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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISH (IVW) S&P 500 GR EETF 464287309 53,643 460,098 SH   SOLE   92,055 0 368,043
ISH (IEF) BARCLAYS 7-10YR TSY FETF 464287440 16,196 143,403 SH   SOLE   3,579 0 139,824
ISH (EFA) MSCI EAFE EETF 464287465 77,250 1,384,159 SH   SOLE   278,022 0 1,106,137
ISH (MBB) MBS BOND FD FETF 464288588 95,416 867,651 SH   SOLE   24,483 0 843,168
ISH (CIU) INT CREDIT FETF 464288638 33,776 303,602 SH   SOLE   11,058 0 292,544
ISH (IEI) 3-7 YEAR TREAS FETF 464288661 35,603 279,569 SH   SOLE   6,850 0 272,719
ISH (CLY) 10+ YEAR CREDIT FETF 464289511 29,382 467,426 SH   SOLE   11,451 0 455,975
VAN (BSV) SHORT BD FD FETF 921937827 21,637 266,892 SH   SOLE   77 0 266,815
VAN (VGK) FTSE EUROPE EETF 922042874 51,632 1,107,029 SH   SOLE   220,755 0 886,274
ISH (CMBS) CMBS ETF FETF 46429B366 23,765 447,726 SH   SOLE   11,019 0 436,707
ISH (EFAV) EAFE MIN VOL EETF 46429B689 105,553 1,589,892 SH   SOLE   324,063 0 1,265,829
ISH (USMV) MSCI LOW VOL EETF 46429B697 206,347 4,464,443 SH   SOLE   909,608 0 3,554,835
VAN (VCLT) LONG CORP FETF 92206C813 4,728 50,013 SH   SOLE   50,013 0 0
VAN (VCIT) INT CORP FETF 92206C870 1,191 13,322 SH   SOLE   13,322 0 0