   11,001,455 47,290 SH   SOLE   0 0 47,290
Vanguard S&P 500 Etf COM 922908363   12,622,041 28,897 SH   SOLE   0 0 28,897
Vanguard Total World COM 922042742   1,607,466 15,625 SH   SOLE   0 0 15,625
Vanguard Total Stock Mkt COM 922908769   229,672 968 SH   SOLE   0 0 968
Vanguard Russell 2000 COM 92206C664   12,560,216 154,873 SH   SOLE   0 0 154,873
Vanguard Emerging Market COM 922042858   7,746,375 188,476 SH   SOLE   0 0 188,476
Vanguard High Div ETF COM 921946406   13,138,351 117,696 SH   SOLE   0 0 117,696
Verizon Communications COM 92343V104   265,952 7,054 SH   SOLE   0 0 7,054
Wells Fargo & Co New COM 949746101   322,711 6,556 SH   SOLE   0 0 6,556
Wal-Mart Stores Inc COM 931142103   436,724 2,770 SH   SOLE   0 0 2,770
Sector Spdr Health Fund COM 81369Y209   1,107,708 8,122 SH   SOLE   0 0 8,122
Sector Spdr Consumer Fd COM 81369Y407   244,254 1,366 SH   SOLE   0 0 1,366
Exxon Mobil Corporation COM 30231G102   2,171,851 21,723 SH   SOLE   0 0 21,723
YUM Brands, Inc. COM 988498101   247,339 1,893 SH   SOLE   0 0 1,893