The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM 023135106 562 288 SH   SOLE   0 0 288
AMGEN INC COM 031162100 930 4,587 SH   SOLE   0 0 4,587
APPLE INC COM 037833100 296 1,163 SH   SOLE   0 0 1,163
AT&T INC COM 00206R102 1,009 34,627 SH   SOLE   0 0 34,627
BERKSHIRE HATHAWAY INC DEL CL A 084670108 272 1 SH   SOLE   0 0 1
BRISTOL-MYERS SQUIBB CO COM 110122108 788 14,141 SH   SOLE   0 0 14,141
CARNIVAL CORP UNIT 99/99/9999 143658300 460 34,925 SH   SOLE   0 0 34,925
COMERICA INC COM 200340107 327 11,147 SH   SOLE   0 0 11,147
CVS HEALTH CORP COM 126650100 1,306 22,017 SH   SOLE   0 0 22,017
EXXON MOBIL CORP COM 30231G102 507 13,359 SH   SOLE   0 0 13,359
GILEAD SCIENCES INC COM 375558103 929 12,420 SH   SOLE   0 0 12,420
HALLIBURTON CO COM 406216101 428 62,523 SH   SOLE   0 0 62,523
HOME DEPOT INC COM 437076102 526 2,818 SH   SOLE   0 0 2,818
INTERNATIONAL BUSINESS MACHS COM 459200101 1,270 11,451 SH   SOLE   0 0 11,451
ISHARES TR MULTIFACTOR GLBL 46434V316 347 14,487 SH   SOLE   0 0 14,487
ISHARES TR INTL SEL DIV ETF 464288448 877 38,798 SH   SOLE   0 0 38,798
JOHNSON & JOHNSON COM 478160104 1,002 7,643 SH   SOLE   0 0 7,643
MERCK & CO. INC COM 58933Y105 1,332 17,309 SH   SOLE   0 0 17,309
METLIFE INC COM 59156R108 466 15,250 SH   SOLE   0 0 15,250
MICROSOFT CORP COM 594918104 436 2,762 SH   SOLE   0 0 2,762
PFIZER INC COM 717081103 720 22,046 SH   SOLE   0 0 22,046
PRUDENTIAL FINL INC COM 744320102 459 8,801 SH   SOLE   0 0 8,801
SFL CORPORATION LTD SHS G7738W106 952 100,500 SH   SOLE   0 0 100,500
TRUIST FINL CORP COM 89832Q109 513 16,650 SH   SOLE   0 0 16,650
TSAKOS ENERGY NAVIGATION LTD SHS G9108L108 1,325 406,431 SH   SOLE   0 0 406,431
UNION PAC CORP COM 907818108 846 6,000 SH   SOLE   0 0 6,000
WALGREENS BOOTS ALLIANCE INC COM 931427108 676 14,770 SH   SOLE   0 0 14,770
ZIMMER BIOMET HOLDINGS INC COM 98956P102 218 2,159 SH   SOLE   0 0 2,159