The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 247 1,393 SH   SOLE   987 0 406
ABBOTT LABS COM 002824100 231 1,644 SH   SOLE   31 0 1,613
ABBVIE INC COM 00287Y109 3,215 23,748 SH   SOLE   13,461 0 10,287
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 256 618 SH   SOLE   46 0 572
AIR PRODS & CHEMS INC COM 009158106 2,592 8,520 SH   SOLE   5,452 0 3,068
ALPHABET INC CAP STK CL A 02079K305 921 318 SH   SOLE   2 0 316
ALPHABET INC CAP STK CL C 02079K107 359 124 SH   SOLE   11 0 113
ALPS ETF TR SECTR DIV DOGS 00162Q858 285 5,316 SH   SOLE   4,157 0 1,159
AMAZON COM INC COM 023135106 1,445 433 SH   SOLE   75 0 358
AMERICAN FINL GROUP INC OHIO COM 025932104 1,341 9,767 SH   SOLE   821 0 8,946
AMERICAN TOWER CORP NEW COM 03027X100 232 792 SH   SOLE   10 0 782
AMERIPRISE FINL INC COM 03076C106 312 1,036 SH   SOLE   385 0 651
AMGEN INC COM 031162100 259 1,150 SH   SOLE   1,000 0 150
ANSYS INC COM 03662Q105 401 1,000 SH   SOLE   0 0 1,000
ANTHEM INC COM 036752103 455 981 SH   SOLE   672 0 309
APPLE INC COM 037833100 3,782 21,296 SH   SOLE   8,795 0 12,501
AT&T INC COM 00206R102 1,339 54,422 SH   SOLE   33,623 0 20,799
BATH & BODY WORKS INC COM 070830104 1,787 25,610 SH   SOLE   300 0 25,310
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 636 2,127 SH   SOLE   1,080 0 1,047
BK OF AMERICA CORP COM 060505104 264 5,937 SH   SOLE   4,373 0 1,564
BLACKROCK INC COM 09247X101 4,287 4,682 SH   SOLE   2,793 0 1,889
BOEING CO COM 097023105 232 1,154 SH   SOLE   46 0 1,108
BOEING CO COM 097023105 20 100 SH Call SOLE   0 0 100
BRISTOL-MYERS SQUIBB CO COM 110122108 1,307 20,965 SH   SOLE   11,380 0 9,585
CATERPILLAR INC COM 149123101 209 1,010 SH   SOLE   0 0 1,010
CHEMED CORP NEW COM 16359R103 471 891 SH   SOLE   400 0 491
CHEVRON CORP NEW COM 166764100 3,958 33,730 SH   SOLE   20,566 0 13,164
CIGNA CORP NEW COM 125523100 474 2,065 SH   SOLE   1,616 0 449
CINCINNATI FINL CORP COM 172062101 1,685 14,787 SH   SOLE   8,716 0 6,071
CINTAS CORP COM 172908105 688 1,553 SH   SOLE   153 0 1,400
CISCO SYS INC COM 17275R102 484 7,640 SH   SOLE   1,318 0 6,322
COLGATE PALMOLIVE CO COM 194162103 275 3,222 SH   SOLE   3,181 0 41
COMCAST CORP NEW CL A 20030N101 2,871 57,034 SH   SOLE   34,583 0 22,451
COSTAR GROUP INC COM 22160N109 545 6,899 SH   SOLE   0 0 6,899
CROWN CASTLE INTL CORP NEW COM 22822V101 2,406 11,526 SH   SOLE   7,178 0 4,348
CVS HEALTH CORP COM 126650100 314 3,049 SH   SOLE   1,978 0 1,071
DANAHER CORPORATION COM 235851102 505 1,535 SH   SOLE   44 0 1,491
DBX ETF TR XTRACK USD HIGH 233051432 457 11,464 SH   SOLE   3,228 0 8,236
DOVER CORP COM 260003108 269 1,484 SH   SOLE   1,484 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 688 6,560 SH   SOLE   702 0 5,858
ECOLAB INC COM 278865100 327 1,396 SH   SOLE   0 0 1,396
EMERSON ELEC CO COM 291011104 5,926 63,740 SH   SOLE   29,638 0 34,102
ENBRIDGE INC COM 29250N105 211 5,407 SH   SOLE   100 0 5,307
EXELON CORP COM 30161N101 235 4,062 SH   SOLE   0 0 4,062
EXXON MOBIL CORP COM 30231G102 3,026 49,460 SH   SOLE   32,472 0 16,988
FASTENAL CO COM 311900104 496 7,742 SH   SOLE   0 0 7,742
FIFTH THIRD BANCORP COM 316773100 598 13,743 SH   SOLE   5,856 0 7,887
FIRST TR EXCHANGE-TRADED FD NASD TECH DIV 33738R118 3,222 51,263 SH   SOLE   32,281 0 18,982
FIVE BELOW INC COM 33829M101 460 2,223 SH   SOLE   0 0 2,223
GENERAL ELECTRIC CO COM NEW 369604301 422 4,469 SH   SOLE   1,426 0 3,043
GLOBANT S A COM L44385109 369 1,174 SH   SOLE   0 0 1,174
GRACO INC COM 384109104 351 4,356 SH   SOLE   0 0 4,356
GRAND CANYON ED INC COM 38526M106 307 3,578 SH   SOLE   0 0 3,578
HEICO CORP NEW COM 422806109 424 2,938 SH   SOLE   0 0 2,938
HOME DEPOT INC COM 437076102 612 1,474 SH   SOLE   45 0 1,429
IDEXX LABS INC COM 45168D104 213 324 SH   SOLE   0 0 324
IHS MARKIT LTD SHS G47567105 225 1,696 SH   SOLE   0 0 1,696
INTEL CORP COM 458140100 3,600 69,904 SH   SOLE   37,682 0 32,222
INTERNATIONAL BUSINESS MACHS COM 459200101 410 3,066 SH   SOLE   488 0 2,578
INVESCO EXCH TRD SLF IDX FD BULSHS 2022 CB 46138J882 5,866 274,260 SH   SOLE   209,407 0 64,853
INVESCO EXCH TRD SLF IDX FD BULSHS 2023 CB 46138J866 5,354 249,486 SH   SOLE   200,905 0 48,581
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841 4,524 207,250 SH   SOLE   167,463 0 39,787
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 467 2,869 SH   SOLE   1,185 0 1,684
INVESCO EXCHANGE TRADED FD T S&P500 PUR GWT 46137V266 31,940 151,503 SH   SOLE   93,273 0 58,230
INVESCO QQQ TR UNIT SER 1 46090E103 1,419 3,566 SH   SOLE   0 0 3,566
ISHARES GOLD TR ISHARES NEW 464285204 487 14,000 SH   SOLE   14,000 0 0
ISHARES INC CORE MSCI EMKT 46434G103 12,590 210,326 SH   SOLE   132,535 0 77,791
ISHARES TR BLACKROCK ULTRA 46434V878 10,177 201,963 SH   SOLE   154,540 0 47,423
ISHARES TR CORE 1 5 YR USD 46432F859 352 6,981 SH   SOLE   4,526 0 2,455
ISHARES TR CORE S&P MCP ETF 464287507 2,252 7,957 SH   SOLE   2,250 0 5,707
ISHARES TR CORE S&P500 ETF 464287200 6,286 13,178 SH   SOLE   2,848 0 10,330
ISHARES TR ISHS 5-10YR INVT 464288638 350 5,900 SH   SOLE   1,968 0 3,932
ISHARES TR MSCI EAFE ETF 464287465 3,142 39,934 SH   SOLE   19,744 0 20,190
ISHARES TR MSCI EMG MKT ETF 464287234 356 7,282 SH   SOLE   6,090 0 1,192
ISHARES TR MSCI KLD400 SOC 464288570 360 3,877 SH   SOLE   252 0 3,625
ISHARES TR MSCI USA ESG SLC 464288802 476 4,477 SH   SOLE   272 0 4,205
ISHARES TR MSCI USA MIN VOL 46429B697 297 3,668 SH   SOLE   2,738 0 930
ISHARES TR MSCI USA QLT FCT 46432F339 27,016 185,598 SH   SOLE   118,343 0 67,255
ISHARES TR MSCI USA VALUE 46432F388 27,247 248,895 SH   SOLE   160,124 0 88,771
ISHARES TR NATIONAL MUN ETF 464288414 50,437 433,758 SH   SOLE   240,074 0 193,684
ISHARES TR RUS 1000 GRW ETF 464287614 425 1,392 SH   SOLE   179 0 1,213
ISHARES TR RUSSELL 2000 ETF 464287655 24,224 108,898 SH   SOLE   68,730 0 40,168
J P MORGAN EXCHANGE-TRADED F DIVERSFD EQT ETF 46641Q845 219 4,764 SH   SOLE   4,764 0 0
JOHNSON & JOHNSON COM 478160104 2,707 15,824 SH   SOLE   8,523 0 7,301
JPMORGAN CHASE & CO COM 46625H100 4,108 25,941 SH   SOLE   15,148 0 10,793
KRANESHARES TR QUADRTC INT RT 500767736 22,631 842,861 SH   SOLE   517,650 0 325,211
KROGER CO COM 501044101 603 13,312 SH   SOLE   12,571 0 741
LUCID GROUP INC COM 549498103 381 10,001 SH   SOLE   0 0 10,001
MCDONALDS CORP COM 580135101 3,110 11,601 SH   SOLE   6,824 0 4,777
MEDTRONIC PLC SHS G5960L103 2,985 28,852 SH   SOLE   16,917 0 11,935
MERCK & CO INC COM 58933Y105 2,996 39,092 SH   SOLE   24,105 0 14,987
MICROSOFT CORP COM 594918104 7,575 22,523 SH   SOLE   8,216 0 14,307
MONDELEZ INTL INC CL A 609207105 2,612 39,393 SH   SOLE   21,879 0 17,514
NIKE INC CL B 654106103 267 1,601 SH   SOLE   1 0 1,600
NORTHROP GRUMMAN CORP COM 666807102 253 654 SH   SOLE   0 0 654
NVIDIA CORPORATION COM 67066G104 828 2,815 SH   SOLE   0 0 2,815
PAYCOM SOFTWARE INC COM 70432V102 239 576 SH   SOLE   0 0 576
PAYPAL HLDGS INC COM 70450Y103 209 1,109 SH   SOLE   0 0 1,109
PEPSICO INC COM 713448108 2,969 17,090 SH   SOLE   9,726 0 7,364
PERKINELMER INC COM 714046109 322 1,600 SH   SOLE   0 0 1,600
PFIZER INC COM 717081103 5,386 91,214 SH   SOLE   50,101 0 41,113
PIMCO ETF TR ACTIVE BD ETF 72201R775 488 4,457 SH   SOLE   4,457 0 0
PNC FINL SVCS GROUP INC COM 693475105 463 2,308 SH   SOLE   1,078 0 1,230
PROCTER AND GAMBLE CO COM 742718109 56,980 348,333 SH   SOLE   111,195 0 237,138
PROLOGIS INC. COM 74340W103 256 1,518 SH   SOLE   20 0 1,498
PROSHARES TR S&P 500 DV ARIST 74348A467 1,323 13,480 SH   SOLE   6,370 0 7,110
PRUDENTIAL FINL INC COM 744320102 4,340 40,096 SH   SOLE   24,769 0 15,327
PUXIN LTD ADS 74704P108 8 20,000 SH   SOLE   0 0 20,000
QUALCOMM INC COM 747525103 1,071 5,856 SH   SOLE   4,514 0 1,342
REGAL REXNORD CORPORATION COM 758750103 808 4,750 SH   SOLE   0 0 4,750
RITCHIE BROS AUCTIONEERS COM 767744105 322 5,266 SH   SOLE   0 0 5,266
ROCKWELL AUTOMATION INC COM 773903109 558 1,600 SH   SOLE   0 0 1,600
ROLLINS INC COM 775711104 330 9,651 SH   SOLE   0 0 9,651
SALESFORCE COM INC COM 79466L302 566 2,227 SH   SOLE   0 0 2,227
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 499 16,837 SH   SOLE   9,069 0 7,768
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 6,841 176,004 SH   SOLE   122,470 0 53,534
SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730 1,650 53,257 SH   SOLE   25,946 0 27,311
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 8,206 252,403 SH   SOLE   190,143 0 62,260
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 411 8,081 SH   SOLE   7,721 0 360
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 80,289 1,489,596 SH   SOLE   920,026 0 569,570
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 119,799 1,060,077 SH   SOLE   661,691 0 398,386
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 23,959 296,407 SH   SOLE   178,324 0 118,083
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 8,179 49,948 SH   SOLE   44,390 0 5,558
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 7,644 67,156 SH   SOLE   41,627 0 25,529
SCHWAB STRATEGIC TR US REIT ETF 808524847 219 4,152 SH   SOLE   3,305 0 847
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 409 3,996 SH   SOLE   894 0 3,102
SCHWAB STRATEGIC TR US TIPS ETF 808524870 2,338 37,181 SH   SOLE   14,787 0 22,394
SELECT SECTOR SPDR TR ENERGY 81369Y506 262 4,716 SH   SOLE   602 0 4,114
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 2,101 27,253 SH   SOLE   17,182 0 10,071
SENSEONICS HLDGS INC COM 81727U105 33 12,282 SH   SOLE   102 0 12,180
SMUCKER J M CO COM NEW 832696405 344 2,533 SH   SOLE   484 0 2,049
SOUTHERN CO COM 842587107 2,477 36,121 SH   SOLE   19,747 0 16,374
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 402 1,107 SH   SOLE   7 0 1,100
SPDR INDEX SHS FDS MSCI ACWI EXUS 78463X848 86,279 2,943,659 SH   SOLE   1,902,741 0 1,040,918
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,001 4,212 SH   SOLE   156 0 4,056
SPDR SER TR BLOOMBERG CONV 78464A359 720 8,673 SH   SOLE   845 0 7,828
SPDR SER TR MSCI USA STRTGIC 78468R812 229 1,750 SH   SOLE   349 0 1,401
SPDR SER TR NUVEEN BLMBRG SH 78468R739 516 10,500 SH   SOLE   7,938 0 2,562
SPDR SER TR S&P 600 SMCP VAL 78464A300 235 2,772 SH   SOLE   2,632 0 140
SPDR SER TR S&P DIVID ETF 78464A763 586 4,537 SH   SOLE   2,985 0 1,552
SPDR SER TR S&P METALS MNG 78464A755 361 8,072 SH   SOLE   0 0 8,072
SPROTT PHYSICAL GOLD TR UNIT 85207H104 157 10,939 SH   SOLE   0 0 10,939
STARBUCKS CORP COM 855244109 538 4,596 SH   SOLE   15 0 4,581
SYSCO CORP COM 871829107 314 4,000 SH   SOLE   0 0 4,000
TESLA INC COM 88160R101 403 381 SH   SOLE   26 0 355
TRUIST FINL CORP COM 89832Q109 2,612 44,608 SH   SOLE   26,710 0 17,898
TYLER TECHNOLOGIES INC COM 902252105 283 527 SH   SOLE   0 0 527
UNION PAC CORP COM 907818108 567 2,249 SH   SOLE   1,134 0 1,115
UNITEDHEALTH GROUP INC COM 91324P102 497 990 SH   SOLE   0 0 990
US BANCORP DEL COM NEW 902973304 6,358 113,184 SH   SOLE   29,013 0 84,171
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 372 4,386 SH   SOLE   4,386 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 978 3,047 SH   SOLE   2,500 0 547
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 848 7,306 SH   SOLE   2,544 0 4,762
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,260 5,217 SH   SOLE   3,415 0 1,802
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 286 4,193 SH   SOLE   4,193 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 575 3,350 SH   SOLE   2,048 0 1,302
VANGUARD WORLD FD MEGA GRWTH IND 921910816 13,142 50,397 SH   SOLE   32,406 0 17,991
VEEVA SYS INC CL A COM 922475108 434 1,700 SH   SOLE   0 0 1,700
VERISK ANALYTICS INC COM 92345Y106 400 1,749 SH   SOLE   82 0 1,667
VERIZON COMMUNICATIONS INC COM 92343V104 2,217 42,664 SH   SOLE   25,050 0 17,614
VICTORIAS SECRET AND CO COMMON STOCK 926400102 474 8,536 SH   SOLE   100 0 8,436
VISA INC COM CL A 92826C839 593 2,738 SH   SOLE   115 0 2,623
WALMART INC COM 931142103 2,342 16,189 SH   SOLE   9,422 0 6,767
WEST PHARMACEUTICAL SVSC INC COM 955306105 326 695 SH   SOLE   0 0 695
WISDOMTREE TR INTRST RATE HDGE 97717W380 221 4,737 SH   SOLE   3,257 0 1,480
WISDOMTREE TR US QTLY DIV GRT 97717X669 8,940 135,742 SH   SOLE   90,803 0 44,939
WISDOMTREE TR US SMALLCAP DIVD 97717W604 588 17,891 SH   SOLE   11,573 0 6,318