The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1COLUMN 2COLUMN 3COLUMN 4COLUMN 5COLUMN 6COLUMN 7COLUMN 8
VALUESHRS ORSH/PUT/INVESTMENTOTHERVOTING AUTHORITY
NAME OF ISSUERTITLE OF CLASSCUSIP(x$1000)PRN AMTPRNCALLDISCRETIONMANAGERSOLESHAREDNONE
AMAZON COM INCStock023135106404123SH SOLE 00123
ISHARES GOLD TRUSTETF4642852042898,663SH SOLE 008,663
ISHARES CORE MODERATE ALLOCATION ETFETF4642898752425,400SH SOLE 005,400
FORD MOTOR COMPANYStock34537086020414,400SH SOLE 0014,400
SCHWAB U.S. LARGE-CAP ETFETF8085242012001,925SH SOLE 001,925
ISHARES S&P SMALLCAP 600 ETFETF46428780412,468114,185SH SOLE 00114,185
GOOGLE INCStock02079K30518770SH SOLE 0070
MICROSOFTStock59491810485300SH SOLE 00300
FLAGSTAR BANCORP INCStock3379307054248,352SH SOLE 008,352
ISHARES MSCI EAFE GROWTH INDEX ETFETF4642888851,08810,216SH SOLE 0010,216
GAUCHO GROUP HLDGS INC COM NEWStock36809R20616152,366SH SOLE 0052,366
VANGUARD VALUE INDEX FUNDETF9229087442882,131SH SOLE 002,131
VANGUARD GROWTH ETFETF9229087364251,463SH SOLE 001,463
FACEBOOK INC CL AStock30303M1021750SH SOLE 0050
ISHARES MSCI GLOBAL SILVER AND METALS MINERS ETFETF46428632716713,568SH SOLE 0013,568
GENTHERM INCStock37253A1031,77321,904SH SOLE 0021,904
ISHARES CORE MSCI EMERGING MKTSETF46434G10394215,253SH SOLE 0015,253
ISHARES IBOXX HIGH YIELD CORPORATE BOND ETFETF4642885133173,623SH SOLE 003,623
ISHARES S&P 500 INDEXETF46428720038,41589,168SH SOLE 0089,168
SALESFORCE COM INC COMStock79466L3023291,214SH SOLE 001,214
ISHARES AMT-FREE MUNI BOND ETFETF4642884148527,333SH SOLE 007,333
TARGET CORP COMStock87612E1061,0074,400SH SOLE 004,400
ALPHABET INC CAP STK CL CStock02079K10713350SH SOLE 0050
ISHARES AGGREGATE BOND ETFETF4642872262,09918,281SH SOLE 0018,281
APPLE INCStock0378331001,0357,316SH SOLE 007,316