Consolidated Balance Sheets - USD ($) $ in Thousands	Sep. 30, 2026	Dec. 31, 2025
Current assets:
Cash and cash equivalents	$ 2,070	$ 3,064
Current portion of restricted cash	86	131
Mortgage loans held for sale, net, at fair value	11,189	15,072
Interest rate lock commitment derivative	366	232
Accounts receivable, net (includes related party receivables of $38 and $16 as of September 30, 2026 and December 31, 2025, respectively)	94	20
Other receivable	97
Prepaid expenses and other current assets	352	459
Due from affiliate		400
Total current assets	14,254	19,378
Goodwill	33,310	33,310
Property and equipment, net	10,293	11,710
Intangible assets, net	4,755	4,829
Right-of-use assets	243	401
Restricted cash	230	250
Simple Agreements for Future Equity (“SAFEs”), related party		148
Other assets, net	6	191
Total Assets	63,091	70,217
Current liabilities:
Warehouse lines of credit and accrued interest	8,898	14,544
Loans committed for funding	1,808
Accounts payable	780	645
Accrued liabilities	1,220	903
Current portion of lease liabilities	219	239
Total current liabilities	13,280	16,331
Lease liabilities, net of current portion	56	221
Other noncurrent liabilities		57
Total liabilities	13,336	16,609
Commitments and contingencies (Note 16)
Shareholders’ Equity:
Common stock, $0.0001 par value; 100,000,000 shares authorized and 34,887,471 and 27,904,433 shares issued and outstanding as of September 30, 2026 and December 31, 2025, respectively	3	3
Additional paid-in capital	188,725	179,354
Accumulated other comprehensive loss	(36)	(48)
Accumulated deficit	(138,937)	(125,702)
Total Shareholders’ Equity	49,755	53,608
Total Liabilities and Shareholders’ Equity	63,091	70,217
Series A Preferred Stock [Member]
Shareholders’ Equity:
Preferred stock value		1
Series B Preferred Stock [Member]
Shareholders’ Equity:
Preferred stock value
Series F Preferred Stock [Member]
Shareholders’ Equity:
Preferred stock value
Series F-1 Preferred Stock [Member]
Shareholders’ Equity:
Preferred stock value
Series G Preferred Stock [Member]
Shareholders’ Equity:
Preferred stock value
Related Party [Member]
Current assets:
Accounts receivable, net (includes related party receivables of $38 and $16 as of September 30, 2026 and December 31, 2025, respectively)	38	16
Current liabilities:
Current portion of note payable and accrued interest, net of original issue discount	$ 355