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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
EVERUS CONSTR GROUP COM 300426103   2,395,309 64,581 SH   SOLE   0 0 64,581
ISHARES INC MSCI JPN ETF NEW 46434G822   24,544,480 358,000 SH   SOLE   0 0 358,000
ISHARES TR MSCI ACWI ETF 464288257   1,724,318 14,815 SH   SOLE   0 0 14,815
ISHARES TR INTL SEL DIV ETF 464288448   153,239 4,940 SH   SOLE   0 0 4,940
ISHARES TR MBS ETF 464288588   300,096 3,200 SH   SOLE   0 0 3,200
ISHARES TR PFD AND INCM SEC 464288687   6,146 200 SH   SOLE   0 0 200
ISHARES TR EAFE GRWTH ETF 464288885   1,515,500 15,155 SH   SOLE   0 0 15,155
ISHARES TR CORE HIGH DV ETF 46429B663   19,863,680 164,000 SH   SOLE   0 0 164,000
ISHARES TR MSCI INTL VLU FT 46435G409   2,354,481 77,680 SH   SOLE   0 0 77,680
ISHARES TR FALN ANGLS USD 46435G474   34,676,976 1,294,400 SH   SOLE   0 0 1,294,400
ISHARES TR BROAD USD HIGH 46435U853   59,043,240 1,604,000 SH   SOLE   0 0 1,604,000
KNIFE RIVER CORP COMMON STOCK 498894104   9,639,209 106,853 SH   SOLE   0 0 106,853
KRANESHARES TRUST CSI CHI INTERNET 500767306   52,853,740 1,514,000 SH   SOLE   0 0 1,514,000
MDU RES GROUP INC COM 552690109   4,368,377 258,331 SH   SOLE   0 0 258,331
PEPSICO INC COM 713448108   468,712 3,126 SH   SOLE   0 0 3,126
SELECT SECTOR SPDR TR ENERGY 81369Y506   12,335,400 132,000 SH   SOLE   0 0 132,000
SPDR SER TR BLOOMBERG SHT TE 78468R408   105,487,326 4,192,660 SH   SOLE   0 0 4,192,660
TCW ETF TRUST TRANSFRM 500 ETF 29287L106   56,360,912 861,919 SH   SOLE   0 0 861,919
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   730,517,412 1,421,489 SH   SOLE   0 0 1,421,489
VANGUARD INDEX FDS GROWTH ETF 922908736   8,154,332 21,990 SH   SOLE   0 0 21,990
VANGUARD INDEX FDS VALUE ETF 922908744   22,802,544 132,005 SH   SOLE   0 0 132,005
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   91,601 790 SH   SOLE   0 0 790
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   1,086,149 23,998 SH   SOLE   0 0 23,998
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866   67,026 925 SH   SOLE   0 0 925
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874   191,989,245 2,734,500 SH   SOLE   0 0 2,734,500
VANGUARD SCOTTSDALE FDS LG-TERM COR BD 92206C813   121,911,460 1,606,000 SH   SOLE   0 0 1,606,000
VANGUARD STAR FDS VG TL INTL STK F 921909768   253,746,996 4,086,103 SH   SOLE   0 0 4,086,103
VANGUARD WORLD FD ESG INTL STK ETF 921910725   13,471,622 228,410 SH   SOLE   0 0 228,410
VANGUARD WORLD FD ESG US STK ETF 921910733   36,579,036 373,446 SH   SOLE   0 0 373,446
VANGUARD WORLD FD MEGA GRWTH IND 921910816   89,155,123 288,640 SH   SOLE   0 0 288,640