The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Fqf Tr Oshars FTSE US COM 351680855 1,475 51,140 SH   SOLE   0 0 51,140
iShares Core S&P Ttl Stock COM 464287150 1,658 30,691 SH   SOLE   0 0 30,691
SPDR S&P Ins ETF COM 78464a789 259 3,010 SH   SOLE   0 0 3,010
T Rowe Price Emerg Mkts Stock COM 77956h864 1,909 53,641 SH   SOLE   0 0 53,641
ISHARES TR 20 YR TR BD ETF COM 464287432 47,064 389,895 SH   SOLE   389,895 0 0
ISHARES TR 7-10YR TR BD ETF COM 464287440 22,504 213,122 SH   SOLE   213,122 0 0
VANGUARD WORLD FD EXTENDED DUR COM 921910709 3,926 35,322 SH   SOLE   35,322 0 0
PIMCO ETF TR 25YR ZERO U S COM 72201R882 3,925 35,351 SH   SOLE   35,351 0 0
VANGUARD WORLD FDS CONSUM STP ETF COM 92204A207 2,075 14,755 SH   SOLE   14,755 0 0
VANGUARD WORLD FDS HEALTH CAR ETF COM 92204A504 2,020 14,660 SH   SOLE   14,660 0 0
VANGUARD WORLD FDS UTILITIES ETF COM 92204A876 1,995 17,713 SH   SOLE   17,713 0 0