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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305   409,485 1,424 SH   SOLE   0 0 1,424
AMAZON COM INC COM 023135106   479,854 2,304 SH   SOLE   0 0 2,304
APPLE INC COM 037833100   277,936 1,095 SH   SOLE   0 0 1,095
DELL TECHNOLOGIES INC CL C 24703L202   1,075,708 6,554 SH   SOLE   0 0 6,554
FIDELITY COVINGTON TRUST HIGH DIVID ETF 316092840   252,973 4,580 SH   SOLE   0 0 4,580
FORD MTR CO COM 345370860   158,098 13,700 SH   SOLE   0 0 13,700
GAMESQUARE HLDGS INC COM 36468G103   3,240 12,000 SH   SOLE   0 0 12,000
INNOVATOR ETFS TRUST LADDERED ALC BFR 45783Y756   565,223 15,740 SH   SOLE   0 0 15,740
ISHARES GOLD TR ISHARES NEW 464285204   410,297 4,654 SH   SOLE   0 0 4,654
ISHARES TR CORE S&P TTL STK 464287150   483,407 3,394 SH   SOLE   0 0 3,394
ISHARES TR CORE S&P500 ETF 464287200   55,486,953 84,945 SH   SOLE   0 0 84,945
ISHARES TR CORE US AGGBD ET 464287226   7,459,789 75,146 SH   SOLE   0 0 75,146
ISHARES TR MSCI EAFE ETF 464287465   655,323 6,747 SH   SOLE   0 0 6,747
ISHARES TR CORE S&P MCP ETF 464287507   16,799,103 248,765 SH   SOLE   0 0 248,765
ISHARES TR RUS 1000 ETF 464287622   3,573,444 10,022 SH   SOLE   0 0 10,022
ISHARES TR CORE S&P SCP ETF 464287804   1,488,313 11,973 SH   SOLE   0 0 11,973
ISHARES TR NATIONAL MUN ETF 464288414   2,314,942 21,808 SH   SOLE   0 0 21,808
ISHARES TR IBOXX HI YD ETF 464288513   641,426 8,062 SH   SOLE   0 0 8,062
ISHARES TR EAFE GRWTH ETF 464288885   1,941,646 17,434 SH   SOLE   0 0 17,434
ISHARES TR CORE 40/60 MODER 464289875   269,187 5,683 SH   SOLE   0 0 5,683
ISHARES INC CORE MSCI EMKT 46434G103   1,900,609 27,249 SH   SOLE   0 0 27,249
LITMAN GREGORY FDS TR IMGP DBI MANAGED 53700T827   2,889,428 95,835 SH   SOLE   0 0 95,835
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   310,190 12,098 SH   SOLE   0 0 12,098
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   222,776 7,261 SH   SOLE   0 0 7,261
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   215,031 8,688 SH   SOLE   0 0 8,688
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   296,433 12,766 SH   SOLE   0 0 12,766
VANGUARD INDEX FDS GROWTH ETF 922908736   622,426 1,425 SH   SOLE   0 0 1,425
VANGUARD INDEX FDS VALUE ETF 922908744   418,102 2,131 SH   SOLE   0 0 2,131