The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305   423,237 1,741 SH   SOLE   0 0 1,741
AMAZON COM INC COM 023135106   562,538 2,562 SH   SOLE   0 0 2,562
APPLE INC COM 037833100   344,296 1,352 SH   SOLE   0 0 1,352
FIDELITY COVINGTON TRUST HIGH DIVID ETF 316092840   251,357 4,512 SH   SOLE   0 0 4,512
FORD MTR CO COM 345370860   196,144 16,400 SH   SOLE   0 0 16,400
GAMESQUARE HLDGS INC COM 36468G103   8,146 12,000 SH   SOLE   0 0 12,000
INNOVATOR ETFS TRUST LADDERED ALC BFR 45783Y756   562,548 15,740 SH   SOLE   0 0 15,740
ISHARES GOLD TR ISHARES NEW 464285204   334,378 4,595 SH   SOLE   0 0 4,595
ISHARES TR CORE S&P TTL STK 464287150   494,336 3,394 SH   SOLE   0 0 3,394
ISHARES TR CORE S&P500 ETF 464287200   56,728,209 84,758 SH   SOLE   0 0 84,758
ISHARES TR CORE US AGGBD ET 464287226   7,315,107 72,969 SH   SOLE   0 0 72,969
ISHARES TR MSCI EAFE ETF 464287465   618,699 6,626 SH   SOLE   0 0 6,626
ISHARES TR CORE S&P MCP ETF 464287507   15,225,751 233,309 SH   SOLE   0 0 233,309
ISHARES TR RUS 1000 ETF 464287622   3,695,368 10,111 SH   SOLE   0 0 10,111
ISHARES TR CORE S&P SCP ETF 464287804   1,636,835 13,775 SH   SOLE   0 0 13,775
ISHARES TR NATIONAL MUN ETF 464288414   2,268,138 21,299 SH   SOLE   0 0 21,299
ISHARES TR IBOXX HI YD ETF 464288513   675,867 8,325 SH   SOLE   0 0 8,325
ISHARES TR EAFE GRWTH ETF 464288885   2,069,942 18,177 SH   SOLE   0 0 18,177
ISHARES TR CORE 40/60 MODER 464289875   284,329 5,976 SH   SOLE   0 0 5,976
ISHARES INC CORE MSCI EMKT 46434G103   2,207,765 33,492 SH   SOLE   0 0 33,492
LITMAN GREGORY FDS TR IMGP DBI MANAGED 53700T827   2,566,923 93,992 SH   SOLE   0 0 93,992
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   229,088 494 SH   SOLE   0 0 494
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   307,558 11,676 SH   SOLE   0 0 11,676
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   283,897 12,096 SH   SOLE   0 0 12,096
VANGUARD INDEX FDS GROWTH ETF 922908736   683,444 1,425 SH   SOLE   0 0 1,425
VANGUARD INDEX FDS VALUE ETF 922908744   397,410 2,131 SH   SOLE   0 0 2,131