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PROPERTY AND EQUIPMENT, NET (Tables)
12 Months Ended
Dec. 31, 2025
Property, Plant and Equipment [Abstract]  
SCHEDULE OF PROPERTY AND EQUIPMENT

Property and equipment consisted of the following as of December 31:

 

(Dollars in thousands)  2025   2024 
Internal-use software  $15,455   $15,225 
Furniture and fixtures   55    28 
Leasehold improvements   151    151 
Computers and hardware   22    12 
Total   15,683    15,416 
Less accumulated depreciation and amortization   (3,973)   (736)
Total property and equipment, net  $11,710   $14,680 
SCHEDULE OF INTERNAL-USE SOFTWARE

Internal-use software consisted of the following as of December 31:

 

(Dollars in thousands)  2025 
Internal-use software  $15,455 
Less accumulated amortization   (3,773)
Total internal-use software  $11,682 
SCHEDULE OF ESTIMATED FUTURE AMORTIZATION EXPENSE OF INTERNAL-USE SOFTWARE

The estimated future amortization expense of internal-use software as of December 31, 2025 was as follows:

 

(Dollars in thousands)    
2026  $3,098 
2027   3,098 
2028   3,098 
2029   2,388 
Amortization expense of internal use software  $11,682