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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES 7-10 YR TREASURY BND ETF 7-10 Y TR BD ETF 464287440 3,252 28,793 SH   SOLE NONE 161 0 28,632
VANGUARD TOTAL BOND MARKET ETF TOTAL BND MRKT 921937835 10,200 120,997 SH   SOLE NONE 618 0 120,379
ISHARES RUSSELL 3000 ETF RUSSELL 3000 ETF 464287689 17,908 144,403 SH   SOLE NONE 0 0 144,403
ISHARES CORE S&P 500 ETF CORE S&P500 ETF 464287200 34,807 165,355 SH   SOLE NONE 410 0 164,945
VANGUARD INDEX FUNDS S&P 500 ETF S&P 500 ETF SHS 922908363 41,918 218,099 SH   SOLE NONE 473 0 217,626
VANGUARD TOTAL STOCK MARKET ETF TOTAL STK MKT 922908769 24,102 224,924 SH   SOLE NONE 0 0 224,924
ISHARES GOLD TRUST COM ISHARES 464285105 7,210 565,101 SH   SOLE NONE 1,022 0 564,079