The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 207 1,015 SH   SOLE   0 0 1,015
ISHARES TR US TREAS BD ETF 46429B267 663 26,885 SH   SOLE   0 0 26,885
EXXON MOBIL CORP COM 30231G102 2,551 37,414 SH   SOLE   0 0 37,414
WALMART INC COM 931142103 767 8,231 SH   SOLE   0 0 8,231
VERIZON COMMUNICATIONS INC COM 92343V104 431 7,658 SH   SOLE   0 0 7,658
VANGUARD INDEX FDS VALUE ETF 922908744 271 2,763 SH   SOLE   0 0 2,763
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 2,191 18,305 SH   SOLE   0 0 18,305
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 2,024 21,248 SH   SOLE   0 0 21,248
VANGUARD GROUP DIV APP ETF 921908844 1,131 11,548 SH   SOLE   0 0 11,548
VANGUARD INDEX FDS SM CP VAL ETF 922908611 204 1,789 SH   SOLE   0 0 1,789
VISA INC COM CL A 92826C839 221 1,672 SH   SOLE   0 0 1,672
ISHARES TR MIN VOL USA ETF 46429B697 1,792 34,196 SH   SOLE   0 0 34,196
TEXAS INSTRS INC COM 882508104 1,447 15,317 SH   SOLE   0 0 15,317
THERMO FISHER SCIENTIFIC INC COM 883556102 429 1,915 SH   SOLE   0 0 1,915
TJX COS INC NEW COM 872540109 488 10,916 SH   SOLE   0 0 10,916
AT&T INC COM 00206R102 1,258 44,091 SH   SOLE   0 0 44,091
SUNTRUST BKS INC COM 867914103 280 5,561 SH   SOLE   0 0 5,561
SPDR S&P 500 ETF TR TR UNIT 78462F103 266 1,066 SH   SOLE   0 0 1,066
SOUTHERN CO COM 842587107 1,225 27,897 SH   SOLE   0 0 27,897
ISHARES TR EAFE SML CP ETF 464288273 1,330 25,669 SH   SOLE   0 0 25,669
ISHARES TR USA QUALITY FCTR 46432F339 5,172 67,376 SH   SOLE   0 0 67,376
INVESCO QQQ TR UNIT SER 1 46090E103 362 2,347 SH   SOLE   0 0 2,347
PPG INDS INC COM 693506107 263 2,574 SH   SOLE   0 0 2,574
PROCTER AND GAMBLE CO COM 742718109 1,083 11,781 SH   SOLE   0 0 11,781
PFIZER INC COM 717081103 1,089 24,959 SH   SOLE   0 0 24,959
PEPSICO INC COM 713448108 631 5,707 SH   SOLE   0 0 5,707
REALTY INCOME CORP COM 756109104 242 3,832 SH   SOLE   0 0 3,832
ISHARES US ETF TR SHT MAT BD ETF 46431W507 3,402 68,250 SH   SOLE   0 0 68,250
ISHARES TR USA MOMENTUM FCT 46432F396 3,389 33,813 SH   SOLE   0 0 33,813
MICROSOFT CORP COM 594918104 922 9,081 SH   SOLE   0 0 9,081
MERCK & CO INC COM 58933Y105 233 3,049 SH   SOLE   0 0 3,049
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 919 9,100 SH   SOLE   0 0 9,100
MCDONALDS CORP COM 580135101 380 2,138 SH   SOLE   0 0 2,138
ISHARES TR IBOXX INV CP ETF 464287242 2,543 22,539 SH   SOLE   0 0 22,539
LOCKHEED MARTIN CORP COM 539830109 264 1,009 SH   SOLE   0 0 1,009
COCA COLA CO COM 191216100 2,725 57,548 SH   SOLE   0 0 57,548
KIMBERLY CLARK CORP COM 494368103 251 2,200 SH   SOLE   0 0 2,200
JPMORGAN CHASE & CO COM 46625H100 341 3,494 SH   SOLE   0 0 3,494
JP MORGAN EXCHANGE TRADED FD DIV RTN INT EQ 46641Q209 7,665 150,610 SH   SOLE   0 0 150,610
JOHNSON & JOHNSON COM 478160104 2,539 19,671 SH   SOLE   0 0 19,671
ISHARES TR GLOBAL TECH ETF 464287291 2,784 19,332 SH   SOLE   0 0 19,332
ISHARES TR RUSSELL 2000 ETF 464287655 3,891 29,059 SH   SOLE   0 0 29,059
ISHARES TR S&P 500 GRWT ETF 464287309 1,623 10,770 SH   SOLE   0 0 10,770
ISHARES TR CORE S&P500 ETF 464287200 18,229 72,450 SH   SOLE   0 0 72,450
ISHARES TR S&P 500 VAL ETF 464287408 1,747 17,271 SH   SOLE   0 0 17,271
INTEL CORP COM 458140100 499 10,627 SH   SOLE   0 0 10,627
ISHARES TR CORE S&P SCP ETF 464287804 963 13,887 SH   SOLE   0 0 13,887
ISHARES TR CORE S&P MCP ETF 464287507 1,631 9,820 SH   SOLE   0 0 9,820
ISHARES TR INTRM TR CRP ETF 464288638 2,050 39,110 SH   SOLE   0 0 39,110
ISHARES INC CORE MSCI EMKT 46434G103 2,153 45,658 SH   SOLE   0 0 45,658
ISHARES TR CORE MSCI EAFE 46432F842 4,072 74,035 SH   SOLE   0 0 74,035
INTERNATIONAL BUSINESS MACHS COM 459200101 1,038 9,129 SH   SOLE   0 0 9,129
ISHARES TR IBONDS DEC25 ETF 46434VBD1 1,950 82,613 SH   SOLE   0 0 82,613
ISHARES TR IBONDS DEC24 ETF 46434VBG4 3,336 139,577 SH   SOLE   0 0 139,577
ISHARES TR IBONDS DEC23 ETF 46434VAX8 3,902 161,288 SH   SOLE   0 0 161,288
ISHARES TR IBONDS DEC22 ETF 46434VBA7 4,737 196,004 SH   SOLE   0 0 196,004
ISHARES TR IBONDS DEC21 ETF 46434VBK5 4,990 204,829 SH   SOLE   0 0 204,829
ISHARES TR IBONDS DEC20 ETF 46434VAQ3 4,623 185,065 SH   SOLE   0 0 185,065
ISHARES TR IBONDS DEC19 ETF 46434VAU4 2,125 85,703 SH   SOLE   0 0 85,703
ISHARES TR HDG MSCI EAFE 46434V803 1,616 62,625 SH   SOLE   0 0 62,625
HOME DEPOT INC COM 437076102 3,044 17,718 SH   SOLE   0 0 17,718
GENERAL ELECTRIC CO COM 369604103 178 23,469 SH   SOLE   0 0 23,469
EMERSON ELEC CO COM 291011104 250 4,190 SH   SOLE   0 0 4,190
ISHARES TR JPMORGAN USD EMG 464288281 1,275 12,268 SH   SOLE   0 0 12,268
ISHARES INC MIN VOL EMRG MKT 464286533 2,019 36,135 SH   SOLE   0 0 36,135
CONSOLIDATED EDISON INC COM 209115104 232 3,038 SH   SOLE   0 0 3,038
DISNEY WALT CO COM DISNEY 254687106 226 2,057 SH   SOLE   0 0 2,057
CHEVRON CORP NEW COM 166764100 823 7,561 SH   SOLE   0 0 7,561
CISCO SYS INC COM 17275R102 217 5,001 SH   SOLE   0 0 5,001
COMCAST CORP NEW CL A 20030N101 211 6,199 SH   SOLE   0 0 6,199
CATERPILLAR INC DEL COM 149123101 246 1,936 SH   SOLE   0 0 1,936
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 8,906 113,356 SH   SOLE   0 0 113,356
BRISTOL MYERS SQUIBB CO COM 110122108 330 6,356 SH   SOLE   0 0 6,356
VANGUARD BD INDEX FD INC INTERMED TERM 921937819 6,750 83,030 SH   SOLE   0 0 83,030
BANK AMER CORP COM 060505104 442 17,926 SH   SOLE   0 0 17,926
BOEING CO COM 097023105 385 1,193 SH   SOLE   0 0 1,193
AMAZON COM INC COM 023135106 469 312 SH   SOLE   0 0 312
ABBOTT LABS COM 002824100 571 7,899 SH   SOLE   0 0 7,899
ABBVIE INC COM 00287Y109 709 7,693 SH   SOLE   0 0 7,693
APPLE INC COM 037833100 3,403 21,573 SH   SOLE   0 0 21,573