The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
A T & T COM 00206R102 2,217 56,587 SH   SOLE   56,587 0 0
Alphabet Inc. Class A Shares COM 02079K305 2,720 3,565 SH   SOLE   3,565 0 0
Apple Inc. COM 037833100 3,177 29,147 SH   SOLE   29,147 0 0
Archer-Daniels-Midland Co. COM 039483102 1,378 37,945 SH   SOLE   37,945 0 0
Bank of America Corporation COM 060505104 1,277 94,425 SH   SOLE   94,425 0 0
Cisco Systems, Inc. COM 17275R102 2,216 77,835 SH   SOLE   77,835 0 0
Coca-Cola COM 191216100 1,716 36,990 SH   SOLE   36,990 0 0
Diamonds Trust Series I COM 78467x109 433 2,450 SH   SOLE   2,450 0 0
Emerson Electric Co. COM 291011104 1,651 30,360 SH   SOLE   30,360 0 0
Evercore Partners COM 29977A105 1,643 31,750 SH   SOLE   31,750 0 0
Financial Select Sector SPDR F COM 81369Y605 1,406 62,495 SH   SOLE   62,495 0 0
Ford Motor Co. COM 345370860 1,692 125,360 SH   SOLE   125,360 0 0
General Electric COM 369604103 2,561 80,550 SH   SOLE   80,550 0 0
Intel Corp. COM 458140100 2,423 74,900 SH   SOLE   74,900 0 0
J.P. Morgan Chase & Co. COM 46625H100 1,396 23,575 SH   SOLE   23,575 0 0
Johnson & Johnson COM 478160104 1,636 15,119 SH   SOLE   15,119 0 0
KBW Regional Banking SPDR Fund COM 78464A698 2,351 62,455 SH   SOLE   62,455 0 0
Kohl's Corp. COM 500255104 1,943 41,684 SH   SOLE   41,684 0 0
Materials Select Sector SPDR E COM 81369Y100 3,177 70,900 SH   SOLE   70,900 0 0
Merck & Co. Inc. COM 58933y105 1,561 29,510 SH   SOLE   29,510 0 0
Microsoft Corp. COM 594918104 1,661 30,071 SH   SOLE   30,071 0 0
Oracle Corp. COM 68389X105 2,044 49,970 SH   SOLE   49,970 0 0
PACCAR, Inc. COM 693718108 1,556 28,450 SH   SOLE   28,450 0 0
Procter & Gamble Co. COM 742718109 2,857 34,713 SH   SOLE   34,713 0 0
Qualcomm Incorporated COM 747525103 2,034 39,770 SH   SOLE   39,770 0 0
SPDR Homebuilders COM 78464A888 3,094 91,417 SH   SOLE   91,417 0 0
Vanguard S&P 500 ETF COM 922908363 3,952 20,960 SH   SOLE   20,960 0 0
Vodafone Group PLC COM 92857w308 1,937 60,437 SH   SOLE   60,437 0 0
Whole Foods Market, Inc. COM 966837106 1,451 46,625 SH   SOLE   46,625 0 0
iShares Dow Jones Select Divid COM 464287168 8,062 98,715 SH   SOLE   98,715 0 0
iShares Russell 2000 Index COM 464287655 655 5,925 SH   SOLE   5,925 0 0
Walmart Stores COM 931142103 411 6,000 SH   SOLE   6,000 0 0
Vanguard Emerging Markets Stoc ETF 922042858 2,864 82,830 SH   SOLE   82,830 0 0
iShares MSCI ACWI ex US Index ETF 464288240 8,336 211,145 SH   SOLE   211,145 0 0
iShares MSCI All Country Asia ETF 464288182 2,481 45,415 SH   SOLE   45,415 0 0
iShares MSCI India ETF 46429B598 2,398 88,410 SH   SOLE   88,410 0 0
iShares S&P Europe 350 Index COM 464287861 249 6,370 SH   SOLE   6,370 0 0
BlackRock Build America Bond T COM 09248X100 4,952 215,415 SH   SOLE   215,415 0 0
Guggenheim Multi-Asset Income COM 18383M506 10,330 558,680 SH   SOLE   558,680 0 0
SPDR S&P International Dividen COM 78463X772 3,191 90,980 SH   SOLE   90,980 0 0
Utilities Select Sector SPDR F COM 81369Y886 3,266 65,830 SH   SOLE   65,830 0 0
iShares Barclays Aggregate Bon ETF 464287226 3,122 28,170 SH   SOLE   28,170 0 0
iShares iBoxx Investment Grade ETF 464287242 11,386 95,823 SH   SOLE   95,823 0 0