The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
A F L A C Inc COM 001055102 3,107 56,150 SH   SOLE   0 0 56,150
A T & T Corp COM 00206R102 332 15,817 SH   SOLE   0 0 15,817
Abbott Laboratories COM 002824100 284 2,610 SH   SOLE   0 0 2,610
Abbvie Inc COM 00287Y109 475 3,100 SH   SOLE   0 0 3,100
Advanced Micro Devic COM 007903107 328 4,286 SH   SOLE   0 0 4,286
Alpha Architect US Quantitative Val ETF COM 02072L102 239 8,000 SH   SOLE   0 0 8,000
Amazon Com Inc COM 023135106 1,949 18,350 SH   SOLE   0 0 18,350
Analog Devices Inc COM 032654105 276 1,892 SH   SOLE   0 0 1,892
Apple Computer Inc COM 037833100 7,772 56,847 SH   SOLE   0 0 56,847
Ares Capital Corp COM 04010L103 181 10,079 SH   SOLE   0 0 10,079
Atmos Energy Corp COM 049560105 495 4,413 SH   SOLE   0 0 4,413
Bank Of America Corp COM 060505104 703 22,568 SH   SOLE   0 0 22,568
Berkshire Hathaway Cl B COM 084670702 2,783 10,192 SH   SOLE   0 0 10,192
Blackstone Group LP COM 09260D107 754 8,261 SH   SOLE   0 0 8,261
Boeing Co COM 097023105 265 1,936 SH   SOLE   0 0 1,936
Bristol-Myers Squibb Co COM 110122108 575 7,464 SH   SOLE   0 0 7,464
Brit Amer Tobacco COM 110448107 240 5,585 SH   SOLE   0 0 5,585
C V S Corp Del COM 126650100 382 4,119 SH   SOLE   0 0 4,119
Chevrontexaco Corp COM 166764100 846 5,840 SH   SOLE   0 0 5,840
Cisco Systems Inc COM 17275R102 255 5,985 SH   SOLE   0 0 5,985
City Holding Co COM 177835105 240 3,000 SH   SOLE   0 0 3,000
Coca Cola Company COM 191216100 1,956 31,097 SH   SOLE   0 0 31,097
Conocophillips COM 20825C104 581 6,469 SH   SOLE   0 0 6,469
Constellation Brand Cl A COM 21036P108 239 1,025 SH   SOLE   0 0 1,025
Corteva Inc com COM 22052L104 229 4,228 SH   SOLE   0 0 4,228
Costco Whsl Corp New COM 22160K105 564 1,176 SH   SOLE   0 0 1,176
Dfa Tax Managed US Small COM 25434V609 335 8,340 SH   SOLE   0 0 8,340
DFA Tax-Managed US Marketwide Value II COM 25434V724 820 25,942 SH   SOLE   0 0 25,942
Disney Walt Hldg Co COM 254687106 1,075 11,393 SH   SOLE   0 0 11,393
Dollar General Corp COM 256677105 227 923 SH   SOLE   0 0 923
Dow Chemical Company COM 260557103 221 4,273 SH   SOLE   0 0 4,273
Duke Energy Corporation COM 26441C204 635 5,926 SH   SOLE   0 0 5,926
Dupont De Nemours Inc COM 26614N102 235 4,228 SH   SOLE   0 0 4,228
Ecofin Global Water ESG COM 56167N753 261 7,327 SH   SOLE   0 0 7,327
Exxon Mobil Corporation COM 30231G102 1,559 18,201 SH   SOLE   0 0 18,201
Facebook Inc Class A COM 30303M102 286 1,773 SH   SOLE   0 0 1,773
Fedex Corporation COM 31428X106 248 1,093 SH   SOLE   0 0 1,093
Ford Motor Company COM 345370860 169 15,217 SH   SOLE   0 0 15,217
General Motors Corp COM 37045V100 442 13,918 SH   SOLE   0 0 13,918
Google Inc Cl A COM 02079K305 1,606 737 SH   SOLE   0 0 737
Google Inc Class C COM 02079K107 1,402 641 SH   SOLE   0 0 641
Gorman Rupp Co Com COM 383082104 1,730 61,116 SH   SOLE   0 0 61,116
Hca The Healthcare Co COM 40412C101 7,691 45,764 SH   SOLE   0 0 45,764
Home Depot Inc COM 437076102 1,531 5,584 SH   SOLE   0 0 5,584
Humana Inc COM 444859102 281 600 SH   SOLE   0 0 600
Intel Corp COM 458140100 215 5,737 SH   SOLE   0 0 5,737
Intl Business Machines COM 459200101 597 4,227 SH   SOLE   0 0 4,227
Invesco S&P 500 Eql Wgt COM 46137V357 189,793 1,413,938 SH   SOLE   0 0 1,413,938
Invesco S&P 500 (R) Quality ETF COM 46137V241 374 8,905 SH   SOLE   0 0 8,905
Ishares Cohen Steers REIT COM 464287564 22,377 368,225 SH   SOLE   0 0 368,225
Ishares Core Msci COM 46434G103 6,621 134,964 SH   SOLE   0 0 134,964
Ishares Core Msci Eafe COM 46432F842 33,127 562,905 SH   SOLE   0 0 562,905
iShares iBonds 2024 Term HY and Inc ETF COM 46435U184 399 17,975 SH   SOLE   0 0 17,975
iShares MSCI Emerging Mkts Mltfctr ETF COM 46434G889 239 5,573 SH   SOLE   0 0 5,573
Ishares MSCI Emrg Mkt Fd COM 464287234 11,445 285,411 SH   SOLE   0 0 285,411
Ishares Msci ETF High Dividend Equity Fund COM 46429B663 50,843 506,255 SH   SOLE   0 0 506,255
iShares North American Tech-Software ETF COM 464287515 673 2,496 SH   SOLE   0 0 2,496
Ishares Russell 2000 COM 464287655 124,411 734,596 SH   SOLE   0 0 734,596
Ishares Russell Index Fd COM 464287499 215 3,331 SH   SOLE   0 0 3,331
Ishares S&P Midcap COM 464287606 919 14,426 SH   SOLE   0 0 14,426
Ishares S&P U S Pfd Fund COM 464288687 1,386 42,164 SH   SOLE   0 0 42,164
Ishares Tr Dj US Utils COM 464287697 10,560 123,367 SH   SOLE   0 0 123,367
Ishares Tr Dow Jones COM 464288448 679 24,998 SH   SOLE   0 0 24,998
Ishares Tr Dow Jones Re COM 464287739 277 3,010 SH   SOLE   0 0 3,010
Ishares Tr Dow Jones Select Divid Index COM 464287168 30,156 256,278 SH   SOLE   0 0 256,278
Ishares Tr MSCI EAFE Fd COM 464287465 41,103 657,747 SH   SOLE   0 0 657,747
Ishares Tr Russell COM 464287614 444 2,030 SH   SOLE   0 0 2,030
Ishares Tr S&P 500/ Value Index Fd COM 464287408 7,738 56,295 SH   SOLE   0 0 56,295
Ishares Tr S&P 500/ Barra Growth Index COM 464287309 8,292 137,406 SH   SOLE   0 0 137,406
Ishares Tr S&P Aggressive COM 464289859 8,885 148,353 SH   SOLE   0 0 148,353
Ishares Tr S&P Allocation Fd COM 464289867 3,817 79,526 SH   SOLE   0 0 79,526
Ishares Tr S&P Midcap COM 464287507 4,689 20,726 SH   SOLE   0 0 20,726
Ishares Tr S&P Smallcap COM 464287804 12,393 134,108 SH   SOLE   0 0 134,108
Ishares TRUST S&P 500 COM 464287200 179,225 472,703 SH   SOLE   0 0 472,703
J P Morgan Chase & Co COM 46625H100 866 7,690 SH   SOLE   0 0 7,690
Johnson & Johnson COM 478160104 1,083 6,102 SH   SOLE   0 0 6,102
Kimberly-Clark Corp COM 494368103 715 5,292 SH   SOLE   0 0 5,292
Lilly Eli & Company COM 532457108 601 1,853 SH   SOLE   0 0 1,853
Mastercard Inc COM 57636Q104 535 1,695 SH   SOLE   0 0 1,695
Mc Donalds Corp COM 580135101 349 1,415 SH   SOLE   0 0 1,415
Medtronic Inc COM G5960L103 274 3,056 SH   SOLE   0 0 3,056
Merck & Co Inc COM 58933Y105 819 8,987 SH   SOLE   0 0 8,987
Microsoft Corp COM 594918104 3,392 13,208 SH   SOLE   0 0 13,208
Mongodb Inc Cl A COM 60937P106 649 2,500 SH   SOLE   0 0 2,500
Nasdaq 100 Shares COM 46090E103 2,912 10,391 SH   SOLE   0 0 10,391
Nextera Energy Inc COM 65339F101 410 5,293 SH   SOLE   0 0 5,293
NVIDIA Corp COM 67066G104 261 1,722 SH   SOLE   0 0 1,722
Oracle Corporation COM 68389X105 507 7,263 SH   SOLE   0 0 7,263
Pepsico Incorporated COM 713448108 818 4,906 SH   SOLE   0 0 4,906
Perkinelmer Inc COM 714046109 303 2,133 SH   SOLE   0 0 2,133
Pfizer Incorporated COM 717081103 469 8,953 SH   SOLE   0 0 8,953
Philip Morris Intl Inc COM 718172109 355 3,594 SH   SOLE   0 0 3,594
Phillips COM 718546104 226 2,753 SH   SOLE   0 0 2,753
Pinnancle Finl Partners Inc COM 72346Q104 377 5,214 SH   SOLE   0 0 5,214
Pnc Finl Services Gp Inc COM 693475105 285 1,804 SH   SOLE   0 0 1,804
Procter & Gamble Co COM 742718109 219 1,524 SH   SOLE   0 0 1,524
Prudential Financial Inc COM 744320102 219 2,291 SH   SOLE   0 0 2,291
Raytheon Technologies Ord COM 75513E101 431 4,483 SH   SOLE   0 0 4,483
Regions Financial Cp New COM 7591EP100 395 21,086 SH   SOLE   0 0 21,086
S P D R TRUST Unit SR COM 78462F103 3,652 9,681 SH   SOLE   0 0 9,681
Sch Fnd US Sm Etf COM 808524763 685 15,130 SH   SOLE   0 0 15,130
Sch US Div Equity Etf COM 808524797 304 4,247 SH   SOLE   0 0 4,247
Sch US Tips Etf COM 808524870 256 4,584 SH   SOLE   0 0 4,584
Schw Intl Eq Etf COM 808524805 601 19,106 SH   SOLE   0 0 19,106
Schw US Lcap Etf COM 808524201 1,327 29,705 SH   SOLE   0 0 29,705
Schw US Scap Etf COM 808524607 456 11,688 SH   SOLE   0 0 11,688
Schwab Funda Emg Mkts COM 808524730 226 8,735 SH   SOLE   0 0 8,735
Schwab Fundamental Inl COM 808524755 647 22,866 SH   SOLE   0 0 22,866
Schwab Fundamental Intl COM 808524748 215 7,061 SH   SOLE   0 0 7,061
Schwab Fundamental US COM 808524771 1,276 25,073 SH   SOLE   0 0 25,073
Schwab Intermediate Term COM 808524854 268 5,194 SH   SOLE   0 0 5,194
Sector Spdr Health Fund COM 81369Y209 1,884 14,689 SH   SOLE   0 0 14,689
Smartfinancial Inc COM 83190L208 1,070 44,298 SH   SOLE   0 0 44,298
Smith A O COM 831865209 3,003 54,923 SH   SOLE   0 0 54,923
Spdr Dow Jones COM 78467X109 287 934 SH   SOLE   0 0 934
Spdr Gold TRUST COM 78463V107 1,027 6,094 SH   SOLE   0 0 6,094
Spdr S&P 500 Growth Etf COM 78464A409 1,220 23,341 SH   SOLE   0 0 23,341
Spdr S&P 600 Small Cap COM 78464A201 232 3,287 SH   SOLE   0 0 3,287
Spdr S&P Dividend Etf COM 78464A763 332 2,795 SH   SOLE   0 0 2,795
SPDR (R) Blackstone / GSO Senior Loan ETF COM 78467V608 727 17,449 SH   SOLE   0 0 17,449
SPDR (R) MSCI USA StrategicFactors ETF COM 78468R812 408 3,774 SH   SOLE   0 0 3,774
SPDR (R) Portfolio S&P 500 ETF COM 78464A854 580 13,077 SH   SOLE   0 0 13,077
Synopsys Inc COM 871607107 462 1,522 SH   SOLE   0 0 1,522
Sysco Corporation COM 871829107 899 10,615 SH   SOLE   0 0 10,615
Tesla Motors Inc COM 88160R101 318 472 SH   SOLE   0 0 472
The Southern Company COM 842587107 1,934 27,126 SH   SOLE   0 0 27,126
U S Bancorp Del New COM 902973304 338 7,350 SH   SOLE   0 0 7,350
United Parcel Service B COM 911312106 245 1,340 SH   SOLE   0 0 1,340
Unitedhealth Group Inc COM 91324P102 391 762 SH   SOLE   0 0 762
Vanguard Div Appreciation COM 921908844 426 2,970 SH   SOLE   0 0 2,970
Vanguard Emerging Market COM 922042858 4,736 113,711 SH   SOLE   0 0 113,711
Vanguard Europe Pac Etf COM 921943858 20,713 507,684 SH   SOLE   0 0 507,684
Vanguard Extended Mkt COM 922908652 559 4,261 SH   SOLE   0 0 4,261
Vanguard High Div ETF COM 921946406 11,200 110,125 SH   SOLE   0 0 110,125
Vanguard Mid Cap COM 922908629 5,660 28,736 SH   SOLE   0 0 28,736
Vanguard Mortgage Backed COM 92206C771 416 8,699 SH   SOLE   0 0 8,699
Vanguard REIT COM 922908553 9,376 102,908 SH   SOLE   0 0 102,908
Vanguard Russell 2000 COM 92206C664 11,459 167,607 SH   SOLE   0 0 167,607
Vanguard Russell 2000 Growth ETF COM 92206C623 246 1,640 SH   SOLE   0 0 1,640
Vanguard Russell 2000 Value ETF COM 92206C649 322 2,706 SH   SOLE   0 0 2,706
Vanguard S&P 500 Etf COM 922908363 9,881 28,486 SH   SOLE   0 0 28,486
Vanguard Short Term Bd Index COM 921937827 1,082 14,088 SH   SOLE   0 0 14,088
Vanguard Short Term Cor COM 92206C409 731 9,590 SH   SOLE   0 0 9,590
Vanguard Total Stock Mkt COM 922908769 211 1,118 SH   SOLE   0 0 1,118
Vanguard Total World COM 922042742 1,201 14,078 SH   SOLE   0 0 14,078
Verizon Communications COM 92343V104 381 7,501 SH   SOLE   0 0 7,501
Visa Inc Cl A COM 92826C839 568 2,884 SH   SOLE   0 0 2,884
Wal-Mart Stores Inc COM 931142103 349 2,869 SH   SOLE   0 0 2,869
WisdomTree Cloud Computing ETF COM 97717Y691 235 8,383 SH   SOLE   0 0 8,383