MORTGAGE LOANS HELD FOR SALE

6 Months Ended

Jun. 30, 2026

Mortgage Loans Held For Sale

MORTGAGE LOANS HELD FOR SALE

8. MORTGAGE LOANS HELD FOR SALE

Beeline sells substantially all of its originated mortgage loans to investors and adjusted its loan balance to the estimated fair value based on the eventual sales of loans. Mortgage loans held for sale, at fair value, consisted of the following:

(Dollars in thousands)	June 30, 2026		December 31, 2025
Mortgage loans held for sale	$	10,627	$	14,859
Net fair value adjustment		211		213
Total mortgage loans held for sale, at fair value	$	10,838	$	15,072