PROPERTY AND EQUIPMENT (Tables)

3 Months Ended

Mar. 31, 2026

Property, Plant, and Equipment [Abstract]

SCHEDULE OF PROPERTY AND EQUIPMENT

Property and equipment consisted of the following:

(Dollars in thousands)	March 31, 2026			December 31, 2025
Internal-use software	$	15,531		$	15,455
Furniture and fixtures		56			55
Leasehold improvements		151			151
Computers and hardware		22			22
Total		15,760			15,683
Less accumulated depreciation and amortization		(4,765	)		(3,973	)
Total property and equipment, net	$	10,995		$	11,710

SCHEDULE OF INTERNAL-USE SOFTWARE

Internal-use software consisted of the following:

(Dollars in thousands)	March 31, 2026			December 31, 2025
Internal-use software	$	15,531		$	15,455
Less accumulated amortization		(4,550	)		(3,773	)
Total internal-use software, net	$	10,981		$	11,682

SCHEDULE OF ESTIMATED FUTURE AMORTIZATION EXPENSE OF INTERNAL-USE SOFTWARE

The estimated future amortization expense of internal-use software as of March 31, 2026 was as follows:

(Dollars in thousands)
Remaining 2026	$	2,330
2027		3,106
2028		3,106
2029		2,403
2030		36
	$	10,981