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Consolidated Statements of Cash Flows (Unaudited) - USD ($)
$ in Thousands
9 Months Ended
Sep. 30, 2025
Sep. 30, 2024
Cash Flows From Operating Activities:    
Net loss $ (15,029) $ (4,140)
Net loss from discontinued operations 745 2,028
Adjustments to reconcile net loss to net cash provided by (used in) operating activities    
Gain on sale mortgage loans held for sale, net of direct costs (3,598)
Recovery for credit losses (29)
Depreciation and amortization 2,487
Loss on extinguishment of debt 610
Amortization of debt discount 1,722 232
Preferred stock dividends (113) (113)
Change in equity method investment (129)
Issuance of common stock for services by third parties 2
Issuance of common stock for services by employees 130 67
Warrants issued related to settlement 26
Noncash lease expense (19)
Changes in operating assets and liabilities:    
Proceeds from principal payments and sales of loans held for sale 98,224
Originations and purchases of mortgage loans held for sale (96,625)
Interest rate lock commitment derivative (222)
Prepaid expenses and other current assets (115) (185)
Accounts receivable, net (12)
Other assets, net 488
Accounts payable (542) 9
Accrued liabilities (258) 73
Accrued interest, net 154 610
Other liabilities, related party 81
Other noncurrent liabilities 1
Net cash used in operating activities (12,104) (1,336)
Net cash provided by (used in) operating activities of discontinued operations 667 (270)
Net cash used in operating activities (11,437) (1,606)
Cash Flows From Investing Activities:    
Note receivable (75)
SAFE (255)
Purchase of internal-use software (203)
Net cash used in investing activities of continuing operations (533)
Net cash (used in) provided by investing activities of discontinued operations (515) 114
Net cash (used in) provided by investing activities (1,048) 114
Cash Flows From Financing Activities:    
Net repayments/borrowings under warehouse line of credit 2,329
ELOC shares issued for cash, net of offering costs 6,988
ATM shares issued for cash, net of offering costs 6,721
Series G Preferred Stock issued for cash, net of offering costs 3,266
Proceeds from common stock issued, net of issuance costs 392
Proceeds from secured credit facilities, net of debt discount 1,100
Payments of principal on secured credit facilities (5,439)
Proceeds from notes payable, related party 672
Payments of principal on notes payable, related party (796)
Proceeds from notes payable 250
Payments of principal on notes payable (1,025)
Net cash provided by financing activities of continuing operations 12,966 1,492
Net increase in cash 481
Effect of exchange rate changes on cash (13)
Cash and restricted cash at the beginning of the period 872
Cash and restricted cash at the end of the period 1,340
Supplemental Disclosure of Cash Flow Information    
Cash paid during the period for interest 215 81
Operating cash flows from operating leases 236
Supplemental Disclosure of Non-Cash Investing and Financing Activities    
Note payable, related party converted to Preferred stock Series G 700
Conversion of preferred shares 6
Deemed dividend - Preferred stock Series G and warrant price protection 6,766
Secured credit facilities converted to common shares 986
Series A Preferred Stock issued in exchange for Series F/F-1 Preferred Stock 1
Dividends issued 150
Warrants issued in relation to debt issuance 329
Cash and cash equivalents 1,295
Restricted cash 45
 Total cash and cash equivalents and restricted cash $ 1,340