The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COM 00206R102 762 21,560 SH   SOLE   0 0 21,560
BANK OF AMERICA CORPORATION COM 60505104 1,372 89,277 SH   SOLE   0 0 89,277
CEL SCI CORP COM PAR $0.01 150837508 0 15 SH   SOLE   0 0 15
CISCO SYS INC COM 17275R102 5 200 SH   SOLE   0 0 200
CITIGROUP INC COM NEW 172967424 1,248 26,502 SH   SOLE   0 0 26,502
DU PONT E I DE NEMOURS & CO COM 263534109 1,027 15,687 SH   SOLE   0 0 15,687
FAIRPOINT COMMUNICATIONS INC COM 305560104 0 3 SH   SOLE   0 0 3
GENERAL ELECTRIC CO COM 369604103 1,214 46,210 SH   SOLE   0 0 46,210
GOLDEN MINERALS CO COM 381119106 0 85 SH   SOLE   0 0 85
HEWLETT PACKARD CO COM 428236103 1,299 38,577 SH   SOLE   0 0 38,577
ICG GROUP INC COM 44928D108 0 1 SH   SOLE   0 0 1
IDEARC INC COM 451663108 0 15 SH   SOLE   0 0 15
INTEL CORP COM 458140100 1,168 37,787 SH   SOLE   0 0 37,787
INTERNATIONAL BUSINESS MACHS COM 459200101 36 199 SH   SOLE   0 0 199
ISHARES CORE TOTUSBD ETF 464287226 1,155 10,560 SH   SOLE   0 0 10,560
ISHARES IBOXX HI YD ETF 464288513 83 872 SH   SOLE   0 0 872
ISHARES MSCI EAFE ETF 464287465 642 9,392 SH   SOLE   0 0 9,392
ISHARES NASDQ BIOTEC ETF 464287556 69 270 SH   SOLE   0 0 270
JPMORGAN CHASE & CO COM 46625H100 1,333 23,134 SH   SOLE   0 0 23,134
MERCK & CO INC NEW COM 58933Y105 1,153 19,923 SH   SOLE   0 0 19,923
MICROSOFT CORP COM 594918104 1,170 28,048 SH   SOLE   0 0 28,048
PFIZER INC COM 717081103 1,049 35,341 SH   SOLE   0 0 35,341
PHILIP MORRIS INTL INC COM 718172109 778 9,228 SH   SOLE   0 0 9,228
PIMCO ETF TR TOTL RETN ETF 72201R775 1,497 13,736 SH   SOLE   0 0 13,736
SAFEGUARD SCIENTIFICS INC COM NEW 786449207 0 10 SH   SOLE   0 0 10
VANGUARD BD INDEX FD INC INTERMED TERM INTERMED TERM 921937819 607 7,169 SH   SOLE   0 0 7,169
VANGUARD BD INDEX FD INC SHORT TRM BOND SHORT TRM BOND 921937827 1,765 21,964 SH   SOLE   0 0 21,964
VANGUARD BD INDEX FD INC TOTAL BND MRKT TOTAL BND MRKT 921937835 68,688 835,423 SH   SOLE   0 0 835,423
VANGUARD INDEX FDS GROWTH ETF 922908736 93,800 948,436 SH   SOLE   0 0 948,436
VANGUARD INDEX FDS LARGE CAP ETF 922908637 403 4,474 SH   SOLE   0 0 4,474
VANGUARD INDEX FDS MID CAP ETF 922908629 31,678 266,940 SH   SOLE   0 0 266,940
VANGUARD INDEX FDS REIT ETF 922908553 573 7,659 SH   SOLE   0 0 7,659
VANGUARD INDEX FDS SM CP VAL ETF 922908611 2 22 SH   SOLE   0 0 22
VANGUARD INDEX FDS SMALL CP ETF 922908751 30,914 263,949 SH   SOLE   0 0 263,949
VANGUARD INDEX FDS SML CP GRW ETF 922908595 5 41 SH   SOLE   0 0 41
VANGUARD INDEX FDS TOTAL STK MKT 922908769 444 4,367 SH   SOLE   0 0 4,367
VANGUARD INDEX FDS VALUE ETF 922908744 93,974 1,160,892 SH   SOLE   0 0 1,160,892
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 62,177 718,316 SH   SOLE   0 0 718,316
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 83,576 1,598,322 SH   SOLE   0 0 1,598,322
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 840 19,469 SH   SOLE   0 0 19,469
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 70 1,164 SH   SOLE   0 0 1,164
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 29 458 SH   SOLE   0 0 458
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 17 268 SH   SOLE   0 0 268
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771 1,003 19,061 SH   SOLE   0 0 19,061
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 12 147 SH   SOLE   0 0 147
VANGUARD SPECIALIZED PORTFOL DIV APP ETF 921908844 29 371 SH   SOLE   0 0 371
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 5 128 SH   SOLE   0 0 128
VECTOR GROUP LTD COM 92240M108 28 1,353 SH   SOLE   0 0 1,353
WISDOMTREE TR EQTY INC FD 97717W208 29 491 SH   SOLE   0 0 491