The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
VANGUARD WHITEHALL FDS INC HIGH DIV YLD ETF 921946406 446 5,720 SH   SOLE   5,720 0 0
VANGUARD STAR FD VG TL INTL STK F ETF 921909768 9,402 199,105 SH   SOLE   172,834 0 26,271
VANGUARD MUN BD FD INC TAX EXEMPT BD ETF 922907746 330 6,471 SH   SOLE   6,471 0 0
SPDR SER TR NUVEEN BRC MUNIC ETF 78468R721 3,005 62,452 SH   SOLE   62,452 0 0
SMUCKER J M CO COM NEW 832696405 1,575 16,842 SH   SOLE   16,842 0 0
ISHARES TR SHORT TREAS BD ETF 464288679 663 6,014 SH   SOLE   6,014 0 0
ISHARES TR USA QUALITY FCTR ETF 46432F339 617 8,038 SH   SOLE   8,038 0 0
ISHARES TR NATIONAL MUN ETF 464288414 8,307 76,187 SH   SOLE   59,471 0 16,716
ISHARES TR USA MOMENTUM FCT ETF 46432F396 16,250 162,127 SH   SOLE   146,212 0 15,915
SPDR S&P MIDCAP 400 ETF TR ETF 78467Y107 290 958 SH   SOLE   958 0 0
KEYCORP NEW COM 493267108 153 10,319 SH   SOLE   10,319 0 0
ISHARES TR CORE MSCI TOTAL ETF 46432F834 1,641 31,236 SH   SOLE   31,236 0 0
ISHARES TR RUSSELL 3000 ETF 464287689 22,658 154,223 SH   SOLE   135,650 0 18,573
ISHARES TR CORE S&P500 ETF 464287200 248 985 SH   SOLE   916 0 69
ISHARES TR CORE S&P TTL STK ETF 464287150 3,777 66,544 SH   SOLE   66,544 0 0
VANECK VECTORS ETF TR ETF 92189H201 370 7,793 SH   SOLE   7,793 0 0
ISHARES INC CORE MSCI EMKT ETF 46434G103 200 4,233 SH   SOLE   4,233 0 0
ISHARES TR INTL SEL DIV ETF 464288448 293 10,189 SH   SOLE   10,189 0 0
ISHARES TR SELECT DIVID ETF 464287168 440 4,931 SH   SOLE   4,931 0 0
ISHARES TR CORE US AGGBD ETF 464287226 54,576 512,496 SH   SOLE   451,665 0 60,831