The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305   265,020 1,400 SH   SOLE   0 0 1,400
AMAZON COM INC COM 023135106   501,087 2,284 SH   SOLE   0 0 2,284
APPLE INC COM 037833100   338,603 1,352 SH   SOLE   0 0 1,352
FORD MTR CO COM 345370860   136,620 13,800 SH   SOLE   0 0 13,800
GENTHERM INC COM 37253A103   743,324 18,618 SH   SOLE   0 0 18,618
INNOVATOR ETFS TRUST LADDERED ALC BFR 45783Y756   508,413 15,740 SH   SOLE   0 0 15,740
ISHARES GOLD TR ISHARES NEW 464285204   386,228 7,801 SH   SOLE   0 0 7,801
ISHARES INC MSCI GLB SLV&MTL 464286327   117,535 10,185 SH   SOLE   0 0 10,185
ISHARES TR CORE S&P TTL STK 464287150   437,308 3,400 SH   SOLE   0 0 3,400
ISHARES TR CORE S&P500 ETF 464287200   49,862,719 84,703 SH   SOLE   0 0 84,703
ISHARES TR CORE US AGGBD ET 464287226   6,538,822 67,480 SH   SOLE   0 0 67,480
ISHARES TR MSCI EAFE ETF 464287465   492,444 6,513 SH   SOLE   0 0 6,513
ISHARES TR CORE S&P MCP ETF 464287507   404,203 6,487 SH   SOLE   0 0 6,487
ISHARES TR RUS 1000 ETF 464287622   3,663,604 11,372 SH   SOLE   0 0 11,372
ISHARES TR RUSSELL 2000 ETF 464287655   577,368 2,613 SH   SOLE   0 0 2,613
ISHARES TR CORE S&P SCP ETF 464287804   20,460,006 177,573 SH   SOLE   0 0 177,573
ISHARES TR NATIONAL MUN ETF 464288414   3,664,365 34,391 SH   SOLE   0 0 34,391
ISHARES TR IBOXX HI YD ETF 464288513   652,974 8,302 SH   SOLE   0 0 8,302
ISHARES TR CRE U S REIT ETF 464288521   232,449 4,056 SH   SOLE   0 0 4,056
ISHARES TR EAFE GRWTH ETF 464288885   2,241,100 23,145 SH   SOLE   0 0 23,145
ISHARES TR GRWT ALLOCAT ETF 464289867   205,216 3,580 SH   SOLE   0 0 3,580
ISHARES TR MODERT ALLOC ETF 464289875   344,247 7,925 SH   SOLE   0 0 7,925
ISHARES INC CORE MSCI EMKT 46434G103   2,015,170 38,590 SH   SOLE   0 0 38,590
LITMAN GREGORY FDS TR IMGP DBI MANAGED 53700T827   2,337,307 89,347 SH   SOLE   0 0 89,347
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   210,197 494 SH   SOLE   0 0 494
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   284,612 12,278 SH   SOLE   0 0 12,278
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   217,620 9,587 SH   SOLE   0 0 9,587
VANGUARD INDEX FDS GROWTH ETF 922908736   584,877 1,425 SH   SOLE   0 0 1,425
VANGUARD INDEX FDS VALUE ETF 922908744   360,778 2,131 SH   SOLE   0 0 2,131