Consolidated Statements of Cash Flows - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2025	Dec. 31, 2024
Cash Flows From Operating Activities:
Net loss	$ (23,381)	$ (13,076)
Net loss from discontinued operations	715	10,684
Adjustments to reconcile net loss to net cash used in operating activities
Gain on sale mortgage loans held for sale, net of direct costs	(5,384)	(757)
Recovery for credit losses	(28)
Depreciation and amortization	3,316	758
(Gain) loss on extinguishment of debt	610	(591)
Gain on troubled debt restructuring		(4,483)
Amortization of debt discount	1,732	728
Stock compensation expense	2,916
Issuance of restricted stock awards	1,384
Change in equity method investment	266	58
Issuance of common stock for services by third parties		207
Issuance of common stock for services by employees	130	273
Warrants issued related to settlement	26
Noncash lease expense	(133)	(4)
Changes in operating assets and liabilities:
Proceeds from principal payments and sales of loans held for sale	170,191	47,219
Originations and purchases of mortgage loans held for sale	(172,954)	(46,144)
Interest rate lock commitment derivative	(215)	106
Prepaid expenses and other current assets	(182)	(143)
Accounts receivable, net – related party	8
Due from affiliate	(400)
Other assets, net	167	71
Accounts payable	(754)	(233)
Accrued liabilities	(326)	26
Accrued interest, net	161	999
Other noncurrent liabilities	13	6
Net cash used in operating activities	(22,122)	(4,296)
Net cash provided by operating activities of discontinued operations	678	1,062
Net cash used in operating activities	(21,444)	(3,234)
Cash Flows From Investing Activities:
Cash acquired in acquisition		258
Note receivable disbursement	(75)
SAFEs disbursement	(267)
Purchases of property and equipment	(15)
Purchase of internal-use software	(231)	(71)
Capital contributions in equity method investee		(130)
Net cash provided by (used in) investing activities of continuing operations	(588)	57
Net cash used in investing activities of discontinued operations	(515)	(508)
Net cash used in investing activities	(1,103)	(451)
Cash Flows From Financing Activities:
Net repayments/borrowings under warehouse lines of credit	8,443	(982)
ELOC shares issued for cash, net of offering costs	6,975
ATM shares issued for cash, net of offering costs	7,933
Series G Preferred Stock issued for cash, net of offering costs	3,266	2,216
Series E Preferred Stock redeemed	(2,000)
Proceeds from common stock issued, net of issuance costs	6,581	664
Proceeds from warrant exercise	25
Proceeds from secured credit facilities, net of debt discount		1,382
Proceeds from secured credit facilities, related party		875
Payments of principal on secured credit facilities	(5,439)
Payments of principal on secured credit facilities, related party		(325)
Proceeds from notes payable, related party	672	1,056
Payments of principal on notes payable, related party	(796)	(271)
Proceeds from notes payable	250
Payments of principal on notes payable	(1,025)	(25)
Net cash provided by financing activities	24,885	4,590
Net increase in cash	2,338	905
Effect of exchange rate changes on cash	(14)	(34)
Cash and restricted cash at the beginning of the year	871
Cash and restricted cash at the end of the year	3,195	871
Supplemental Disclosure of Cash Flow Information
Cash paid during the years for interest	215	27
Cash paid during the years for income taxes
Supplemental Disclosure of Non-Cash Investing and Financing Activities
Note payable, related party converted to Preferred stock Series G	700
Conversion of preferred shares	7
Deemed dividend - Preferred stock Series G and warrant price protection	6,766
Secured credit facilities converted to common shares	986
Series A Preferred Stock issued in exchange for Series F/F-1 Preferred Stock	1
Dividends issued	150	150
Equity exchanged for secured debt		448
Shares issued for Merger, net of cash received		47,963
Shares issued to incentivize debt		614
Warrants issued in relation to debt issuance		368
Consulting services for future services		553
Cash and cash equivalents	3,064	80
Restricted cash	131	791
Total cash and cash equivalents and restricted cash	$ 3,195	$ 871