The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM 023135106 344 186 SH   SOLE   0 0 186
AMGEN INC COM 031162100 1,106 4,587 SH   SOLE   0 0 4,587
ANWORTH MORTGAGE ASSET CP COM 037347101 1,273 361,676 SH   SOLE   0 0 361,676
AT&T INC COM 00206R102 1,277 32,673 SH   SOLE   0 0 32,673
BHP GROUP LTD SPONSORED ADS 088606108 753 13,755 SH   SOLE   0 0 13,755
BRISTOL MYERS SQUIBB CO COM 110122108 908 14,141 SH   SOLE   0 0 14,141
CARNIVAL CORP UNIT 99/99/9999 143658300 1,555 30,600 SH   SOLE   0 0 30,600
COMERICA INC COM 200340107 719 10,027 SH   SOLE   0 0 10,027
CVS HEALTH CORP COM 126650100 1,830 24,634 SH   SOLE   0 0 24,634
DESIGNER BRANDS INC CL A 250565108 703 44,663 SH   SOLE   0 0 44,663
EXXON MOBIL CORP COM 30231G102 846 12,128 SH   SOLE   0 0 12,128
FOOT LOCKER INC COM 344849104 698 17,890 SH   SOLE   0 0 17,890
FRANKLIN TEMPLETON ETF TR LIBERTYQ GBL 35473P306 1,652 53,662 SH   SOLE   0 0 53,662
GENERAL MTRS CO COM 37045V100 1,644 44,917 SH   SOLE   0 0 44,917
GILEAD SCIENCES INC COM 375558103 760 11,703 SH   SOLE   0 0 11,703
GOODYEAR TIRE & RUBR CO COM 382550101 743 47,795 SH   SOLE   0 0 47,795
GREENBRIER COS INC COM 393657101 810 24,964 SH   SOLE   0 0 24,964
HALLIBURTON CO COM 406216101 898 36,683 SH   SOLE   0 0 36,683
HOME DEPOT INC COM 437076102 848 3,881 SH   SOLE   0 0 3,881
HSBC HLDGS PLC SPON ADR NEW 404280406 1,395 35,687 SH   SOLE   0 0 35,687
ING GROEP N V SPONSORED ADR 456837103 1,416 117,497 SH   SOLE   0 0 117,497
INTERNATIONAL BUSINESS MACHS COM 459200101 1,725 12,870 SH   SOLE   0 0 12,870
INTL PAPER CO COM 460146103 1,585 34,413 SH   SOLE   0 0 34,413
ISHARES TR MULTIFACTOR GLBL 46434V316 486 15,565 SH   SOLE   0 0 15,565
ISHARES TR INTL SEL DIV ETF 464288448 1,197 35,669 SH   SOLE   0 0 35,669
ISHARES TR CORE S&P SCP ETF 464287804 214 2,550 SH   SOLE   0 0 2,550
JOHNSON & JOHNSON COM 478160104 221 1,518 SH   SOLE   0 0 1,518
KEYCORP NEW COM 493267108 871 43,054 SH   SOLE   0 0 43,054
KIMCO RLTY CORP COM 49446R109 996 48,076 SH   SOLE   0 0 48,076
MERCK & CO INC COM 58933Y105 1,465 16,109 SH   SOLE   0 0 16,109
METLIFE INC COM 59156R108 727 14,254 SH   SOLE   0 0 14,254
MICROSOFT CORP COM 594918104 283 1,792 SH   SOLE   0 0 1,792
NEW YORK CMNTY BANCORP INC COM 649445103 986 81,990 SH   SOLE   0 0 81,990
PFIZER INC COM 717081103 844 21,549 SH   SOLE   0 0 21,549
PHYSICIANS RLTY TR COM 71943U104 892 47,120 SH   SOLE   0 0 47,120
PRUDENTIAL FINL INC COM 744320102 708 7,556 SH   SOLE   0 0 7,556
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 1,296 21,970 SH   SOLE   0 0 21,970
SCHLUMBERGER LTD COM 806857108 1,384 34,439 SH   SOLE   0 0 34,439
SFL CORPORATION LTD SHS G7738W106 1,643 112,976 SH   SOLE   0 0 112,976
TAPESTRY INC COM 876030107 1,253 46,473 SH   SOLE   0 0 46,473
TEXAS PAC LD TR SUB CTF PROP I T 882610108 391 500 SH   SOLE   0 0 500
TOTAL S A SPONSORED ADS 89151E109 747 13,511 SH   SOLE   0 0 13,511
TSAKOS ENERGY NAVIGATION LTD SHS G9108L108 1,968 451,366 SH   SOLE   0 0 451,366
VANGUARD SCOTTSDALE FDS VNG RUS2000VAL 92206C649 248 2,211 SH   SOLE   0 0 2,211
WALGREENS BOOTS ALLIANCE INC COM 931427108 797 13,526 SH   SOLE   0 0 13,526
WESTROCK CO COM 96145D105 1,728 40,271 SH   SOLE   0 0 40,271
ZIMMER BIOMET HLDGS INC COM 98956P102 323 2,159 SH   SOLE   0 0 2,159