The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   2,869,503 27,300 SH   SOLE   27,300 0 0
ABBVIE INC COM 00287Y109   1,663,823 10,440 SH   SOLE   10,440 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101   9,485,883 24,615 SH   SOLE   24,615 0 0
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102   1,405,997 13,760 SH   SOLE   13,760 0 0
ALKAMI TECHNOLOGY INC COM 01644J108   360,937 28,510 SH   SOLE   28,510 0 0
ALLSTATE CORP COM 020002101   1,482,638 13,380 SH   SOLE   13,380 0 0
ALPHABET INC CAP STK CL A 02079K305   8,361,675 80,610 SH   SOLE   80,610 0 0
AMAZON COM INC COM 023135106   10,772,114 104,290 SH   SOLE   104,290 0 0
AMERICA MOVIL SAB DE CV SPON ADS RP CL B 02390A101   238,497 11,330 SH   SOLE   11,330 0 0
AMERICAN EXPRESS CO COM 025816109   506,397 3,070 SH   SOLE   3,070 0 0
AMERISOURCEBERGEN CORP COM 03073E105   273,788 1,710 SH   SOLE   1,710 0 0
AMGEN INC COM 031162100   1,269,188 5,250 SH   SOLE   5,250 0 0
APPLE INC COM 037833100   24,830,642 150,580 SH   SOLE   150,580 0 0
APPLIED MATLS INC COM 038222105   1,376,924 11,210 SH   SOLE   11,210 0 0
ARISTA NETWORKS INC COM 040413106   470,008 2,800 SH   SOLE   2,800 0 0
AT&T INC COM 00206R102   5,069,507 263,351 SH   SOLE   263,351 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103   523,181 2,350 SH   SOLE   2,350 0 0
AUTOZONE INC COM 053332102   221,234 90 SH   SOLE   90 0 0
AVERY DENNISON CORP COM 053611109   3,503,449 19,580 SH   SOLE   19,580 0 0
BANCO BRADESCO S A SP ADR PFD NEW 059460303   110,145 42,040 SH   SOLE   42,040 0 0
BANK AMERICA CORP COM 060505104   3,136,562 109,670 SH   SOLE   109,670 0 0
BANK NEW YORK MELLON CORP COM 064058100   555,277 12,220 SH   SOLE   12,220 0 0
BECTON DICKINSON & CO COM 075887109   502,506 2,030 SH   SOLE   2,030 0 0
BIOGEN INC COM 09062X103   264,129 950 SH   SOLE   950 0 0
BLACK KNIGHT INC COM 09215C105   712,017 12,370 SH   SOLE   12,370 0 0
BLACKROCK INC COM 09247X101   756,106 1,130 SH   SOLE   1,130 0 0
BLOCK INC CL A 852234103   645,310 9,400 SH   SOLE   9,400 0 0
BOEING CO COM 097023105   5,444,581 25,630 SH   SOLE   25,630 0 0
BOOKING HOLDINGS INC COM 09857L108   5,628,414 2,122 SH   SOLE   2,122 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108   4,652,087 67,120 SH   SOLE   67,120 0 0
BROADCOM INC COM 11135F101   878,910 1,370 SH   SOLE   1,370 0 0
BROADRIDGE FINL SOLUTIONS IN COM 11133T103   1,089,015 7,430 SH   SOLE   7,430 0 0
CADENCE DESIGN SYSTEM INC COM 127387108   1,430,713 6,810 SH   SOLE   6,810 0 0
CARDINAL HEALTH INC COM 14149Y108   3,400,520 45,040 SH   SOLE   45,040 0 0
CARMAX INC COM 143130102   226,266 3,520 SH   SOLE   3,520 0 0
CATERPILLAR INC COM 149123101   489,718 2,140 SH   SOLE   2,140 0 0
CHEVRON CORP NEW COM 166764100   2,212,450 13,560 SH   SOLE   13,560 0 0
CINTAS CORP COM 172908105   370,144 800 SH   SOLE   800 0 0
CISCO SYS INC COM 17275R102   3,554,700 68,000 SH   SOLE   68,000 0 0
CITIGROUP INC COM NEW 172967424   3,524,252 75,160 SH   SOLE   75,160 0 0
CME GROUP INC COM 12572Q105   335,160 1,750 SH   SOLE   1,750 0 0
COCA COLA CO COM 191216100   2,980,542 48,050 SH   SOLE   48,050 0 0
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102   311,962 5,120 SH   SOLE   5,120 0 0
COLGATE PALMOLIVE CO COM 194162103   2,622,735 34,900 SH   SOLE   34,900 0 0
COMCAST CORP NEW CL A 20030N101   562,964 14,850 SH   SOLE   14,850 0 0
CONAGRA BRANDS INC COM 205887102   291,090 7,750 SH   SOLE   7,750 0 0
CONSOLIDATED EDISON INC COM 209115104   267,876 2,800 SH   SOLE   2,800 0 0
CONSTELLATION ENERGY CORP COM 21037T109   245,705 3,130 SH   SOLE   3,130 0 0
COSTCO WHSL CORP NEW COM 22160K105   730,399 1,470 SH   SOLE   1,470 0 0
CROWN CASTLE INC COM 22822V101   934,203 6,980 SH   SOLE   6,980 0 0
CVS HEALTH CORP COM 126650100   2,629,088 35,380 SH   SOLE   35,380 0 0
D R HORTON INC COM 23331A109   335,077 3,430 SH   SOLE   3,430 0 0
DEERE & CO COM 244199105   503,714 1,220 SH   SOLE   1,220 0 0
DIGITAL RLTY TR INC COM 253868103   985,066 10,020 SH   SOLE   10,020 0 0
DISNEY WALT CO COM 254687106   5,599,270 55,920 SH   SOLE   55,920 0 0
DOMINION ENERGY INC COM 25746U109   2,985,594 53,400 SH   SOLE   53,400 0 0
EDISON INTL COM 281020107   347,303 4,920 SH   SOLE   4,920 0 0
ELEVANCE HEALTH INC COM 036752103   335,661 730 SH   SOLE   730 0 0
EOG RES INC COM 26875P101   1,095,863 9,560 SH   SOLE   9,560 0 0
EPAM SYS INC COM 29414B104   837,200 2,800 SH   SOLE   2,800 0 0
EQUINIX INC COM 29444U700   656,146 910 SH   SOLE   910 0 0
EXELON CORP COM 30161N101   325,904 7,780 SH   SOLE   7,780 0 0
EXXON MOBIL CORP COM 30231G102   836,706 7,630 SH   SOLE   7,630 0 0
FAIR ISAAC CORP COM 303250104   920,524 1,310 SH   SOLE   1,310 0 0
FEDEX CORP COM 31428X106   3,429,635 15,010 SH   SOLE   15,010 0 0
FISERV INC COM 337738108   1,002,576 8,870 SH   SOLE   8,870 0 0
FORTIVE CORP COM 34959J108   222,234 3,260 SH   SOLE   3,260 0 0
FORTUNE BRANDS INNOVATIONS I COM 34964C106   233,158 3,970 SH   SOLE   3,970 0 0
GENERAL DYNAMICS CORP COM 369550108   1,090,844 4,780 SH   SOLE   4,780 0 0
GENERAL MLS INC COM 370334104   294,837 3,450 SH   SOLE   3,450 0 0
GILEAD SCIENCES INC COM 375558103   2,035,254 24,530 SH   SOLE   24,530 0 0
GOLDMAN SACHS GROUP INC COM 38141G104   510,292 1,560 SH   SOLE   1,560 0 0
HALLIBURTON CO COM 406216101   347,407 10,980 SH   SOLE   10,980 0 0
HDFC BANK LTD SPONSORED ADS 40415F101   343,351 5,150 SH   SOLE   5,150 0 0
HOME DEPOT INC COM 437076102   3,868,138 13,107 SH   SOLE   13,107 0 0
HONEYWELL INTL INC COM 438516106   720,522 3,770 SH   SOLE   3,770 0 0
ICICI BANK LIMITED ADR 45104G104   1,428,164 66,180 SH   SOLE   66,180 0 0
INFOSYS LTD SPONSORED ADR 456788108   207,536 11,900 SH   SOLE   11,900 0 0
INTEL CORP COM 458140100   5,344,485 163,590 SH   SOLE   163,590 0 0
INTERCONTINENTAL EXCHANGE IN COM 45866F104   1,283,810 12,310 SH   SOLE   12,310 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   6,588,583 50,260 SH   SOLE   50,260 0 0
INTUIT COM 461202103   2,661,605 5,970 SH   SOLE   5,970 0 0
ISHARES INC CORE MSCI EMKT 46434G103   27,848,649 570,786 SH   SOLE   570,786 0 0
ISHARES TR JPMORGAN USD EMG 464288281   1,478,925 17,141 SH   SOLE   17,141 0 0
ISHARES TR 7-10 YR TRSY BD 464287440   27,660,824 279,064 SH   SOLE   279,064 0 0
ISHARES TR CORE US AGGBD ET 464287226   8,110,895 81,402 SH   SOLE   81,402 0 0
ITAU UNIBANCO HLDG S A SPON ADR REP PFD 465562106   189,394 38,890 SH   SOLE   38,890 0 0
JOHNSON & JOHNSON COM 478160104   9,856,915 63,593 SH   SOLE   63,593 0 0
JPMORGAN CHASE & CO COM 46625H100   7,349,484 56,400 SH   SOLE   56,400 0 0
KE HLDGS INC SPONSORED ADS 482497104   191,603 10,170 SH   SOLE   10,170 0 0
KIMBERLY-CLARK CORP COM 494368103   808,004 6,020 SH   SOLE   6,020 0 0
LAUDER ESTEE COS INC CL A 518439104   1,582,273 6,420 SH   SOLE   6,420 0 0
LOCKHEED MARTIN CORP COM 539830109   789,459 1,670 SH   SOLE   1,670 0 0
LOWES COS INC COM 548661107   385,942 1,930 SH   SOLE   1,930 0 0
MARSH & MCLENNAN COS INC COM 571748102   3,489,223 20,950 SH   SOLE   20,950 0 0
MASTERCARD INCORPORATED CL A 57636Q104   1,213,789 3,340 SH   SOLE   3,340 0 0
MCDONALDS CORP COM 580135101   511,686 1,830 SH   SOLE   1,830 0 0
MCKESSON CORP COM 58155Q103   267,038 750 SH   SOLE   750 0 0
MERCK & CO INC COM 58933Y105   11,367,772 106,850 SH   SOLE   106,850 0 0
META PLATFORMS INC CL A 30303M102   15,550,038 73,370 SH   SOLE   73,370 0 0
METLIFE INC COM 59156R108   630,387 10,880 SH   SOLE   10,880 0 0
MICROSOFT CORP COM 594918104   21,403,392 74,240 SH   SOLE   74,240 0 0
MONDELEZ INTL INC CL A 609207105   279,577 4,010 SH   SOLE   4,010 0 0
MORGAN STANLEY COM NEW 617446448   537,336 6,120 SH   SOLE   6,120 0 0
MSCI INC COM 55354G100   1,035,427 1,850 SH   SOLE   1,850 0 0
NCINO INC COM 63947X101   407,383 16,440 SH   SOLE   16,440 0 0
NIKE INC CL B 654106103   4,985,316 40,650 SH   SOLE   40,650 0 0
NVIDIA CORPORATION COM 67066G104   2,197,161 7,910 SH   SOLE   7,910 0 0
ORACLE CORP COM 68389X105   433,936 4,670 SH   SOLE   4,670 0 0
PARAMOUNT GLOBAL CLASS B COM 92556H206   203,913 9,140 SH   SOLE   9,140 0 0
PAYPAL HLDGS INC COM 70450Y103   1,073,032 14,130 SH   SOLE   14,130 0 0
PEPSICO INC COM 713448108   362,777 1,990 SH   SOLE   1,990 0 0
PETROLEO BRASILEIRO SA PETRO SPONSORED ADR 71654V408   176,371 16,910 SH   SOLE   16,910 0 0
PFIZER INC COM 717081103   656,880 16,100 SH   SOLE   16,100 0 0
PHILIP MORRIS INTL INC COM 718172109   229,510 2,360 SH   SOLE   2,360 0 0
PHILLIPS 66 COM 718546104   3,876,771 38,240 SH   SOLE   38,240 0 0
PNC FINL SVCS GROUP INC COM 693475105   360,964 2,840 SH   SOLE   2,840 0 0
PPG INDS INC COM 693506107   1,612,311 12,070 SH   SOLE   12,070 0 0
PPL CORP COM 69351T106   4,207,962 151,420 SH   SOLE   151,420 0 0
PRINCIPAL FINANCIAL GROUP IN COM 74251V102   281,673 3,790 SH   SOLE   3,790 0 0
PROCTER AND GAMBLE CO COM 742718109   716,686 4,820 SH   SOLE   4,820 0 0
PROGRESSIVE CORP COM 743315103   825,456 5,770 SH   SOLE   5,770 0 0
PROLOGIS INC. COM 74340W103   892,106 7,150 SH   SOLE   7,150 0 0
PRUDENTIAL FINL INC COM 744320102   252,357 3,050 SH   SOLE   3,050 0 0
PUBLIC STORAGE COM 74460D109   1,187,410 3,930 SH   SOLE   3,930 0 0
QUALCOMM INC COM 747525103   6,747,706 52,890 SH   SOLE   52,890 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101   797,150 8,140 SH   SOLE   8,140 0 0
REPAY HLDGS CORP COM CL A 76029L100   677,170 103,070 SH   SOLE   103,070 0 0
ROCKWELL AUTOMATION INC COM 773903109   2,312,386 7,880 SH   SOLE   7,880 0 0
ROPER TECHNOLOGIES INC COM 776696106   387,807 880 SH   SOLE   880 0 0
ROSS STORES INC COM 778296103   2,248,895 21,190 SH   SOLE   21,190 0 0
S&P GLOBAL INC COM 78409V104   4,996,752 14,493 SH   SOLE   14,493 0 0
SALESFORCE INC COM 79466L302   3,849,761 19,270 SH   SOLE   19,270 0 0
SCHLUMBERGER LTD COM STK 806857108   329,461 6,710 SH   SOLE   6,710 0 0
SEMPRA COM 816851109   293,250 1,940 SH   SOLE   1,940 0 0
SHERWIN WILLIAMS CO COM 824348106   2,715,222 12,080 SH   SOLE   12,080 0 0
SIMON PPTY GROUP INC NEW COM 828806109   257,531 2,300 SH   SOLE   2,300 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   814,686 1,990 SH   SOLE   1,990 0 0
SPDR SER TR BLOOMBERG HIGH Y 78468R622   1,313,681 14,153 SH   SOLE   14,153 0 0
STANLEY BLACK & DECKER INC COM 854502101   3,752,611 46,570 SH   SOLE   46,570 0 0
STARBUCKS CORP COM 855244109   566,467 5,440 SH   SOLE   5,440 0 0
STATE STR CORP COM 857477103   2,191,226 28,950 SH   SOLE   28,950 0 0
STRYKER CORPORATION COM 863667101   859,265 3,010 SH   SOLE   3,010 0 0
SYSCO CORP COM 871829107   4,934,225 63,890 SH   SOLE   63,890 0 0
TARGET CORP COM 87612E106   372,668 2,250 SH   SOLE   2,250 0 0
TEXAS INSTRS INC COM 882508104   1,515,982 8,150 SH   SOLE   8,150 0 0
TJX COS INC NEW COM 872540109   4,725,892 60,310 SH   SOLE   60,310 0 0
TRADEWEB MKTS INC CL A 892672106   1,195,573 15,130 SH   SOLE   15,130 0 0
TRANSUNION COM 89400J107   920,915 14,820 SH   SOLE   14,820 0 0
TRIP COM GROUP LTD ADS 89677Q107   247,869 6,580 SH   SOLE   6,580 0 0
TRUIST FINL CORP COM 89832Q109   1,597,585 46,850 SH   SOLE   46,850 0 0
UNION PAC CORP COM 907818108   354,218 1,760 SH   SOLE   1,760 0 0
UNITED PARCEL SERVICE INC CL B 911312106   356,942 1,840 SH   SOLE   1,840 0 0
UNITEDHEALTH GROUP INC COM 91324P102   973,535 2,060 SH   SOLE   2,060 0 0
US BANCORP DEL COM NEW 902973304   2,620,475 72,690 SH   SOLE   72,690 0 0
V F CORP COM 918204108   3,852,087 168,140 SH   SOLE   168,140 0 0
VALE S A SPONSORED ADS 91912E105   481,132 30,490 SH   SOLE   30,490 0 0
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   2,250,222 45,998 SH   SOLE   45,998 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   32,230,327 85,703 SH   SOLE   85,703 0 0
VERISK ANALYTICS INC COM 92345Y106   1,339,183 6,980 SH   SOLE   6,980 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   5,465,990 140,550 SH   SOLE   140,550 0 0
VIATRIS INC COM 92556V106   164,694 17,120 SH   SOLE   17,120 0 0
VISA INC COM CL A 92826C839   10,293,602 45,656 SH   SOLE   45,656 0 0
VMWARE INC CL A COM 928563402   9,188,960 73,600 SH   SOLE   73,600 0 0
VULCAN MATLS CO COM 929160109   300,230 1,750 SH   SOLE   1,750 0 0
WALGREENS BOOTS ALLIANCE INC COM 931427108   4,782,414 138,300 SH   SOLE   138,300 0 0
WALMART INC COM 931142103   3,532,902 23,960 SH   SOLE   23,960 0 0
WASTE MGMT INC DEL COM 94106L109   339,394 2,080 SH   SOLE   2,080 0 0
WELLS FARGO CO NEW COM 949746101   2,812,845 75,250 SH   SOLE   75,250 0 0
WELLTOWER INC COM 95040Q104   1,264,612 17,640 SH   SOLE   17,640 0 0
XYLEM INC COM 98419M100   302,583 2,890 SH   SOLE   2,890 0 0
ZIMMER BIOMET HOLDINGS INC COM 98956P102   307,496 2,380 SH   SOLE   2,380 0 0
ZOETIS INC CL A 98978V103   675,746 4,060 SH   SOLE   4,060 0 0