The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES RUSSELL 3000 INDEX ETF 464287689 25,889 163,678 SH   SOLE   143,791 0 19,887
ISHARES US MOMENTUM ETF ETF 46432f396 15,069 146,113 SH   SOLE   128,524 0 17,589
JM SMUCKER CO NEW COM 832696405 2,251 18,118 SH   SOLE   18,118 0 0
VANGUARD TOTAL INTERNATIONAL S ETF 921909768 11,147 196,212 SH   SOLE   170,896 0 25,316
ISHARES LEHMAN SHORT TREASURY ETF 464288679 656 5,951 SH   SOLE   5,951 0 0
ISHARES TR NATIONAL MUN ETF ETF 464288414 7,244 65,412 SH   SOLE   45,823 0 19,589
ISHARES CORE U.S. AGGREGATE BOND ETF 464287226 55,881 511,119 SH   SOLE   453,478 0 57,641
SPDR SERIES TRUST NUVN BRCLY M ETF 78468R721 987 20,157 SH   SOLE   20,157 0 0
VBI VACCINES INC. COM 91822J103 53 12,484 SH   SOLE   12,484 0 0
KEYCORP - NEW COM 493267108 208 10,319 SH   SOLE   10,319 0 0
MIDCAP SPDRS ETF 78467Y107 331 958 SH   SOLE   958 0 0
VANGUARD TOTAL INT'L BOND ETF ETF 92203J407 349 6,419 SH   SOLE   0 0 6,419
ISHARES S P 500 ETF ETF 464287200 265 985 SH   SOLE   916 0 69
VANECK VECTORS ETF TR ETF 92189F544 371 15,394 SH   SOLE   15,394 0 0
VANGUARD BD INDEX FD ETF 921937835 348 4,271 SH   SOLE   4,271 0 0
WELLS FARGO CO NEW COM 949746101 209 3,438 SH   SOLE   3,438 0 0