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Consolidated Statements of Cash Flows (Unaudited) - USD ($)
$ in Thousands
6 Months Ended
Jun. 30, 2025
Jun. 30, 2024
Cash Flows From Operating Activities:    
Net loss $ (11,067) $ (2,781)
Net loss from discontinued operations 362 1,511
Adjustments to reconcile net loss to net cash used in operating activities    
Gain on sale mortgage loans held for sale, net of direct costs (1,927)
Recovery for credit losses (29)
Depreciation and amortization 1,656
Gain on extinguishment of debt (75)
Amortization of debt discount 1,722 97
Preferred stock dividends (75) (75)
Change in equity method loss (129)
Issuance of common stock for services by third parties 2
Issuance of common stock for services by related parties 130 67
Noncash lease expense (4)
Changes in operating assets and liabilities:    
Proceeds from principal payments and sales of loans held for sale 54,898
Originations and purchases of mortgage loans held for sale (52,216)
Interest rate lock commitment derivative (97)
Prepaid expenses and other current assets 47
Accounts receivables, net 273
Other receivable (327)
Other assets 327 (7)
Accounts payable 234 (5)
Accrued liabilities 512 113
Accrued interest 238 378
Other liabilities, related party 81
Other noncurrent liabilities (11)
Net cash used in operating activities (5,558) (619)
Net cash used in operating activities of discontinued operations (41) (335)
Net cash used in operating activities (5,599) (954)
Cash Flows From Investing Activities:    
Purchase of internal-use software (134)
Net cash used in investing activities of continuing operations (134)
Net cash provided by (used in) investing activities of discontinued operations 193 (105)
Net cash provided by (used in) investing activities 59 (105)
Cash Flows From Financing Activities:    
Net repayments/borrowings under warehouse line of credit (895)
ELOC shares issued for cash, net of offering costs 5,867
ATM shares issued for cash, net of offering costs 6,721
Series G Preferred Stock issued for cash, net of offering costs 3,266
Proceeds from secured credit facilities, net of debt discount 1,100
Payments of principal on secured credit facilities (4,140) (41)
Proceeds from notes payable, related party 672
Payments of principal on notes payable, related party (430)
Proceeds from notes payable 250
Payments of principal on notes payable (375)
Net cash provided by financing activities of continuing operations 10,936 1,059
Net increase in cash 5,396
Effect of exchange rate changes on cash 54
Cash and restricted cash at the beginning of the period 872
Cash and restricted cash at the end of the period 6,322
Supplemental Disclosure of Cash Flow Information    
Cash paid during the period for interest 183 81
Operating cash flows from operating leases 168
Supplemental Disclosure of Non-Cash Investing and Financing Activities    
Note payable, related party converted to Preferred stock Series G 700
Conversion of preferred shares 6
Deemed dividend - Preferred stock Series G and warrant price protection 6,766
Secured credit facilities converted to common shares 986
Cash and cash equivalents 6,277
Restricted cash 45
 Total cash and cash equivalents and restricted cash $ 6,322